# Upflow vs Tesorio: which do AI models recommend for accounts receivable auto, September 2026

Finance AI Recommendation Index, September 2026 Edition, Accounts receivable automation. Zero of twelve models named Upflow first on the direct prompt; zero named Tesorio. Page: https://finance-ai-index.com/receivables/accounts-receivable-automation/upflow-vs-tesorio/

| | First-choice share | Rank | Negative rate | Labels | Models naming it |
|---|---|---|---|---|---|
| Upflow | 6% | #5 of 8 | 0% | 17 | 9 of 12 |
| Tesorio | 2% | #7 of 8 | 4% | 24 | 11 of 12 |

## The direct prompt, model by model

- Gemini 3.5 Flash: neither first, one named (first choices: Quadient AR) (alternatives: Billtrust, Gaviti, Tesorio, Upflow, Versapay)
- Perplexity Sonar: neither first, one named (first choices: Quadient AR) (alternatives: Billtrust, Credit-IQ, HighRadius, Upflow, Versapay)
- Mistral Small: neither first, one named (first choices: HighRadius, Quadient AR) (alternatives: Billtrust, Tesorio)
- DeepSeek V4 Flash: neither first, one named (first choices: Quadient AR, Versapay) (alternatives: Chaser, Esker, Upflow)
- Llama 4 Maverick: neither first, one named (first choices: HighRadius) (alternatives: Credit-IQ, Quadient AR, Tesorio)
- Qwen 3.7 Flash: neither first, one named (first choices: Versapay) (alternatives: BILL, Billtrust, Quadient AR, Tesorio)
- GLM 4.7 FlashX: neither first, one named (first choices: Quadient AR) (alternatives: HighRadius, Tesorio, Versapay)
- Claude Haiku 4.5: neither named (first choices: Monk) (alternatives: BILL, HighRadius, Invoiced, Quadient AR, Versapay)
- GPT-5.4 mini: neither named (first choices: Billtrust, HighRadius) (alternatives: Esker)
- Grok 4.1 Fast: neither named (first choices: Billtrust) (alternatives: Chaser, HighRadius, Quadient AR, Versapay)
- Kimi K2: neither named (first choices: Billtrust, Versapay) (alternatives: HighRadius, Quadient AR, Yonovo)
- MiniMax M2.5: neither named (first choices: Billtrust) (alternatives: HighRadius, Versapay)

## What the models said about Upflow

- "Upflow (for workflow focus) or Billtrust (for full-stack AR focus) are the safest starting points" (Qwen 3.7 Flash, paraphrase prompt, first choice)

## What the models said about Tesorio

- "Avoid mid-market/enterprise platforms (Versapay, Tesorio, HighRadius)" (DeepSeek V4 Flash, budget prompt, hard negative)

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category. Comparisons are drawn for the top eight products in each category. Published under CC BY 4.0; the output is the models' output, and nothing here is a recommendation by the index.