Finance AI Index
Index Spend and procurement Corporate cards › Ramp vs American Express Corporate Card
Corporate cards · September 2026 Edition

Ramp vs American Express Corporate Card

Eleven of twelve models named Ramp first on the direct prompt; zero named American Express Corporate Card. Ramp was named by twelve of the twelve models and American Express Corporate Card by nine and Ramp carries 55 labels and American Express Corporate Card 15, so the shares are not directly comparable.

Ramp

endorsed leader

Named in seventeen categories this edition.

Named in one category this edition.

First-choice share69%2%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate5%13%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#1#6A position in a field of 9; printed, not drawn.
Labels5515A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Ramp reading right to left. Rank and label count are printed, not drawn.Airbase was named alongside these two in ten of the twelve direct answers. Ramp vs BILL Spend & Expense · Ramp vs Brex · Ramp vs Airbase

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the corporate cards page.

By framing

How many of the twelve models made each the first choice, per way of asking, and how many argued against it.
RampFirst choices, of twelve modelsAmerican Express Corporate Card
Direct110
Paraphrase101
Comparative611 against American Express Corporate Card
Budget-constrained701 against Ramp
Scale-constrained10
Negative002 against Ramp · 1 against American Express Corporate Card
Bars are first choices, 0 to 12 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to twelve.

Every model, every framing

The seventy-two answers behind the chart above, one cell each: where Ramp and American Express Corporate Card stood in it.
ModelDirectParaphraseComparativeBudget-constrainedScale-constrainedNegative
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.1 Fast
Mistral Small
DeepSeek V4 Flash
Llama 4 Maverick
Qwen 3.7 Flash
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5
Ramp American Express Corporate Card first choice named as an alternative argued againstblank: not namedEach cell is one answer, Ramp on the left and American Express Corporate Card on the right.

The direct prompt

The plain question, one answer per model, grouped by where Ramp and American Express Corporate Card stood in it.

Ramp first, American Express Corporate Card an alternative

11 of 12 modelsAmerican Express Corporate Card was named in the answer but not as the choice, or not at all.
Claude Haiku 4.5Ramp alternatives: Airbase, American Express Corporate Card, Paylocity for Finance, Spendesk
GPT-5.4 miniRamp alternatives: Airwallex, American Express Corporate Card, BILL Spend & Expense
Gemini 3.5 FlashRamp alternatives: Airbase, Brex, Corpay
Perplexity SonarRamp alternatives: Airbase, Corpay
Grok 4.1 FastRamp alternatives: BILL Spend & Expense, Brex
Mistral SmallAirbase, Ramp alternatives: Spendesk and Paylocity for Finance, U.S. Bank Commercial Rewards Card
DeepSeek V4 FlashRamp alternatives: Airbase, BILL Spend & Expense
Llama 4 MaverickRamp alternatives: Airbase, U.S. Bank Commercial Rewards Card
Qwen 3.7 FlashRamp alternatives: Airbase, Brex
Kimi K2Ramp alternatives: Airbase, Brex, Corpay
GLM 4.7 FlashXRamp alternatives: Airbase, Brex, Navan, U.S. Bank Commercial Rewards Card

Neither was the first choice, one was named

1 of 12 modelsThe answer put something else first and named one of the two as an alternative.
MiniMax M2.5Airbase, Corpay alternatives: BILL Spend & Expense, Brex, Ramp

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Ramp leads by seventy-four points.
Ramp74%#1 of 6
American Express Corporate Card0%#– of 6
The full small business standing →
Mid-marketThe figures above
Ramp leads by sixty-seven points.
Ramp69%#1 of 9
American Express Corporate Card2%#6 of 9
The full mid-market standing →
Enterprise
Ramp leads by fifty-one points.
Ramp51%#1 of 10
American Express Corporate Card0%#10 of 10
The full enterprise standing →

What the models said about Ramp

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Two of two in this category shown.

“Ramp requires a $25,000 minimum ... Be cautious of programs with high minimum balance requirements if they don't fit your company size.” Claude Haiku 4.5 · negative prompt · soft negative
“Ramp is widely considered the top choice for mid-market companies looking to consolidate corporate cards, expense management, bill pay, and procurement into one platform.” GLM 4.7 FlashX · direct prompt · first choice

What the models said about American Express Corporate Card

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.

“Programs/Issuers with Frequent Red Flags: - American Express Corporate Cards: Low BBB rating (1.08/5 from 500+ reviews)” Grok 4.1 Fast · negative prompt · hard negative
“Amex excels in premium travel rewards but lags in automation (manual reports common)” Grok 4.1 Fast · comparative prompt · soft negative
“Choose Amex Corporate if you want premium travel benefits, strong program structure” GPT-5.4 mini · comparative prompt · first choice
“my default recommendation would be American Express Corporate Cards” GPT-5.4 mini · paraphrase prompt · first choice
“usually best if you value premium travel perks ... but it tends to fit larger companies and comes with higher fees” GPT-5.4 mini · direct prompt · alternative
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.