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Finance AI Index
Index › Receivables and billing › Embedded payments › Finix vs Tilled
Embedded payments platforms · October 2026 Edition

Finix vs Tilled

One of fourteen models named Finix first on the direct prompt; zero named Tilled. Finix was named by fourteen of the fourteen models and Tilled by six and Finix carries 45 labels and Tilled 14, so the shares are not directly comparable.

Finix

accepted challenger

Named in one category this edition.

Tilled

accepted challenger

Named in one category this edition.

First-choice share14%4%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate7%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#2#3A position in a field of 7; printed, not drawn.
Labels4514A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Finix reading right to left. Rank and label count are printed, not drawn.Stripe Connect was named alongside these two in thirteen of the fourteen direct answers. Stripe Connect vs Finix · Stripe Connect vs Tilled · Finix vs Rainforest

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the embedded payments platforms page.

By framing

How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
FinixFirst choices, of fourteen modelsTilled
Direct10
Paraphrase62
Comparative00
Budget-constrained001 against Finix
Scale-constrained00
Negative102 against Finix
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.

Across every category in the October 2026 Edition, Finix and Tilled were named in the same answer thirty-six times, of the 129 answers naming Finix and the 42 naming Tilled. In those answers Tilled took the first choice three times and Finix five.

Every model, every framing

The eighty-four answers behind the chart above, one cell each: where Finix and Tilled stood in it.
ModelDirectParaphraseComparativeBudget-constrainedScale-constrainedNegative
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.1 Fast
Mistral Small
DeepSeek V4 Flash
Llama 4 Maverick
Qwen 3.7 Flash
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5
GPT-6 Luna
Muse Glimmer 30B
Finix Tilled first choice named as an alternative argued againstblank: not namedEach cell is one answer, Finix on the left and Tilled on the right.

The direct prompt

The plain question, one answer per model, grouped by where Finix and Tilled stood in it.

Finix first, Tilled not the choice

1 of 14 modelsTilled was named in the answer but not as the choice, or not at all.
Gemini 3.5 FlashFinix alternatives: Balance, Slope, Stripe Connect, TreviPay, Usio

Neither was the first choice, one was named

8 of 14 modelsThe answer put something else first and named one of the two as an alternative.
GPT-5.4 miniStripe Connect alternatives: Adyen for Platforms, Finix, Treasury Prime
Grok 4.1 FastStripe Connect alternatives: Finix, Tilled
DeepSeek V4 FlashStripe Connect alternatives: Adyen for Platforms, Finix, Resolve, TreviPay
Kimi K2Rainforest, Stripe Connect alternatives: Adyen for Platforms, BILL, Finix, Payabli
GLM 4.7 FlashXStripe Connect alternatives: Adyen for Platforms, EBizCharge, Finix, TreviPay
MiniMax M2.5Adyen for Platforms, Stripe Connect alternatives: Airwallex, Bill.com, Finix, Stax Connect, Tipalti
GPT-6 LunaStripe Connect alternatives: Adyen for Platforms, Finix, Rainforest
Muse Glimmer 30BHighRadius, Stripe Connect alternatives: Adyen Platforms, BILL, Finix, Plooto

Neither was named

5 of 14 modelsThe answer made no first choice from these two in this category.
Claude Haiku 4.5EBizCharge alternatives: HighRadius, Rillion, Stripe Connect, Unit
Perplexity SonarStripe Connect alternatives: Adyen for Platforms, BlueSnap
Mistral SmallStripe Connect alternatives: Adyen for Platforms, Paya
Llama 4 MaverickBraintree alternatives: PaidYET
Qwen 3.7 FlashStripe Connect alternatives: Adyen for Platforms, Braintree, Checkout.com, Dwolla, HighRadius, Tipalti

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Finix leads by eleven points.
Finix14%#2 of 6
Tilled4%#4 of 6
The full small business standing →
Mid-marketThe figures above
Finix leads by ten points.
Finix14%#2 of 7
Tilled4%#3 of 7
The full mid-market standing →
Enterprise
Finix leads by nine points.
Finix9%#4 of 5
Tilled0%#– of 5
The full enterprise standing →

What the models said about Finix

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of seven in this category shown.

“Avoid for tight budgets: Finix ($250+/mo)” Grok 4.1 Fast · budget prompt · hard negative
“Usio says Clearent/Finix are good for card processing and ISV onboarding, but "lack outbound functionality."” Perplexity Sonar · negative prompt · soft negative
“frequent complaints about monthly minimums, sales-led onboarding, and pricing opacity” Mistral Small · negative prompt · soft negative
“Finix (Best for Flexibility & Mid-Market Revenue Share)... Choose Finix if you want to aggressively monetize payment volume through a generous revenue share model.” Gemini 3.5 Flash · direct prompt · first choice
“Finix is the best PayFac-as-a-Service provider if you want to own the payments experience, maximize revenue share” Mistral Small · paraphrase prompt · first choice
“Programmable infrastructure with interchange-plus pricing; designed for platforms needing granular control.” Qwen 3.7 Flash · negative prompt · first choice

What the models said about Tilled

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.

“Tilled / Payabli are the most frequently recommended mid-market PFaaS options” Muse Glimmer 30B · paraphrase prompt · first choice
“Recommended: Tilled (for most mid-sized B2B SaaS)” DeepSeek V4 Flash · paraphrase prompt · first choice
“Tilled is well suited for early-to-mid-stage B2B software companies that want to monetize payments quickly” Claude Haiku 4.5 · paraphrase prompt · alternative
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.