Every category where a model named Credit Key for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant	Since September 2026
B2B BNPL and net terms	Receivables and billing	14%	2 of 90	0%	28	accepted challenger

Movement

This is the first edition on this tier, so no move can be computed for Credit Key yet. From the next edition this section shows, per buyer segment and per category, whether its share moved by more than the measured noise floor.

By model

How each model treated Credit Key across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.

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Model	First choice	Alternative	Mention	Labels
Claude Haiku 4.5	0	1	0	1
GPT-5.4 mini	0	1	0	1
Gemini 3.5 Flash	0	2	0	2
Perplexity Sonar	3	0	0	3
Grok 4.1 Fast	2	2	1	5
Mistral Small	0	0	0	0
DeepSeek V4 Flash	0	2	0	2
Llama 4 Maverick	0	1	1	2
Qwen 3.7 Flash	0	1	0	1
Kimi K2	0	1	1	2
GLM 4.7 FlashX	2	0	0	2
MiniMax M2.5	1	0	1	2
GPT-6 Luna	0	3	0	3
Muse Glimmer 30B	0	1	1	2

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct21 labels5

Paraphrase14 labels2

Comparative17 labels2not counted in share

Budget-constrained14 labels4

Scale-constrained4 labelsNone

Negative4 labels1not counted in share

First choiceAlternativeMentionNegative74 labels in all, every segment counted; 11 of the 14 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Start with Credit Key or Resolve Pay if you're a US-based mid-market e-com or supplier—Credit Key for quick e-commerce embeds” Grok 4.1 Fast · B2B BNPL and terms · direct prompt · first choice

“I'd recommend starting with Billie if you operate in Europe or Credit Key if you're US-focused.” GLM 4.7 FlashX · B2B BNPL and terms · direct prompt · first choice

“the best B2B BNPL provider is usually Credit Key if you need a true B2B-focused option” Perplexity Sonar · B2B BNPL and terms · budget prompt · first choice

“Credit Key is the best single pick from these results for a mid-market B2B company” Perplexity Sonar · B2B BNPL and terms · direct prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Credit Key, over the 74 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Credit Key was named but was not.

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ProductSame answerTook the first choice insteadHead to head

Resolve Pay65 of 7430Compare →

TreviPay39 of 7411Not among the top eight

Mondu30 of 742Compare →

Balance28 of 746Compare →

Billie28 of 741Compare →

Hokodo17 of 741Not among the top eight

Slope16 of 741Compare →

Fundbox15 of 743Compare →

Two15 of 741Not among the top eight

Capchase Pay12 of 741Not among the top eight

A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Credit Key. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 74 of the 74 answers that named Credit Key and are not a share of its labels.

Domains cited

resolvepay.com71

finder.com48

solidgate.com37

creditkey.comYour site26

fintechspecs.com26

two.inc25

mondu.ai23

trevipay.com22

whop.com22

techrepublic.com20

294 of the 320 domain citations in answers naming Credit Key came from somebody else's page.

Pages cited

finder.com/business-loans/best-b2b-bnpl-apps48

resolvepay.com/blog/best-bnpl-b2b46

solidgate.com/blog/buy-now-pay-later-bnpl-merchants-guide37

fintechspecs.com/blog/best-b2b-bnpl-providers-embedded-trade-credit-platforms22

whop.com/blog/best-bnpl-providers22

techrepublic.com/article/best-bnpl-companies20

unzer.com/en/knowledge/articles/8-best-buy-now-pay-providers18

order.co/blog/finance/b2b-bnpl17

Pages are listed as the models cited them.

Search and answers

creditkey.com is not in Google's top ten for any of the category's searches. In the answers, Credit Key takes 14% of first choices and Resolve Pay takes 56%.

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In search

Google, US estimates

Position for “b2b buy now pay later provider”

–

not in the top ten

Position for “b2b bnpl and net terms providers”

–

not in the top ten

Searches for its name, Google: 3,600 a month (“credit key”)
AI search demand for its name, est.: 661 a month
Organic visits to its site: about 2,569 a month
Searches its site ranks for: 476 · 17 in the top three
Sites linking to it: 1,378
Paid Google search: No ads found in the estimate; that does not mean it runs none

Ads on GoogleDetailLess

20 ads · 13 text, 5 image, 2 video · 5 shown in the last 30 days

First shown August 2023, as Credit Key, verified. Ads started 2025-11 to 2026-10: 13 in the year, 7 before. 1 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition

Share of first choices

14%

rank 2 of 90 in B2B BNPL and terms

Segment leader

56%

Resolve Pay

First choices: 11 across its categories
Named in: 74 answers
Its own site cited: in 74 of the answers that named it

Search figures are US estimates from DataForSEO, read October 5, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

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Addresses on creditkey.com

794

subdomains included

Content

159

counted in the table below

Documentation

Product · Integration

12 · 0

Kind	Pages	Last 90 days	Latest
Blog	88	2	2026-09-29
News or press	26	undated
Glossary or explainer	18	0	2025-07-31
Report or ebook	10	undated
Comparison	7	3	2026-09-18
Case study	5	undated
Conference or event	3	0	2025-02-12
Template or tool	2	undated

Most recent

2026-09-29Furniture wholesale payment terms net terms vs. discounts blog
2026-09-18Comparing trade credit vs invoice factoring comparison
2026-09-03Credit key vs consumer bnpl comparison
2026-09-03Credit key shopify b2b payments blog
2026-09-03Credit key vs resolve vs slope comparison
2026-03-18Bnpl vs business credit cards comparison

How it is countedHide how it is counted

Every page creditkey.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read October 5, 2026.

Names read as Credit Key

What the judge wrote, as written, with how often. The vendor table decides that these count as Credit Key; a claim can dispute any of them.

CreditKey 1

Follow Credit Key

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Credit Key is its own company.

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In its own words

Stated by the vendor, not checked

Positioning: B2B Payment Solutions from Credit Key | Buy Now, Pay Later
creditkey.com
For: For Merchants
creditkey.com
Not stated on the pages read: Price, starting price, free plan or trial, integrations, certifications, hosting, customers

What Credit Key's own pages state, read October 5, 2026: creditkey.com. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Credit Key's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Credit Key, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Credit Key by email, built from the raw record of the edition. It shows:

where Credit Key is named, by buyer and by framing, and which cells hold its first choices;
the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
its vocabulary against the segment leader's, and the pages the models cited;
who was chosen in the answers that did not name Credit Key, and every reason the record gives;
a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
one page of published figures cleared to show a buyer.

Badges

Wins only: a badge exists where Credit Key is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.

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Credit Key is among the products AI models recommend first in B2B BNPL and net terms this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges

Show the code

<a href="https://finance-ai-index.com/receivables/b2b-bnpl-and-net-terms/"><img src="https://finance-ai-index.com/badges/2026-10/credit-key--b2b-bnpl-and-net-terms-wide.svg" alt="Among AI models' top three in B2B BNPL and net terms, October 2026 Edition, Finance AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the B2B BNPL and net terms standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides

Show the code

<a href="https://finance-ai-index.com/receivables/b2b-bnpl-and-net-terms/"><img src="https://finance-ai-index.com/badges/2026-10/credit-key--b2b-bnpl-and-net-terms-square.svg" alt="Among AI models' top three in B2B BNPL and net terms, October 2026 Edition, Finance AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the B2B BNPL and net terms standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer

Show the code

<a href="https://finance-ai-index.com/receivables/b2b-bnpl-and-net-terms/"><img src="https://finance-ai-index.com/badges/2026-10/credit-key--b2b-bnpl-and-net-terms-compact.svg" alt="Among AI models' top three in B2B BNPL and net terms, October 2026 Edition, Finance AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the B2B BNPL and net terms standing, where the claim can be checked.

Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.