# Ethoca alternatives: what AI models name instead, October 2026

Finance AI Recommendation Index, October 2026 Edition. 240 of the 252 answers in the 1 category where Ethoca holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/ethoca/alternatives/

## Named instead, most often (every category and segment added)

- Chargeflow: 51
- HighRadius: 18
- Chargebacks911: 16
- Chargeblast: 12
- Disputifier: 10
- Gaviti: 9

## Chargeback management

**Small business**: 82 of 84 answers did not name Ethoca.

- Chargeflow: first choice in 30 of those 82
- Chargeblast: first choice in 9 of those 82
- Disputifier: first choice in 5 of those 82
- ChargeMate: first choice in 4 of those 82
- Stripe Disputes: first choice in 4 of those 82
- Gaviti: first choice in 3 of those 82
- Justt: first choice in 3 of those 82
- Chargeback.io: first choice in 2 of those 82

**Mid-market**: 79 of 84 answers did not name Ethoca (Ethoca is #11 of 12 at 0%).

- Chargeflow: first choice in 15 of those 79
- Gaviti: first choice in 6 of those 79
- Chargebacks911: first choice in 5 of those 79
- Disputifier: first choice in 5 of those 79
- Midigator: first choice in 5 of those 79
- ChargeMate: first choice in 3 of those 79
- Chargeblast: first choice in 3 of those 79
- HighRadius: first choice in 3 of those 79

**Enterprise**: 79 of 84 answers did not name Ethoca (Ethoca is #12 of 12 at 0%).

- HighRadius: first choice in 15 of those 79
- Chargebacks911: first choice in 11 of those 79
- Chargeflow: first choice in 6 of those 79
- Justt: first choice in 5 of those 79
- Accertify: first choice in 3 of those 79
- Billtrust: first choice in 2 of those 79
- Quavo: first choice in 2 of those 79
- Riskified: first choice in 2 of those 79

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.