# USDC: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 17 judge labels across 1 categories by 11 of 14 models. Page: https://finance-ai-index.com/vendors/usdc/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Stablecoin platforms | 2% | 11 | 6% | 17 |

## What the models said for it

- "the industry standard remains sticking to established, fully-reserved, regulated centralized platforms (like USDC issued by Circle)" (Qwen 3.7 Flash, Stablecoin platforms)
- "Major regulated stablecoins like USDC (Circle) and FRAX generally have better transparency and regulatory compliance" (MiniMax M2.5, Stablecoin platforms)
- "USDC (issued by Circle) is widely regarded as the industry benchmark for regulatory compliance and reserve transparency" (Gemini 3.5 Flash, Stablecoin platforms)
- "USDC is ~80% in short-dated US Treasuries managed by BlackRock... It is the reference for USD in current business guidance" (Muse Glimmer 30B, Stablecoin platforms)

## And against it

- "While generally considered safe, USDC briefly dropped to $0.87 in March 2023" (DeepSeek V4 Flash, Stablecoin platforms)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.