# Wise Business alternatives: what AI models name instead, September 2026

Finance AI Recommendation Index, September 2026 Edition. 485 of the 648 answers in the 3 categories where Wise Business holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/wise-business/alternatives/

## Named instead, most often (every category and segment added)

- Gusto: 30
- Helcim: 26
- Deel: 25
- Adyen: 23
- Tipalti: 18
- Stripe: 17

## Cross-border payments and FX

**Small business**: 19 of 72 answers did not name Wise Business (Wise Business is #1 of 8 at 73%).

- Adyen: first choice in 1 of those 19
- Corpay Cross-Border: first choice in 1 of those 19
- PayPal: first choice in 1 of those 19
- Revolut Business: first choice in 1 of those 19
- Stripe: first choice in 1 of those 19

**Mid-market**: 34 of 72 answers did not name Wise Business (Wise Business is #1 of 11 at 35%).

- Corpay Cross-Border: first choice in 2 of those 34
- Ebury: first choice in 2 of those 34
- Kantox: first choice in 2 of those 34
- Airwallex: first choice in 1 of those 34
- Bound: first choice in 1 of those 34
- GTreasury: first choice in 1 of those 34
- Kyriba: first choice in 1 of those 34
- iBanFirst: first choice in 1 of those 34

**Enterprise**: 56 of 72 answers did not name Wise Business (Wise Business is #4 of 12 at 14%).

- Kyriba: first choice in 8 of those 56
- Airwallex: first choice in 7 of those 56
- Thunes: first choice in 7 of those 56
- Adyen: first choice in 2 of those 56
- ConnectPay: first choice in 2 of those 56
- Convera: first choice in 1 of those 56
- Corpay Cross-Border: first choice in 1 of those 56
- Tipalti: first choice in 1 of those 56

## Contractor payments

**Small business**: 53 of 72 answers did not name Wise Business (Wise Business is #5 of 11 at 2%).

- Gusto: first choice in 28 of those 53
- Square Payroll: first choice in 5 of those 53
- Deel: first choice in 2 of those 53
- Wingspan: first choice in 2 of those 53
- ADP RUN: first choice in 1 of those 53
- BILL: first choice in 1 of those 53
- Found: first choice in 1 of those 53
- QuickBooks Contractor Payments: first choice in 1 of those 53

**Mid-market**: 57 of 72 answers did not name Wise Business (Wise Business is #13 of 14 at 0%).

- Deel: first choice in 12 of those 57
- Square Payroll: first choice in 6 of those 57
- Rippling: first choice in 3 of those 57
- Tipalti: first choice in 3 of those 57
- Trolley: first choice in 3 of those 57
- Worksuite: first choice in 3 of those 57
- Gusto: first choice in 2 of those 57
- QuickBooks Contractor Payments: first choice in 2 of those 57

**Enterprise**: 68 of 72 answers did not name Wise Business (Wise Business is #10 of 11 at 0%).

- Papaya Global: first choice in 12 of those 68
- Tipalti: first choice in 12 of those 68
- Deel: first choice in 11 of those 68
- Routable: first choice in 9 of those 68
- WorkMarket: first choice in 4 of those 68
- Worksuite: first choice in 4 of those 68
- Rippling: first choice in 3 of those 68
- Wingspan: first choice in 2 of those 68

## B2B payment acceptance

**Small business**: 64 of 72 answers did not name Wise Business (Wise Business is #10 of 10 at 0%).

- Helcim: first choice in 17 of those 64
- Melio: first choice in 8 of those 64
- BILL: first choice in 6 of those 64
- Nickel: first choice in 4 of those 64
- Bill360: first choice in 3 of those 64
- PayPal: first choice in 2 of those 64
- Square: first choice in 2 of those 64
- Stripe: first choice in 2 of those 64

**Mid-market**: 64 of 72 answers did not name Wise Business (Wise Business is #11 of 13 at 0%).

- Helcim: first choice in 9 of those 64
- Versapay: first choice in 8 of those 64
- EBizCharge: first choice in 7 of those 64
- Stripe: first choice in 7 of those 64
- Billtrust: first choice in 4 of those 64
- Melio: first choice in 4 of those 64
- BILL: first choice in 2 of those 64
- HighRadius: first choice in 2 of those 64

**Enterprise**: 70 of 72 answers did not name Wise Business.

- Adyen: first choice in 20 of those 70
- HighRadius: first choice in 13 of those 70
- Stripe: first choice in 7 of those 70
- Billtrust: first choice in 6 of those 70
- Stax: first choice in 4 of those 70
- Tipalti: first choice in 2 of those 70
- Worldpay: first choice in 2 of those 70
- Airwallex: first choice in 1 of those 70

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.