# Live Oak Bank: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 2 judge labels across 1 categories by 2 of 14 models. Page: https://finance-ai-index.com/vendors/live-oak-bank/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Business banking | 0% | 28 | 0% | 2 |

## What the models said for it

- "For lowest costs and digital convenience: Axos Bank or Live Oak Bank" (MiniMax M2.5, Business banking)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- Business banking: 0% to 0%, ±0. New · not ranked in September 2026 · rank 28 of 86.

## In its own words

What Live Oak Bank's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: Nationwide, FDIC-insured digital bank and leading SBA lender. Live Oak offers checking, high-yield savings, CDs, and commercial, SBA and USDA loans. (https://liveoak.bank/)
- For: Business owners and individuals (https://liveoak.bank/)
- Price stated: 2.75% APY; 4.00% APY; 3.00% APY; 4.10% APY; 4.20% APY; 4.30% APY; 2.00% APY (https://liveoak.bank/)
- Certifications: FDIC-insured, Member FDIC, Equal Housing Lender
- Customers named: Optimum Vision and Eye Care, Sweat Yoga, Bridger Aerospace

## What it publishes

Every page liveoak.bank exposes, read 2026-09-29: 120 addresses. By kind, pages and the last 90 days:

- blog: 26 pages, 9 in the last 90 days, latest 2026-09-24
- Recent: 2026-09-24 blog: Ai marketing tools small business https://www.liveoak.bank/blog/ai-marketing-tools-small-business
- Recent: 2026-09-04 blog: August jobs report what it means for small businesses https://www.liveoak.bank/blog/august-jobs-report-what-it-means-for-small-businesses
- Recent: 2026-09-03 blog: Buying a business with a 7a loan now works differently https://www.liveoak.bank/blog/buying-a-business-with-a-7a-loan-now-works-differently
- Recent: 2026-08-26 blog: Mobile deposit and remote deposit capture https://www.liveoak.bank/blog/mobile-deposit-and-remote-deposit-capture
- Recent: 2026-08-17 blog: Ai tools for small business https://www.liveoak.bank/blog/ai-tools-for-small-business
- Recent: 2026-08-07 blog: July jobs report https://www.liveoak.bank/blog/july-jobs-report

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.