# Laybuy: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 1 judge labels across 1 categories by 1 of 14 models. Page: https://finance-ai-index.com/vendors/laybuy/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| B2B BNPL and net terms | 0% | 77 | 100% | 1 |

## And against it

- "Collapsed in June 2024 after failing to find a buyer" (MiniMax M2.5, B2B BNPL and terms)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.