# Tide: how AI models rank it, September 2026

Finance AI Recommendation Index, September 2026 Edition. Named in 5 judge labels across 1 categories by 4 of 12 models. Page: https://finance-ai-index.com/vendors/tide/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Business banking | 0% | 27 | 20% | 5 |

## What the models said for it

- "Invoicing, accounting tools, cashback, fast setup. | Startups/sole traders." (Grok 4.1 Fast, Business banking)
- "or Tide (joint #3). These have far fewer closure complaints." (DeepSeek V4 Flash, Business banking)
- "Starling or Tide for most—apply via app (10 mins)." (Grok 4.1 Fast, Business banking)

## And against it

- "it is recommended to steer clear of Tide at all costs" (Llama 4 Maverick, Business banking)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, September 2026 Edition, finance-ai-index.com.