# Float vs Cube: which do AI models recommend for cash flow forecasting, October 2026

Finance AI Recommendation Index, October 2026 Edition, Cash flow forecasting. Zero of fourteen models named Float first on the direct prompt; three named Cube. Page: https://finance-ai-index.com/treasury/cash-flow-forecasting/float-vs-cube/

| | First-choice share | Rank | Negative rate | Labels | Models naming it |
|---|---|---|---|---|---|
| Float | 8% | #2 of 15 | 22% | 36 | 13 of 14 |
| Cube | 6% | #6 of 15 | 5% | 21 | 12 of 14 |

## The direct prompt, model by model

- Mistral Small: cube first (first choices: Chaser, Cube) (alternatives: Prophix One, Tesorio)
- Llama 4 Maverick: cube first (first choices: Cube)
- GLM 4.7 FlashX: cube first (first choices: Cube) (alternatives: Abacum, HighRadius)
- Claude Haiku 4.5: neither first, one named (first choices: Upflow) (alternatives: Abacum, Chaser, Cube, Tesorio)
- Gemini 3.5 Flash: neither first, one named (first choices: Tesorio) (alternatives: Agicap, Centime, Cube, Nilus, Trovata)
- Perplexity Sonar: neither first, one named (first choices: Agicap) (alternatives: Chaser, Cube, Upflow)
- Grok 4.1 Fast: neither first, one named (first choices: Chaser) (alternatives: Drivetrain, Float, Jirav)
- DeepSeek V4 Flash: neither first, one named (first choices: Tesorio) (alternatives: Agicap, Chaser, Float, Vena)
- Qwen 3.7 Flash: neither first, one named (first choices: Agicap) (alternatives: Chaser, Cube, Tesorio)
- Kimi K2: neither first, one named (first choices: Chaser) (alternatives: Abacum, Cube, Fathom, Upflow)
- GPT-6 Luna: neither first, one named (first choices: Centime) (alternatives: Cube, Jirav, Planful, Tesorio)
- Muse Glimmer 30B: neither first, one named (first choices: Tesorio, Upflow) (alternatives: Abacum, Float, Planful)
- GPT-5.4 mini: neither named (first choices: Agicap) (alternatives: Datarails, Kyriba, Vena)
- MiniMax M2.5: neither named (first choices: Upflow) (alternatives: Chaser, Drivetrain, Vena)

## What the models said about Float

- "products such as Float, Helm, Dryrun, and Cash Flow Frog are described as good within a narrow scope, but they do not produce a full P&L or balance-sheet forecast" (Perplexity Sonar, negative prompt, soft negative)
- "Float is risky if you are not on Xero/QuickBooks/FreeAgent, need heavy custom reporting, have strong seasonality..."Absolutely hopeless for seasonal business"" (Muse Glimmer 30B, negative prompt, soft negative)
- "Poor seasonal business support | Float (limited to recent 3 months or manual input...) | Seasonal SMBs—users report it's "hopeless" without custom fixes." (Grok 4.1 Fast, negative prompt, soft negative)
- "If you are a small business using Xero/QuickBooks: Start with Float. It is the most intuitive and affordable way to stop guessing your cash runway." (GLM 4.7 FlashX, comparative prompt, first choice)
- "Float is the go-to cashflow forecasting pick for finance teams that need rolling views driven by invoices, bills, and bank activity" (Muse Glimmer 30B, comparative prompt, first choice)
- "Float is frequently recommended as one of the best cash flow forecasting software options" (Mistral Small, budget prompt, first choice)

## What the models said about Cube

- "Spreadsheet-Native or Excel-Based Tools (e.g., ... heavy reliance in Cube, Vena, Datarails): Prone to manual errors" (Grok 4.1 Fast, negative prompt, soft negative)
- "Best for mid-market finance teams ($10M–$300M revenue) that run planning in spreadsheets and want structure, automation, and AI analysis layered on top" (Llama 4 Maverick, direct prompt, first choice)

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category. Comparisons are drawn for the top eight products in each category. Published under CC BY 4.0; the output is the models' output, and nothing here is a recommendation by the index.