# Agicap vs Float: which do AI models recommend for cash flow forecasting, September 2026

Finance AI Recommendation Index, September 2026 Edition, Cash flow forecasting. One of twelve models named Agicap first on the direct prompt; zero named Float. Page: https://finance-ai-index.com/treasury/cash-flow-forecasting/agicap-vs-float/

| | First-choice share | Rank | Negative rate | Labels | Models naming it |
|---|---|---|---|---|---|
| Agicap | 18% | #1 of 14 | 4% | 24 | 11 of 12 |
| Float | 4% | #5 of 14 | 22% | 27 | 12 of 12 |

## The direct prompt, model by model

- GPT-5.4 mini: agicap first (first choices: Agicap) (alternatives: Cube, Float, Tesorio)
- Gemini 3.5 Flash: neither first, one named (first choices: Centime, Tesorio) (alternatives: Agicap, Cube, Mosaic, Trovata)
- Llama 4 Maverick: neither first, one named (first choices: Cube) (alternatives: Abacum, Agicap, Chaser, GTreasury)
- Kimi K2: neither first, one named (first choices: Tesorio) (alternatives: Agicap, Chaser, Cube, Float)
- GLM 4.7 FlashX: neither first, one named (first choices: Chaser) (alternatives: Abacum, Drivetrain, Float, Futrli, Upflow)
- Claude Haiku 4.5: neither named (first choices: Tesorio) (alternatives: Billtrust, Cube, Drivetrain)
- Perplexity Sonar: neither named (first choices: Abacum, Drivetrain) (alternatives: Chaser, Cube, Vena)
- Grok 4.1 Fast: neither named (first choices: Chaser, Drivetrain) (alternatives: Abacum, Upflow)
- Mistral Small: neither named (first choices: Cube) (alternatives: Abacum, Chaser)
- DeepSeek V4 Flash: neither named (first choices: Abacum) (alternatives: Centime, Chaser, Cube, Drivetrain)
- Qwen 3.7 Flash: neither named (first choices: Chaser) (alternatives: Abacum, Phocas Software, Vena)
- MiniMax M2.5: neither named (first choices: Chaser) (alternatives: Cube, Tesorio)

## What the models said about Agicap

- "Caution level: High — but not a flat "avoid"" (DeepSeek V4 Flash, negative prompt, soft negative)
- "For most mid‑sized B2B companies ... Agicap is the most frequently recommended option in recent reviews." (MiniMax M2.5, paraphrase prompt, first choice)

## What the models said about Float

- "Avoid if: Your business has peaks/troughs (e.g., retail, tourism). Users call it "hopeless" without heavy manual tweaks." (Grok 4.1 Fast, negative prompt, hard negative)
- "Float has been criticized for being "absolutely hopeless for seasonal business as it can only predict income based on the previous 3 months or manual guessing"a" (Kimi K2, negative prompt, soft negative)
- "Some tools, like Float or Fluidly, may not be suitable for rapidly growing or contracting businesses" (Mistral Small, negative prompt, soft negative)
- "If I had to pick one best option for most budget-conscious small businesses, it would be Float" (Perplexity Sonar, budget prompt, first choice)
- "If you want live operational cash visibility, look at Float or Dryrun." (GPT-5.4 mini, comparative prompt, first choice)
- "the best value is usually Float if you use Xero or QuickBooks Online" (GPT-5.4 mini, budget prompt, first choice)

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category. Comparisons are drawn for the top eight products in each category. Published under CC BY 4.0; the output is the models' output, and nothing here is a recommendation by the index.