| Category | Function | Share | Rank | Negative rate | Labels | Quadrant |
|---|---|---|---|---|---|---|
| Corporate cards | Spend and procurement | 69% | 1 of 63 | 5% | 55 | endorsed leader |
| Spend management platforms | Spend and procurement | 49% | 1 of 39 | 8% | 59 | endorsed leader |
| Expense management | Spend and procurement | 34% | 1 of 46 | 6% | 52 | endorsed leader |
| Procure-to-pay | Spend and procurement | 17% | 2 of 85 | 5% | 19 | accepted challenger |
| Accounts payable automation | Spend and procurement | 16% | 4 of 60 | 10% | 42 | accepted challenger |
| AI accounting assistants | Accounting and close | 9% | 3 of 79 | 7% | 15 | accepted challenger |
| Business bill pay | Treasury and cash | 7% | 4 of 69 | 3% | 30 | accepted challenger |
| Corporate travel management | Spend and procurement | 4% | 4 of 60 | 7% | 30 | accepted challenger |
| Supplier management | Spend and procurement | 2% | 16 of 80 | 33% | 3 | under 10 labels · led by Procurify at 26% |
| Account reconciliation | Accounting and close | 0% | 18 of 72 | 0% | 7 | under 10 labels · led by FloQast at 33% |
| Business banking | Treasury and cash | 0% | 18 of 78 | 0% | 6 | under 10 labels · led by Mercury at 20% |
| Invoicing software | Receivables and billing | 0% | 28 of 86 | 0% | 4 | under 10 labels · led by Wave at 19% |
| Accounting software | Accounting and close | 0% | 44 of 56 | 67% | 3 | under 10 labels · led by Sage Intacct at 40% |
| B2B payment acceptance | Receivables and billing | 0% | 34 of 91 | 0% | 3 | under 10 labels · led by Helcim at 17% |
| Treasury management systems | Treasury and cash | 0% | 61 of 124 | 0% | 2 | under 10 labels · led by Trovata at 18% |
| Contractor payments | Spend and procurement | 0% | 52 of 83 | 0% | 1 | under 10 labels · led by Deel at 27% |
| Financial reporting and dashboards | Planning and analysis | 0% | 88 of 133 | 0% | 1 | under 10 labels · led by Sage Intacct at 27% |
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 8 | 4 | 5 | 2 | 19 |
| GPT-5.4 mini | 7 | 9 | 0 | 2 | 18 |
| Gemini 3.5 Flash | 15 | 19 | 4 | 2 | 40 |
| Perplexity Sonar | 6 | 11 | 4 | 3 | 24 |
| Grok 4.1 Fast | 13 | 15 | 7 | 2 | 37 |
| Mistral Small | 7 | 6 | 8 | 1 | 22 |
| DeepSeek V4 Flash | 15 | 8 | 10 | 3 | 36 |
| Llama 4 Maverick | 7 | 4 | 11 | 0 | 22 |
| Qwen 3.7 Flash | 9 | 9 | 7 | 2 | 27 |
| Kimi K2 | 12 | 9 | 6 | 2 | 29 |
| GLM 4.7 FlashX | 11 | 11 | 5 | 2 | 29 |
| MiniMax M2.5 | 7 | 10 | 10 | 2 | 29 |
Verbatim evidence the judge attached to positive labels.
“Ramp is widely considered the top choice for mid-market companies looking to consolidate corporate cards, expense management, bill pay, and procurement into one platform.” GLM 4.7 FlashX · Corporate cards · direct prompt · first choice
“I would recommend starting with Ramp Intelligence if you need broad spend management capabilities, or Ledge if your primary focus is month-end close automation” MiniMax M2.5 · AI accounting assistants · paraphrase prompt · first choice
“Ramp is the safest recommendation because it covers the broadest operational accounting surface area while still being explicitly positioned for mid-market teams” Perplexity Sonar · AI accounting assistants · paraphrase prompt · first choice
“Go with Ramp if you are a US-based business looking for a free, exceptionally easy-to-use platform that actively helps you reduce SaaS and vendor costs.” Gemini 3.5 Flash · Spend management platfor · comparative prompt · first choice
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“Verdict: Avoid if AP automation is your primary need.” DeepSeek V4 Flash · Accounts payable automat · negative prompt · hard negative
“Researchers found a prompt-injection vulnerability where hidden instructions inside a spreadsheet could trick the AI into exfiltrating sensitive financial data” DeepSeek V4 Flash · AI accounting assistants · negative prompt · soft negative
“Ramp requires a $25,000 minimum ... Be cautious of programs with high minimum balance requirements if they don't fit your company size.” Claude Haiku 4.5 · Corporate cards · negative prompt · soft negative
“Lightweight "Card-First" Travel Portals (e.g., Ramp, Brex...) ... they often lack the deep infrastructure of dedicated travel agencies” Gemini 3.5 Flash · Corporate travel managem · negative prompt · soft negative
Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 780 of the 944 answers that named Ramp and are not a share of its labels.
1,677 of the 2,092 domain citations in answers naming Ramp came from somebody else's page.
Pages are listed as the models cited them.
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Ramp's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Ramp, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at ramp.com is approved on the spot, any other address is reviewed by hand.
Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.