# TerraUSD: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 8 judge labels across 1 categories by 8 of 14 models. Page: https://finance-ai-index.com/vendors/terrausd/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Stablecoin platforms | 0% | 141 | 100% | 8 |

## And against it

- "The TerraUSD collapse is the classic cautionary example: the SEC found investors were misled about the mechanism used to maintain the peg, and the ecosystem later collapsed." (GPT-5.4 mini, Stablecoin platforms)
- "The multi-billion-dollar collapse of TerraUSD (UST) in 2022 is the most prominent example of an algorithmic stablecoin completely failing." (Gemini 3.5 Flash, Stablecoin platforms)
- "Avoid entirely (high systemic risk): Algorithmic or uncollateralized stablecoins like TerraUSD (UST) remnants" (Grok 4.1 Fast, Stablecoin platforms)
- "Avoid Completely: Failed / Collapsed Stablecoins ... The biggest disaster in stablecoin history" (DeepSeek V4 Flash, Stablecoin platforms)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.