Finance AI Index
Index Vendors › Ramp · September 2026 Edition
17 categories · Ranked

Ramp

944Judge labels
235First choices
110Negative labels
12 of 12Models named it
17Categories
September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.
Best standing
74% in Corporate cards for small business buyers
Rank 1 of 63 in the mid-market standingendorsed leader
11 of 12 models made it the first choice on the direct prompt; 5% of its 55 labels there were negative.
By buyer segmentStrongest at small business.
In corporate cards · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Ramp for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrant
Corporate cardsSpend and procurement69%1 of 635%55endorsed leader
Spend management platformsSpend and procurement49%1 of 398%59endorsed leader
Expense managementSpend and procurement34%1 of 466%52endorsed leader
Procure-to-paySpend and procurement17%2 of 855%19accepted challenger
Accounts payable automationSpend and procurement16%4 of 6010%42accepted challenger
AI accounting assistantsAccounting and close9%3 of 797%15accepted challenger
Business bill payTreasury and cash7%4 of 693%30accepted challenger
Corporate travel managementSpend and procurement4%4 of 607%30accepted challenger
Supplier managementSpend and procurement2%16 of 8033%3under 10 labels · led by Procurify at 26%
Account reconciliationAccounting and close0%18 of 720%7under 10 labels · led by FloQast at 33%
Business bankingTreasury and cash0%18 of 780%6under 10 labels · led by Mercury at 20%
Invoicing softwareReceivables and billing0%28 of 860%4under 10 labels · led by Wave at 19%
Accounting softwareAccounting and close0%44 of 5667%3under 10 labels · led by Sage Intacct at 40%
B2B payment acceptanceReceivables and billing0%34 of 910%3under 10 labels · led by Helcim at 17%
Treasury management systemsTreasury and cash0%61 of 1240%2under 10 labels · led by Trovata at 18%
Contractor paymentsSpend and procurement0%52 of 830%1under 10 labels · led by Deel at 27%
Financial reporting and dashboardsPlanning and analysis0%88 of 1330%1under 10 labels · led by Sage Intacct at 27%

Movement

This is the first edition on this tier, so no move can be computed for Ramp yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Ramp across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.5845219
GPT-5.4 mini790218
Gemini 3.5 Flash15194240
Perplexity Sonar6114324
Grok 4.1 Fast13157237
Mistral Small768122
DeepSeek V4 Flash15810336
Llama 4 Maverick7411022
Qwen 3.7 Flash997227
Kimi K21296229
GLM 4.7 FlashX11115229
MiniMax M2.571010229

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct170 labels71
Paraphrase145 labels55
Comparative209 labels63not counted in share
Budget-constrained191 labels87
Scale-constrained103 labels22
Negative126 labels16not counted in share
First choiceAlternativeMentionNegative944 labels in all, every segment counted; 235 of the 314 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Ramp is widely considered the top choice for mid-market companies looking to consolidate corporate cards, expense management, bill pay, and procurement into one platform.” GLM 4.7 FlashX · Corporate cards · direct prompt · first choice
“I would recommend starting with Ramp Intelligence if you need broad spend management capabilities, or Ledge if your primary focus is month-end close automation” MiniMax M2.5 · AI accounting assistants · paraphrase prompt · first choice
“Ramp is the safest recommendation because it covers the broadest operational accounting surface area while still being explicitly positioned for mid-market teams” Perplexity Sonar · AI accounting assistants · paraphrase prompt · first choice
“Go with Ramp if you are a US-based business looking for a free, exceptionally easy-to-use platform that actively helps you reduce SaaS and vendor costs.” Gemini 3.5 Flash · Spend management platfor · comparative prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Verdict: Avoid if AP automation is your primary need.” DeepSeek V4 Flash · Accounts payable automat · negative prompt · hard negative
“Researchers found a prompt-injection vulnerability where hidden instructions inside a spreadsheet could trick the AI into exfiltrating sensitive financial data” DeepSeek V4 Flash · AI accounting assistants · negative prompt · soft negative
“Ramp requires a $25,000 minimum ... Be cautious of programs with high minimum balance requirements if they don't fit your company size.” Claude Haiku 4.5 · Corporate cards · negative prompt · soft negative
“Lightweight "Card-First" Travel Portals (e.g., Ramp, Brex...) ... they often lack the deep infrastructure of dedicated travel agencies” Gemini 3.5 Flash · Corporate travel managem · negative prompt · soft negative

Named alongside

The products named in the same answers as Ramp, over the 944 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Ramp was named but was not.
ProductSame answerTook the first choice insteadHead to head
Brex462 of 9449Compare →
BILL230 of 94436Compare →
SAP Concur222 of 94431Not in the top three
Expensify170 of 94411Not in the top three
Navan166 of 94427Not in the top three
Tipalti149 of 94417Not in the top three
Coupa148 of 94424Not in the top three
Airbase143 of 94410Compare →
Melio142 of 94452Compare →
A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Ramp. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 780 of the 944 answers that named Ramp and are not a share of its labels.

Domains cited

ramp.comYour site415
learn.g2.com286
gartner.com222
bill.com199
rippling.com198
g2.com177
airwallex.com176
brex.com147
nerdwallet.com143
emburse.com129

1,677 of the 2,092 domain citations in answers naming Ramp came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Names read as Ramp

What the judge wrote, as written, with how often. The vendor table decides that these count as Ramp; a claim can dispute any of them.
Ramp Bill Pay 23Ramp Corporate Card 3Ramp Credit Card 2Brex/Ramp 1Divvy/Ramp 1Ramp (Free Plan) 1Ramp Business Card 1Ramp Card 1Ramp Intelligence 1Ramp Travel 1Ramp Travel / Brex 1Ramp's AI spreadsheet tool 1
Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Ramp's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Ramp, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at ramp.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.