Ten of fourteen models named Resolve Pay first on the direct prompt; one named Fundbox. Resolve Pay was named by fourteen of the fourteen models and Fundbox by nine and Resolve Pay carries 55 labels and Fundbox 14, so the shares are not directly comparable.
Named in four categories this edition.
Named in two categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the B2B BNPL and net terms page.
Across every category in the October 2026 Edition, Resolve Pay and Fundbox were named in the same answer thirty-one times, of the 181 answers naming Resolve Pay and the 39 naming Fundbox. In those answers Fundbox took the first choice two times and Resolve Pay seventeen.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.1 Fast | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.
“US-based Resolve cannot guarantee that merchants will receive their payment in full, instead promising receipt of at least 90% of each invoice.” Claude Haiku 4.5 · comparative prompt · soft negative
“dig into contractual language on risk transfers and loss rates — and verify their funding stability before committing large volumes” DeepSeek V4 Flash · negative prompt · soft negative
“There are drawbacks, such as associated fees; a percentage is deducted from each invoice, and not all customers may qualify” Muse Glimmer 30B · negative prompt · soft negative
“Resolve - Popular for US mid-market sellers. Offers instant credit decisions, next-day payments to sellers (non-recourse at ~3.15% for 30 days)” Grok 4.1 Fast · comparative prompt · first choice
“Resolve is the strongest choice for US-based B2B suppliers who need transparent pricing, full AR automation, and non-recourse net terms financing.” Muse Glimmer 30B · comparative prompt · first choice
“paired with B2B Buy Now, Pay Later (BNPL) or embedded financing platforms like Resolve Pay or Credit Key to handle risk and get paid upfront” Grok 4.1 Fast · paraphrase prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.
“Generally not recommended for mid-market due to very high APRs (80–240%+) and limited AR automation” Kimi K2 · direct prompt · hard negative
“BBB complaint summary: 26 total complaints in the last 3 years... frustrations regarding unexpected automated payment system glitches and sudden strict restrictions on new credit line draws” Muse Glimmer 30B · negative prompt · soft negative
“Start with Resolve or Fundbox.” Qwen 3.7 Flash · direct prompt · first choice
“more of an embedded financing / capital platform, but it can power net terms and installment options in B2B commerce” GPT-5.4 mini · comparative prompt · alternative
“Fundbox offers robust B2B purchasing credits and Net Terms options for vendors” Qwen 3.7 Flash · comparative prompt · alternative
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.