# Float: how AI models rank it, September 2026

Finance AI Recommendation Index, September 2026 Edition. Named in 33 judge labels across 4 categories by 12 of 12 models. Page: https://finance-ai-index.com/vendors/float/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Cash flow forecasting | 4% | 7 | 22% | 27 |
| Financial modeling and scenario planning | 2% | 14 | 0% | 3 |
| Treasury management systems | 0% | 36 | 0% | 2 |
| FP&A platforms | 0% | 39 | 0% | 1 |

## What the models said for it

- "If I had to pick one best option for most budget-conscious small businesses, it would be Float" (Perplexity Sonar, Cash flow forecasting)
- "If you want live operational cash visibility, look at Float or Dryrun." (GPT-5.4 mini, Cash flow forecasting)
- "the best value is usually Float if you use Xero or QuickBooks Online" (GPT-5.4 mini, Cash flow forecasting)
- "For simple SMB needs: Use a dedicated tool like Float or Cash Flow Frog" (DeepSeek V4 Flash, Cash flow forecasting)

## And against it

- "Avoid if: Your business has peaks/troughs (e.g., retail, tourism). Users call it "hopeless" without heavy manual tweaks." (Grok 4.1 Fast, Cash flow forecasting)
- "Float has been criticized for being "absolutely hopeless for seasonal business as it can only predict income based on the previous 3 months or manual guessing"a" (Kimi K2, Cash flow forecasting)
- "Some tools, like Float or Fluidly, may not be suitable for rapidly growing or contracting businesses" (Mistral Small, Cash flow forecasting)
- "While more expensive than Pulse or Trezy, it is considered the industry standard for ease of use." (Qwen 3.7 Flash, Cash flow forecasting)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, September 2026 Edition, finance-ai-index.com.