# Tilled vs Rainforest: which do AI models recommend for embedded payments, October 2026

Finance AI Recommendation Index, October 2026 Edition, Embedded payments platforms. Zero of fourteen models named Tilled first on the direct prompt; one named Rainforest. Page: https://finance-ai-index.com/receivables/embedded-payments-platforms/tilled-vs-rainforest/

| | First-choice share | Rank | Negative rate | Labels | Models naming it |
|---|---|---|---|---|---|
| Tilled | 4% | #3 of 7 | 0% | 14 | 6 of 14 |
| Rainforest | 4% | #4 of 7 | 0% | 12 | 7 of 14 |

## The direct prompt, model by model

- Kimi K2: rainforest first (first choices: Rainforest, Stripe Connect) (alternatives: Adyen for Platforms, BILL, Finix, Payabli)
- Grok 4.1 Fast: neither first, one named (first choices: Stripe Connect) (alternatives: Finix, Tilled)
- GPT-6 Luna: neither first, one named (first choices: Stripe Connect) (alternatives: Adyen for Platforms, Finix, Rainforest)
- Claude Haiku 4.5: neither named (first choices: EBizCharge) (alternatives: HighRadius, Rillion, Stripe Connect, Unit)
- GPT-5.4 mini: neither named (first choices: Stripe Connect) (alternatives: Adyen for Platforms, Finix, Treasury Prime)
- Gemini 3.5 Flash: neither named (first choices: Finix) (alternatives: Balance, Slope, Stripe Connect, TreviPay, Usio)
- Perplexity Sonar: neither named (first choices: Stripe Connect) (alternatives: Adyen for Platforms, BlueSnap)
- Mistral Small: neither named (first choices: Stripe Connect) (alternatives: Adyen for Platforms, Paya)
- DeepSeek V4 Flash: neither named (first choices: Stripe Connect) (alternatives: Adyen for Platforms, Finix, Resolve, TreviPay)
- Llama 4 Maverick: neither named (first choices: Braintree) (alternatives: PaidYET)
- Qwen 3.7 Flash: neither named (first choices: Stripe Connect) (alternatives: Adyen for Platforms, Braintree, Checkout.com, Dwolla, HighRadius, Tipalti)
- GLM 4.7 FlashX: neither named (first choices: Stripe Connect) (alternatives: Adyen for Platforms, EBizCharge, Finix, TreviPay)
- MiniMax M2.5: neither named (first choices: Adyen for Platforms, Stripe Connect) (alternatives: Airwallex, Bill.com, Finix, Stax Connect, Tipalti)
- Muse Glimmer 30B: neither named (first choices: HighRadius, Stripe Connect) (alternatives: Adyen Platforms, BILL, Finix, Plooto)

## What the models said about Tilled

- "Tilled / Payabli are the most frequently recommended mid-market PFaaS options" (Muse Glimmer 30B, paraphrase prompt, first choice)
- "Recommended: Tilled (for most mid-sized B2B SaaS)" (DeepSeek V4 Flash, paraphrase prompt, first choice)
- "Tilled is well suited for early-to-mid-stage B2B software companies that want to monetize payments quickly" (Claude Haiku 4.5, paraphrase prompt, alternative)

## What the models said about Rainforest

- "Fastest launch, lowest complexity: Stripe Connect or Rainforest" (Kimi K2, direct prompt, first choice)
- "Best Overall Fit: Stripe Connect or Rainforest" (Claude Haiku 4.5, paraphrase prompt, first choice)
- "Rainforest — Best for simplicity and keeping 100% of the spread" (DeepSeek V4 Flash, paraphrase prompt, alternative)

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category. Comparisons are drawn for the top eight products in each category. Published under CC BY 4.0; the output is the models' output, and nothing here is a recommendation by the index.