# Billtrust alternatives: what AI models name instead, September 2026

Finance AI Recommendation Index, September 2026 Edition. 717 of the 864 answers in the 4 categories where Billtrust holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/billtrust/alternatives/

## Named instead, most often (every category and segment added)

- Chaser: 44
- BILL: 39
- HighRadius: 36
- Helcim: 29
- HighRadius Credit Cloud: 29
- Adyen: 22

## Accounts receivable automation

**Small business**: 70 of 72 answers did not name Billtrust (Billtrust is #9 of 10 at 0%).

- BILL: first choice in 20 of those 70
- Chaser: first choice in 10 of those 70
- Upflow: first choice in 7 of those 70
- Zoho Books: first choice in 6 of those 70
- FreshBooks: first choice in 4 of those 70
- Wave: first choice in 4 of those 70
- QuickBooks Online: first choice in 3 of those 70
- Gaviti: first choice in 2 of those 70

**Mid-market**: 51 of 72 answers did not name Billtrust (Billtrust is #2 of 8 at 12%).

- Zoho Books: first choice in 7 of those 51
- HighRadius: first choice in 5 of those 51
- Chaser: first choice in 3 of those 51
- Monk: first choice in 2 of those 51
- Quadient AR: first choice in 2 of those 51
- Tesorio: first choice in 2 of those 51
- Wave: first choice in 2 of those 51
- Bill360: first choice in 1 of those 51

**Enterprise**: 36 of 72 answers did not name Billtrust (Billtrust is #2 of 8 at 9%).

- HighRadius: first choice in 8 of those 36
- Alguna: first choice in 1 of those 36
- BILL: first choice in 1 of those 36
- Emagia: first choice in 1 of those 36
- Finvi: first choice in 1 of those 36
- Pagero: first choice in 1 of those 36
- Quadient AR: first choice in 1 of those 36
- Quick Receivable: first choice in 1 of those 36

## B2B payment acceptance

**Small business**: 72 of 72 answers did not name Billtrust.

- Helcim: first choice in 19 of those 72
- Melio: first choice in 12 of those 72
- BILL: first choice in 7 of those 72
- Stripe: first choice in 5 of those 72
- Nickel: first choice in 4 of those 72
- Bill360: first choice in 3 of those 72
- Square: first choice in 3 of those 72
- PayPal: first choice in 2 of those 72

**Mid-market**: 62 of 72 answers did not name Billtrust (Billtrust is #4 of 13 at 9%).

- Stripe: first choice in 12 of those 62
- Helcim: first choice in 10 of those 62
- EBizCharge: first choice in 7 of those 62
- Melio: first choice in 4 of those 62
- Adyen: first choice in 3 of those 62
- Versapay: first choice in 3 of those 62
- BILL: first choice in 2 of those 62
- HighRadius: first choice in 2 of those 62

**Enterprise**: 56 of 72 answers did not name Billtrust (Billtrust is #3 of 10 at 14%).

- Adyen: first choice in 19 of those 56
- HighRadius: first choice in 5 of those 56
- Stripe: first choice in 5 of those 56
- Stax: first choice in 4 of those 56
- Tipalti: first choice in 2 of those 56
- Worldpay: first choice in 2 of those 56
- Airwallex: first choice in 1 of those 56
- Billtrust Buyer Payment Portal: first choice in 1 of those 56

## Cash application

**Small business**: 68 of 72 answers did not name Billtrust (Billtrust is #7 of 10 at 2%).

- QuickBooks Payments: first choice in 13 of those 68
- BILL: first choice in 7 of those 68
- Gaviti: first choice in 7 of those 68
- RemitClear: first choice in 5 of those 68
- Lunos: first choice in 4 of those 68
- Upflow: first choice in 4 of those 68
- Wave: first choice in 4 of those 68
- Kolleno: first choice in 3 of those 68

**Mid-market**: 55 of 72 answers did not name Billtrust (Billtrust is #10 of 10 at 0%).

- HighRadius: first choice in 5 of those 55
- QuickBooks Payments: first choice in 5 of those 55
- Lunos: first choice in 3 of those 55
- Upflow: first choice in 3 of those 55
- Wave: first choice in 3 of those 55
- BILL: first choice in 2 of those 55
- Esker: first choice in 2 of those 55
- Nexus AP: first choice in 2 of those 55

**Enterprise**: 54 of 72 answers did not name Billtrust (Billtrust is #6 of 7 at 0%).

- HighRadius: first choice in 11 of those 54
- BlackLine Cash Application: first choice in 5 of those 54
- Stuut: first choice in 3 of those 54
- Ledge: first choice in 2 of those 54
- Transformance ClearMatch: first choice in 2 of those 54
- Upflow: first choice in 2 of those 54
- Basware: first choice in 1 of those 54
- Cashbook: first choice in 1 of those 54

## B2B credit management

**Small business**: 72 of 72 answers did not name Billtrust.

- Chaser: first choice in 26 of those 72
- Paidnice: first choice in 10 of those 72
- Creditsafe: first choice in 4 of those 72
- Resolve Pay: first choice in 3 of those 72
- Gaviti: first choice in 2 of those 72
- Merclex: first choice in 2 of those 72
- Nav Business: first choice in 2 of those 72
- Satago: first choice in 2 of those 72

**Mid-market**: 65 of 72 answers did not name Billtrust (Billtrust is #12 of 12 at 0%).

- Tesorio: first choice in 7 of those 65
- Chaser: first choice in 5 of those 65
- Bectran: first choice in 3 of those 65
- Creditsafe: first choice in 3 of those 65
- Gaviti: first choice in 3 of those 65
- HighRadius Credit Cloud: first choice in 3 of those 65
- Nuvo: first choice in 3 of those 65
- AnnualCreditReport.com: first choice in 2 of those 65

**Enterprise**: 56 of 72 answers did not name Billtrust (Billtrust is #5 of 10 at 2%).

- HighRadius Credit Cloud: first choice in 26 of those 56
- Credit Pulse: first choice in 2 of those 56
- Esker: first choice in 2 of those 56
- Bectran: first choice in 1 of those 56
- Dun & Bradstreet: first choice in 1 of those 56
- Dun & Bradstreet's enterprise credit-risk stack: first choice in 1 of those 56
- Gaviti: first choice in 1 of those 56
- Quadient AR: first choice in 1 of those 56

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.