# American Express Business Checking alternatives: what AI models name instead, October 2026

Finance AI Recommendation Index, October 2026 Edition. 234 of the 252 answers in the 1 category where American Express Business Checking holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/american-express-business-checking/alternatives/

## Named instead, most often (every category and segment added)

- Mercury: 40
- Chase Business Banking: 27
- Bluevine: 17
- Rho: 16
- Brex: 15
- Novo: 11

## Business banking

**Small business**: 74 of 84 answers did not name American Express Business Checking (American Express Business Checking is #7 of 12 at 4%).

- Mercury: first choice in 22 of those 74
- Bluevine: first choice in 9 of those 74
- Relay: first choice in 9 of those 74
- Novo: first choice in 5 of those 74
- Chase Business Banking: first choice in 3 of those 74
- Amex's Business Checking: first choice in 2 of those 74
- NBKC: first choice in 2 of those 74
- Axos Bank Basic Business Checking: first choice in 1 of those 74

**Mid-market**: 79 of 84 answers did not name American Express Business Checking (American Express Business Checking is #10 of 14 at 2%).

- Mercury: first choice in 13 of those 79
- Bluevine: first choice in 8 of those 79
- Chase Business Banking: first choice in 6 of those 79
- Novo: first choice in 6 of those 79
- Rho: first choice in 6 of those 79
- Bank of America: first choice in 2 of those 79
- Brex: first choice in 2 of those 79
- J.P. Morgan Commercial Banking: first choice in 2 of those 79

**Enterprise**: 81 of 84 answers did not name American Express Business Checking.

- Chase Business Banking: first choice in 18 of those 81
- Brex: first choice in 13 of those 81
- Rho: first choice in 10 of those 81
- Bank of America: first choice in 5 of those 81
- Mercury: first choice in 5 of those 81
- Airwallex: first choice in 2 of those 81
- J.P. Morgan Commercial Banking: first choice in 2 of those 81
- Ramp: first choice in 2 of those 81

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.