# Brex alternatives: what AI models name instead, September 2026 Finance AI Recommendation Index, September 2026 Edition. 798 of the 1,080 answers in the 5 categories where Brex holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/brex/alternatives/ ## Named instead, most often (every category and segment added) - Ramp: 89 - Navan: 62 - SAP Concur: 56 - BILL Spend & Expense: 42 - Zoho Expense: 32 - Coupa: 29 ## Business banking **Small business**: 60 of 72 answers did not name Brex (Brex is #6 of 11 at 4%). - Bluevine: first choice in 15 of those 60 - Mercury: first choice in 13 of those 60 - Novo: first choice in 6 of those 60 - Relay: first choice in 5 of those 60 - Chase Business Banking: first choice in 3 of those 60 - Found: first choice in 3 of those 60 - Axos Bank: first choice in 2 of those 60 - Grasshopper: first choice in 1 of those 60 **Mid-market**: 56 of 72 answers did not name Brex (Brex is #5 of 13 at 8%). - Bluevine: first choice in 8 of those 56 - Chase Business Banking: first choice in 6 of those 56 - Mercury: first choice in 4 of those 56 - NBKC: first choice in 3 of those 56 - Novo: first choice in 2 of those 56 - Axos Bank: first choice in 1 of those 56 - Bank of America: first choice in 1 of those 56 - Monzo: first choice in 1 of those 56 **Enterprise**: 50 of 72 answers did not name Brex (Brex is #2 of 11 at 18%). - Chase Business Banking: first choice in 12 of those 50 - Rho: first choice in 7 of those 50 - Bank of America: first choice in 3 of those 50 - Citibank: first choice in 2 of those 50 - Airwallex: first choice in 1 of those 50 - Backbase: first choice in 1 of those 50 - DKB Business: first choice in 1 of those 50 - GTreasury: first choice in 1 of those 50 ## Corporate cards **Small business**: 36 of 72 answers did not name Brex (Brex is #4 of 6 at 2%). - Ramp: first choice in 13 of those 36 - BILL Spend & Expense: first choice in 5 of those 36 - Airwallex: first choice in 2 of those 36 - Chase Ink Business Unlimited: first choice in 1 of those 36 - U.S. Bank Triple Cash Rewards Visa® Business Card: first choice in 1 of those 36 **Mid-market**: 48 of 72 answers did not name Brex (Brex is #3 of 9 at 5%). - Ramp: first choice in 15 of those 48 - BILL Spend & Expense: first choice in 4 of those 48 - Airbase: first choice in 1 of those 48 - American Express Corporate Card: first choice in 1 of those 48 - Rippling Spend: first choice in 1 of those 48 - U.S. Bank Triple Cash Rewards Visa® Business Card: first choice in 1 of those 48 **Enterprise**: 38 of 72 answers did not name Brex (Brex is #2 of 10 at 15%). - Ramp: first choice in 6 of those 38 - J.P. Morgan Commercial Cards: first choice in 2 of those 38 - American Express Corporate Card: first choice in 1 of those 38 - American Express Corporate Card Program + American Express @ Work: first choice in 1 of those 38 - BILL Spend & Expense: first choice in 1 of those 38 - Capital One Business Cards: first choice in 1 of those 38 - Citi: first choice in 1 of those 38 - Citi Commercial Cards: first choice in 1 of those 38 ## Spend management platforms **Small business**: 44 of 72 answers did not name Brex (Brex is #4 of 8 at 4%). - BILL Spend & Expense: first choice in 15 of those 44 - Ramp: first choice in 12 of those 44 - Zoho Expense: first choice in 5 of those 44 - Expensify: first choice in 2 of those 44 - Mercury: first choice in 1 of those 44 - Spendesk: first choice in 1 of those 44 **Mid-market**: 49 of 72 answers did not name Brex (Brex is #5 of 14 at 0%). - Airbase: first choice in 11 of those 49 - Ramp: first choice in 11 of those 49 - BILL Spend & Expense: first choice in 6 of those 49 - Spendesk: first choice in 4 of those 49 - Fraxion: first choice in 1 of those 49 **Enterprise**: 56 of 72 answers did not name Brex (Brex is #4 of 14 at 6%). - Coupa: first choice in 29 of those 56 - SAP Concur: first choice in 3 of those 56 - BILL Spend & Expense: first choice in 1 of those 56 - Ivalua: first choice in 1 of those 56 - Payhawk: first choice in 1 of those 56 - Rippling Spend: first choice in 1 of those 56 - SAP Ariba: first choice in 1 of those 56 - Spendesk: first choice in 1 of those 56 ## Expense management **Small business**: 54 of 72 answers did not name Brex (Brex is #5 of 7 at 6%). - Zoho Expense: first choice in 19 of those 54 - Ramp: first choice in 9 of those 54 - Expensify: first choice in 7 of those 54 - BILL Spend & Expense: first choice in 6 of those 54 - Mercury: first choice in 1 of those 54 - Wave: first choice in 1 of those 54 **Mid-market**: 62 of 72 answers did not name Brex (Brex is #10 of 11 at 0%). - Ramp: first choice in 16 of those 62 - Zoho Expense: first choice in 8 of those 62 - Spendesk: first choice in 5 of those 62 - BILL Spend & Expense: first choice in 4 of those 62 - Rippling Spend: first choice in 4 of those 62 - Navan: first choice in 3 of those 62 - Expensify: first choice in 2 of those 62 - SAP Concur: first choice in 2 of those 62 **Enterprise**: 55 of 72 answers did not name Brex (Brex is #4 of 9 at 5%). - SAP Concur: first choice in 26 of those 55 - Navan: first choice in 2 of those 55 - Coupa Expense Management: first choice in 1 of those 55 - Emburse: first choice in 1 of those 55 - Expensify: first choice in 1 of those 55 - Fyle: first choice in 1 of those 55 - Ramp: first choice in 1 of those 55 - Rippling Spend: first choice in 1 of those 55 ## Corporate travel management **Small business**: 61 of 72 answers did not name Brex (Brex is #6 of 10 at 2%). - Navan: first choice in 20 of those 61 - TravelPerk: first choice in 11 of those 61 - Booking.com for Business: first choice in 10 of those 61 - Ramp: first choice in 4 of those 61 - Rippling Travel: first choice in 3 of those 61 - TravelBank: first choice in 2 of those 61 - myBiz: first choice in 2 of those 61 - Engine: first choice in 1 of those 61 **Mid-market**: 63 of 72 answers did not name Brex (Brex is #5 of 9 at 0%). - Navan: first choice in 20 of those 63 - TravelPerk: first choice in 8 of those 63 - Booking.com for Business: first choice in 3 of those 63 - Engine: first choice in 2 of those 63 - Ramp: first choice in 2 of those 63 - Routespring: first choice in 2 of those 63 - AmTrav: first choice in 1 of those 63 - ITILITE: first choice in 1 of those 63 **Enterprise**: 66 of 72 answers did not name Brex (Brex is #8 of 10 at 2%). - SAP Concur: first choice in 25 of those 66 - Navan: first choice in 17 of those 66 - American Express Global Business Travel: first choice in 5 of those 66 - BCD Travel: first choice in 2 of those 66 - Amex GBT Egencia: first choice in 1 of those 66 - ITILITE: first choice in 1 of those 66 - TravelPerk: first choice in 1 of those 66 Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.