# Cash flow forecasting: what AI models recommend, September 2026

Finance AI Recommendation Index, September 2026 Edition. Asked as "cash flow forecasting software" and as "cash management tool", six framings each, to twelve models with search on, on behalf of a mid-market B2B company. Page: https://finance-ai-index.com/treasury/cash-flow-forecasting/

**Standing:** Agicap leads with 18% of first choices; verdict contested. 49 first choices across the direct, paraphrase, budget and scale prompts.

## First-choice share

| # | Product | Share | Negative rate | Labels |
|---|---|---|---|---|
| 1 | Agicap | 18% | 4% | 24 |
| 2 | Tesorio | 10% | 5% | 22 |
| 3 | Chaser | 8% | 0% | 13 |
| 4 | Cube | 4% | 0% | 24 |
| 5 | Float | 4% | 22% | 27 |
| 6 | Abacum | 4% | 6% | 17 |
| 7 | Cash Flow Frog | 2% | 0% | 18 |
| 8 | Kyriba | 2% | 22% | 23 |
| 9 | Trovata | 2% | 13% | 15 |
| 10 | GTreasury | 2% | 9% | 11 |
| 11 | Fathom | 2% | 20% | 10 |
| 12 | HighRadius | 0% | 12% | 16 |

## Each model's first choice on the direct prompt

- Claude Haiku 4.5: Tesorio; alternatives Billtrust, Cube, Drivetrain
- GPT-5.4 mini: Agicap; alternatives Cube, Float, Tesorio
- Gemini 3.5 Flash: Centime, Tesorio; alternatives Agicap, Cube, Mosaic, Trovata
- Perplexity Sonar: Abacum, Drivetrain; alternatives Chaser, Cube, Vena
- Grok 4.1 Fast: Chaser, Drivetrain; alternatives Abacum, Upflow
- Mistral Small: Cube; alternatives Abacum, Chaser
- DeepSeek V4 Flash: Abacum; alternatives Centime, Chaser, Cube, Drivetrain
- Llama 4 Maverick: Cube; alternatives Abacum, Agicap, Chaser, GTreasury
- Qwen 3.7 Flash: Chaser; alternatives Abacum, Phocas Software, Vena
- Kimi K2: Tesorio; alternatives Agicap, Chaser, Cube, Float
- GLM 4.7 FlashX: Chaser; alternatives Abacum, Drivetrain, Float, Futrli
- MiniMax M2.5: Chaser; alternatives Cube, Tesorio

## Sources the answers cite

67 of 72 answers came back with a source list, from 12 of 12 models. Sites named in the most answers:

- cubesoftware.com: 32 answers, 42 citations
- tesorio.com: 30 answers, 31 citations
- guideflow.com: 28 answers, 31 citations
- worldmetrics.org: 19 answers, 27 citations
- upflow.io: 19 answers, 19 citations
- chaserhq.com: 18 answers, 24 citations
- cashflowfrog.com: 16 answers, 23 citations
- gartner.com: 16 answers, 18 citations

Pages named in the most answers:

- https://cubesoftware.com/blog/best-cash-forecasting-software (29 answers)
- https://tesorio.com/blog/best-cash-flow-forecasting-software-in-2026-reviewed-and-compared (28 answers)
- https://guideflow.com/blog/cash-flow-forecasting-software (25 answers)
- https://gartner.com/reviews/market/cash-flow-management-software (15 answers)
- https://upflow.io/software/best-cash-flow-forecasting (15 answers)
- https://chaserhq.com/blog/best-cash-flow-forecasting-software (14 answers)
- https://drivetrain.ai/solutions/cash-flow-forecasting-software (14 answers)
- https://articsledge.com/post/cash-flow-forecasting-software (11 answers)
- https://fathomhq.com/blog/the-best-cash-flow-forecasting-software (11 answers)
- https://g-accon.com/the-best-cash-flow-forecasting-software (11 answers)

## Warned against

- Float: 6 of 27 labels negative. "Avoid if: Your business has peaks/troughs (e.g., retail, tourism). Users call it "hopeless" without heavy manual tweaks." (Grok 4.1 Fast, negative prompt)
- Microsoft Excel: 4 of 5 labels negative. "Excel-first workflows are the clearest avoid-or-caution category because they are manual, prone to user error, and inefficient for cash management at scale." (Perplexity Sonar, negative prompt)
- Kyriba: 5 of 23 labels negative. "If you are a small business or a mid-market company, avoid these platforms." (Gemini 3.5 Flash, negative prompt)
- Excel/Google Sheets: 3 of 3 labels negative. "Avoid Spreadsheets Eventually: While Excel/Google Sheets are "free," they become inefficient and error-prone" (Qwen 3.7 Flash, budget prompt)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, September 2026 Edition, finance-ai-index.com.