Finance AI Index

Index › Vendors › Onguard · September 2026 Edition

1 category · Named, not ranked

Onguard

11Judge labels

1First choices

2Negative labels

9 of 12Models named it

1Category

September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.

Standing

6 labels, too few to rank

A product needs 10 labels in a category before a share or quadrant is stated. Onguard was named 6 times in B2B credit management, where Tesorio led with 16%. The labels and the evidence are below, counted exactly.

By buyer segmentRead the same way at every buyer size.

Small business75 of 78

under the label threshold

Mid-market16 of 82

under the label threshold

Enterprise25 of 70

under the label threshold

In b2b credit management · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Onguard for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant
B2B credit management	Receivables and billing	2%	16 of 82	0%	6	under 10 labels · led by Tesorio at 16%

Movement

This is the first edition on this tier, so no move can be computed for Onguard yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Onguard across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.

Model	First choice	Alternative	Mention	Labels
Claude Haiku 4.5	0	0	0	0
GPT-5.4 mini	0	0	0	0
Gemini 3.5 Flash	0	0	0	0
Perplexity Sonar	0	1	0	1
Grok 4.1 Fast	0	1	0	1
Mistral Small	0	0	1	1
DeepSeek V4 Flash	1	0	0	1
Llama 4 Maverick	0	0	1	1
Qwen 3.7 Flash	0	0	1	1
Kimi K2	0	0	0	0
GLM 4.7 FlashX	0	0	0	0
MiniMax M2.5	0	0	0	0

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct1 labelNone

Paraphrase0 labelsNone

Comparative3 labelsNone

Budget-constrained1 labelNone

Scale-constrained6 labels1

Negative0 labelsNone

First choiceAlternativeMentionNegative11 labels in all, every segment counted; 1 of the 1 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Given your size, Esker, Nuvo, and Onguard are strong starting points” DeepSeek V4 Flash · B2B credit management · scale prompt · first choice

“Prioritize platforms like HighRadius, Billtrust, Nuvo, Esker, Creditsafe, Onguard, or Bectran” Grok 4.1 Fast · B2B credit management · scale prompt · alternative

“Strong ERP-agnostic setup and configurable collections for multi-entity environments.” Perplexity Sonar · B2B credit management · comparative prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Onguard, over the 11 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Onguard was named but was not.

ProductSame answerTook the first choice insteadHead to head

HighRadius Credit Cloud9 of 114Not in the top three

Nuvo6 of 111Not in the top three

Esker5 of 111Not in the top three

Sidetrade5 of 110Not in the top three

Billtrust4 of 110Not in the top three

Credit Pulse4 of 110Not in the top three

Tesorio4 of 110Not in the top three

Chaser3 of 111Not in the top three

Creditsafe3 of 110Not in the top three

Upflow2 of 111Not in the top three

A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Onguard. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 9 of the 11 answers that named Onguard and are not a share of its labels.

Domains cited

creditpulse.com8

nuvo.com8

onguard.comYour site8

highradius.com6

tesorio.com6

guideflow.com5

worldmetrics.org5

billtrust.com4

paraglide.ai4

chaserhq.com3

Forty-nine of the fifty-seven domain citations in answers naming Onguard came from somebody else's page.

Pages cited

nuvo.com/resources/credit-management-software8

onguard.com/best-credit-management-software8

creditpulse.com/blog/best-credit-management-software6

tesorio.com/blog/the-5-best-credit-risk-management-software-platforms-for-b2b-finance-team6

guideflow.com/blog/credit-management-software5

billtrust.com/resources/blog/evaluating-credit-management-software4

worldmetrics.org/best/credit-management-software4

chaserhq.com/blog/best-credit-management-software3

Pages are listed as the models cited them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Onguard's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Onguard, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at onguard.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.