# Papaya alternatives: what AI models name instead, September 2026

Finance AI Recommendation Index, September 2026 Edition. 215 of the 216 answers in the 1 category where Papaya holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/papaya/alternatives/

## Named instead, most often (every category and segment added)

- Melio: 53
- BILL: 35
- Tipalti: 27
- HighRadius: 15
- Coupa: 9
- Ramp: 9

## Business bill pay

**Small business**: 72 of 72 answers did not name Papaya.

- Melio: first choice in 39 of those 72
- BILL: first choice in 12 of those 72
- Ramp: first choice in 6 of those 72
- QuickBooks Bill Pay: first choice in 4 of those 72
- Bank Bill Pay: first choice in 2 of those 72
- Plooto: first choice in 1 of those 72

**Mid-market**: 71 of 72 answers did not name Papaya (Papaya is #8 of 10 at 0%).

- BILL: first choice in 19 of those 71
- Melio: first choice in 14 of those 71
- Bank Bill Pay: first choice in 4 of those 71
- HighRadius: first choice in 4 of those 71
- Ramp: first choice in 3 of those 71
- Tipalti: first choice in 3 of those 71
- Stampli: first choice in 2 of those 71
- AvidXchange: first choice in 1 of those 71

**Enterprise**: 72 of 72 answers did not name Papaya.

- Tipalti: first choice in 24 of those 72
- HighRadius: first choice in 11 of those 72
- Coupa: first choice in 9 of those 72
- BILL: first choice in 4 of those 72
- Factura.ai: first choice in 1 of those 72
- Fiserv: first choice in 1 of those 72
- MakersHub: first choice in 1 of those 72
- Plooto: first choice in 1 of those 72

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.