Finance AI Index
Index › Vendors › Qonto · September 2026 Edition
2 categories · Named, not ranked

Qonto

16Judge labels
0First choices
0Negative labels
9 of 12Models named it
2Categories
September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.
Standing
6 labels, too few to rank
A product needs 10 labels in a category before a share or quadrant is stated. Qonto was named 6 times in Cash flow forecasting and 1 other category, where Agicap led with 18%. The labels and the evidence are below, counted exactly.
By buyer segmentRead the same way at every buyer size.
Small business20 of 82
0%5 labels
under the label threshold
Mid-market28 of 86
0%4 labels
under the label threshold
Enterprisenot named
0%
No model named it for this buyer.
In cash flow forecasting · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Qonto for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrant
Cash flow forecastingTreasury and cash0%28 of 860%4under 10 labels · led by Agicap at 18%
Business bankingTreasury and cash0%26 of 780%2under 10 labels · led by Mercury at 20%

Movement

This is the first edition on this tier, so no move can be computed for Qonto yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Qonto across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.500000
GPT-5.4 mini00101
Gemini 3.5 Flash00000
Perplexity Sonar00000
Grok 4.1 Fast01001
Mistral Small01001
DeepSeek V4 Flash00000
Llama 4 Maverick00000
Qwen 3.7 Flash00000
Kimi K200000
GLM 4.7 FlashX02002
MiniMax M2.501001

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct2 labelsNone
Paraphrase8 labelsNone
Comparative1 labelNone
Budget-constrained4 labelsNone
Scale-constrained0 labelsNone
Negative1 labelNone
First choiceAlternativeMentionNegative16 labels in all, every segment counted; 0 of the 0 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“This is a free business account for freelancers and solo self-employed individuals” Mistral Small · Business banking · budget prompt · alternative
“The Best for European Mid-Market: Qonto ... is the top challenger.” GLM 4.7 FlashX · Business banking · direct prompt · alternative
“Choose Qonto if you’re on the lower end of the mid‑market” MiniMax M2.5 · Cash flow forecasting · paraphrase prompt · alternative
“EU-based with daily ops focus ... Less forecasting depth.” Grok 4.1 Fast · Cash flow forecasting · paraphrase prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Qonto, over the 16 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Qonto was named but was not.
ProductSame answerTook the first choice insteadHead to head
Agicap6 of 164Not in the top three
Float6 of 161Not in the top three
Chaser4 of 163Not in the top three
Airwallex4 of 161Not in the top three
Wise Business3 of 161Not in the top three
Mercury3 of 160Not in the top three
Relay3 of 160Not in the top three
Rho3 of 160Not in the top three
Bluevine2 of 162Not in the top three
Chase Business Banking2 of 162Not in the top three
A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Qonto. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 16 of the 16 answers that named Qonto and are not a share of its labels.

Domains cited

learn.g2.com8
airwallex.com6
gartner.com6
wise.com6
forbes.com5
g2.com5
handelsblatt.com5
hustleandpassive.com5
worldmetrics.org5
agicap.com4

Fifty-five of the fifty-five domain citations in answers naming Qonto came from somebody else's page.

Pages cited

learn.g2.com/best-cash-flow-management-software8
gartner.com/reviews/market/cash-flow-management-software5
handelsblatt.com/geschaeftskonto/vergleich5
hustleandpassive.com/top-10-cash-management-tools5
chaserhq.com/blog/best-cash-flow-management-software4
worldmetrics.org/best/cash-management-software4
agicap.com/en/article/cash-management-solutions3
airwallex.com/en-us/blog/compare-business-bank-accounts3

Pages are listed as the models cited them.

Names read as Qonto

What the judge wrote, as written, with how often. The vendor table decides that these count as Qonto; a claim can dispute any of them.
Qonto Starter 1
Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Qonto's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Qonto, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at qonto.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.

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