# Klarna alternatives: what AI models name instead, October 2026

Finance AI Recommendation Index, October 2026 Edition. 247 of the 252 answers in the 1 category where Klarna holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/klarna/alternatives/

## Named instead, most often (every category and segment added)

- Resolve Pay: 75
- TreviPay: 28
- Balance: 10
- Credit Key: 10
- Slope: 5
- Billie: 4

## B2B BNPL and net terms

**Small business**: 80 of 84 answers did not name Klarna.

- Resolve Pay: first choice in 28 of those 80
- Balance: first choice in 8 of those 80
- Credit Key: first choice in 3 of those 80
- Slope: first choice in 3 of those 80
- Fundbox: first choice in 2 of those 80
- Melio: first choice in 2 of those 80
- Two: first choice in 2 of those 80
- Amazon Business Credit Account: first choice in 1 of those 80

**Mid-market**: 83 of 84 answers did not name Klarna (Klarna is #12 of 12 at 0%).

- Resolve Pay: first choice in 32 of those 83
- Credit Key: first choice in 7 of those 83
- Billie: first choice in 3 of those 83
- Mondu: first choice in 2 of those 83
- Slope: first choice in 2 of those 83
- Two: first choice in 2 of those 83
- Affirm through QuickBooks Payments: first choice in 1 of those 83
- Apruve: first choice in 1 of those 83

**Enterprise**: 84 of 84 answers did not name Klarna.

- TreviPay: first choice in 28 of those 84
- Resolve Pay: first choice in 15 of those 84
- Balance: first choice in 2 of those 84
- Mondu: first choice in 2 of those 84
- Airwallex: first choice in 1 of those 84
- BILL: first choice in 1 of those 84
- Basware: first choice in 1 of those 84
- Billie: first choice in 1 of those 84

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.