# Humboldt Merchant Services: how AI models rank it, September 2026

Finance AI Recommendation Index, September 2026 Edition. Named in 2 judge labels across 1 categories by 2 of 12 models. Page: https://finance-ai-index.com/vendors/humboldt-merchant-services/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| B2B payment acceptance | 0% | 87 | 100% | 2 |

## And against it

- "The FTC accused this processor of facilitating unauthorized billing for 1,000+ shell merchant accounts" (DeepSeek V4 Flash, B2B payment acceptance)
- "FTC-fined for enabling unauthorized consumer charges." (GLM 4.7 FlashX, B2B payment acceptance)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, September 2026 Edition, finance-ai-index.com.