# Capital One Spark 1% Classic: how AI models rank it, September 2026

Finance AI Recommendation Index, September 2026 Edition. Named in 2 judge labels across 1 categories by 2 of 12 models. Page: https://finance-ai-index.com/vendors/capital-one-spark-1-classic/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Corporate cards | 0% | 17 | 0% | 2 |

## What the models said for it

- "Capital One Spark Classic ($0 fee, credit-building) work if you prefer revolving credit over charge cards." (Grok 4.1 Fast, Corporate cards)
- "If you need to build business credit with lenient approval: Capital One Spark 1% Classic" (DeepSeek V4 Flash, Corporate cards)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, September 2026 Edition, finance-ai-index.com.