# BILL alternatives: what AI models name instead, September 2026 Finance AI Recommendation Index, September 2026 Edition. 1,219 of the 1,500 answers in the 7 categories where BILL holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/bill/alternatives/ ## Named instead, most often (every category and segment added) - HighRadius: 89 - Tipalti: 49 - Melio: 41 - Deel: 40 - Gusto: 33 - QuickBooks Online: 31 ## Business bill pay **Small business**: 34 of 72 answers did not name BILL (BILL is #2 of 7 at 23%). - Melio: first choice in 12 of those 34 - QuickBooks Bill Pay: first choice in 3 of those 34 - Bank Bill Pay: first choice in 2 of those 34 - Ramp: first choice in 2 of those 34 **Mid-market**: 45 of 72 answers did not name BILL (BILL is #1 of 10 at 35%). - Melio: first choice in 10 of those 45 - Bank Bill Pay: first choice in 5 of those 45 - HighRadius: first choice in 3 of those 45 - Stampli: first choice in 2 of those 45 - Doxo: first choice in 1 of those 45 - Ramp: first choice in 1 of those 45 - Rillion: first choice in 1 of those 45 - Tipalti: first choice in 1 of those 45 **Enterprise**: 60 of 72 answers did not name BILL (BILL is #4 of 9 at 5%). - Tipalti: first choice in 19 of those 60 - HighRadius: first choice in 8 of those 60 - Coupa: first choice in 7 of those 60 - Factura.ai: first choice in 1 of those 60 - Fiserv: first choice in 1 of those 60 - MakersHub: first choice in 1 of those 60 - Plooto: first choice in 1 of those 60 - SAP Ariba: first choice in 1 of those 60 ## Accounts payable automation **Small business**: 31 of 72 answers did not name BILL (BILL is #1 of 8 at 41%). - Ramp: first choice in 7 of those 31 - Melio: first choice in 6 of those 31 - QuickBooks: first choice in 1 of those 31 - Rho: first choice in 1 of those 31 - Zoho Books + BillPay: first choice in 1 of those 31 **Mid-market**: 43 of 72 answers did not name BILL (BILL is #2 of 9 at 19%). - Ramp: first choice in 7 of those 43 - Melio: first choice in 5 of those 43 - Medius: first choice in 2 of those 43 - Stampli: first choice in 2 of those 43 - AvidXchange: first choice in 1 of those 43 - MineralTree: first choice in 1 of those 43 - Procurify: first choice in 1 of those 43 - Tipalti: first choice in 1 of those 43 **Enterprise**: 72 of 72 answers did not name BILL (BILL is #11 of 11 at 0%). - Coupa: first choice in 10 of those 72 - Medius: first choice in 10 of those 72 - Tipalti: first choice in 9 of those 72 - HighRadius: first choice in 8 of those 72 - Basware: first choice in 5 of those 72 - MakersHub: first choice in 3 of those 72 - SAP Concur Invoice: first choice in 3 of those 72 - Ramp: first choice in 2 of those 72 ## Invoicing software **Small business**: 71 of 72 answers did not name BILL. - Zoho Invoice: first choice in 18 of those 71 - FreshBooks: first choice in 14 of those 71 - QuickBooks: first choice in 13 of those 71 - Wave: first choice in 9 of those 71 - Xero: first choice in 4 of those 71 - Bookipi: first choice in 1 of those 71 **Mid-market**: 55 of 72 answers did not name BILL (BILL is #3 of 10 at 14%). - Zoho Invoice: first choice in 10 of those 55 - Wave: first choice in 9 of those 55 - QuickBooks: first choice in 5 of those 55 - Invoiced: first choice in 3 of those 55 - FreshBooks: first choice in 2 of those 55 - Billdu: first choice in 1 of those 55 - Chaser: first choice in 1 of those 55 - NetSuite: first choice in 1 of those 55 **Enterprise**: 65 of 72 answers did not name BILL (BILL is #8 of 13 at 5%). - NetSuite: first choice in 10 of those 65 - HighRadius: first choice in 5 of those 65 - Tipalti: first choice in 5 of those 65 - SAP S/4HANA: first choice in 4 of those 65 - SAP Ariba: first choice in 3 of those 65 - Zuora: first choice in 3 of those 65 - Chargebee: first choice in 2 of those 65 - Acumatica: first choice in 1 of those 65 ## B2B payment acceptance **Small business**: 50 of 72 answers did not name BILL (BILL is #3 of 10 at 9%). - Helcim: first choice in 17 of those 50 - Melio: first choice in 5 of those 50 - Stripe: first choice in 3 of those 50 - Nickel: first choice in 2 of those 50 - Square: first choice in 2 of those 50 - BILL Accounts Receivable: first choice in 1 of those 50 - PayPal: first choice in 1 of those 50 - Stripe Invoicing: first choice in 1 of those 50 **Mid-market**: 57 of 72 answers did not name BILL (BILL is #7 of 13 at 4%). - Helcim: first choice in 8 of those 57 - EBizCharge: first choice in 6 of those 57 - Versapay: first choice in 6 of those 57 - Stripe: first choice in 5 of those 57 - Billtrust: first choice in 3 of those 57 - Melio: first choice in 3 of those 57 - Adyen: first choice in 2 of those 57 - HighRadius: first choice in 2 of those 57 **Enterprise**: 70 of 72 answers did not name BILL (BILL is #10 of 10 at 0%). - Adyen: first choice in 21 of those 70 - HighRadius: first choice in 13 of those 70 - Stripe: first choice in 7 of those 70 - Billtrust: first choice in 6 of those 70 - Stax: first choice in 4 of those 70 - Tipalti: first choice in 2 of those 70 - Worldpay: first choice in 2 of those 70 - Airwallex: first choice in 1 of those 70 ## Contractor payments **Small business**: 65 of 72 answers did not name BILL (BILL is #4 of 11 at 4%). - Gusto: first choice in 33 of those 65 - Deel: first choice in 6 of those 65 - Square Payroll: first choice in 6 of those 65 - Wise Business: first choice in 5 of those 65 - Remote: first choice in 4 of those 65 - Tax1099: first choice in 2 of those 65 - Wingspan: first choice in 2 of those 65 - ADP RUN: first choice in 1 of those 65 **Mid-market**: 64 of 72 answers did not name BILL (BILL is #11 of 14 at 2%). - Deel: first choice in 23 of those 64 - Square Payroll: first choice in 6 of those 64 - Remote: first choice in 4 of those 64 - Worksuite: first choice in 4 of those 64 - Trolley: first choice in 3 of those 64 - Wise Business: first choice in 3 of those 64 - Papaya Global: first choice in 2 of those 64 - QuickBooks Contractor Payments: first choice in 2 of those 64 **Enterprise**: 71 of 72 answers did not name BILL. - Papaya Global: first choice in 14 of those 71 - Tipalti: first choice in 12 of those 71 - Deel: first choice in 11 of those 71 - Routable: first choice in 9 of those 71 - WorkMarket: first choice in 4 of those 71 - Worksuite: first choice in 4 of those 71 - Rippling: first choice in 3 of those 71 - Wingspan: first choice in 2 of those 71 ## AI accounting assistants **Small business**: 66 of 72 answers did not name BILL (BILL is #8 of 11 at 2%). - QuickBooks Online: first choice in 26 of those 66 - Xero: first choice in 10 of those 66 - Wave: first choice in 6 of those 66 - Digits: first choice in 3 of those 66 - Pilot: first choice in 3 of those 66 - Zoho Books: first choice in 3 of those 66 - FreshBooks: first choice in 2 of those 66 - Lunos AI: first choice in 2 of those 66 **Mid-market**: 66 of 72 answers did not name BILL (BILL is #9 of 14 at 2%). - Sage Intacct: first choice in 11 of those 66 - Zoho Books: first choice in 8 of those 66 - QuickBooks Online: first choice in 5 of those 66 - Ramp: first choice in 4 of those 66 - Xero: first choice in 4 of those 66 - Numeric: first choice in 3 of those 66 - Wave: first choice in 3 of those 66 - DualEntry: first choice in 2 of those 66 **Enterprise**: 60 of 60 answers did not name BILL. - BlackLine: first choice in 8 of those 60 - FloQast: first choice in 7 of those 60 - Numeric: first choice in 6 of those 60 - Vic.ai: first choice in 6 of those 60 - Oracle NetSuite: first choice in 5 of those 60 - Maxima: first choice in 3 of those 60 - Sage Intacct: first choice in 3 of those 60 - Acumatica Cloud ERP: first choice in 2 of those 60 ## Accounts receivable automation **Small business**: 40 of 72 answers did not name BILL (BILL is #1 of 10 at 27%). - Chaser: first choice in 7 of those 40 - Upflow: first choice in 5 of those 40 - Zoho Books: first choice in 5 of those 40 - Wave: first choice in 4 of those 40 - Gaviti: first choice in 2 of those 40 - Versapay: first choice in 2 of those 40 - Blixo: first choice in 1 of those 40 - FreshBooks: first choice in 1 of those 40 **Mid-market**: 64 of 72 answers did not name BILL (BILL is #8 of 8 at 0%). - HighRadius: first choice in 10 of those 64 - Billtrust: first choice in 7 of those 64 - Quadient AR: first choice in 5 of those 64 - Versapay: first choice in 5 of those 64 - Zoho Books: first choice in 5 of those 64 - Chaser: first choice in 3 of those 64 - Upflow: first choice in 3 of those 64 - Gaviti: first choice in 2 of those 64 **Enterprise**: 70 of 72 answers did not name BILL. - HighRadius: first choice in 40 of those 70 - Billtrust: first choice in 4 of those 70 - BlackLine Invoice-to-Cash: first choice in 2 of those 70 - Quadient AR: first choice in 2 of those 70 - Alguna: first choice in 1 of those 70 - Emagia: first choice in 1 of those 70 - Finvi: first choice in 1 of those 70 - Pagero: first choice in 1 of those 70 Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.