Embedded payments platforms for enterprise buyers
Asked as “embedded payments platform”, and as “payfac-as-a-service provider for SaaS”, on behalf of an enterprise B2B company. 47 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the October 2026 Edition on October 4, 2026; its answers are read by the distilled judge (ai-indexes-judge-qwen3-14b-run3), not the claude-opus-5 judge of the earlier categories: how the two compare.
Standing · first-choice share
43%
Clear leader
43Adyen for Platforms23Stripe Connect11Worldpay for Platforms23others
43% of first choices, clear leader.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
All ten head-to-head pages: the top five products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01Adyen for Platforms43%
Adyen for Platforms43%02Stripe Connect23%
Stripe Connect23%03Worldpay for Platforms11%
Worldpay for Platforms11%04Finix9%
Finix9%05Stax Connect4%
Stax Connect4%What they warned about
One of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Stripe Connect26%
15 of 58 labels negative · 11 of 14 models · 2 hard negative
“For Your Specific Use Case, Avoid These - **Stripe Connect** – Great for marketplaces, but transactional pricing and their capital model are less profitable” DeepSeek V4 Flash, paraphrase prompt
Adyen for Platforms9%
5 of 54 labels negative · 5 of 14 models · 1 hard negative
“technically not a "PayFac-as-a-Service" ... which means you'd carry more compliance burden” DeepSeek V4 Flash, paraphrase prompt
Synapse Financial Technologies
100%
4 of 4 labels negative · 4 of 14 models · 4 hard negative
“The **Synapse Financial Technologies collapse** (2023–2024) is the canonical cautionary tale... $85 million+ in customer funds stranded” DeepSeek V4 Flash, negative prompt
Synapse
100%
3 of 3 labels negative · 3 of 14 models · 2 hard negative
“High-profile bankruptcies (e.g., Synapse) and severe Consent Orders issued to BaaS sponsor banks” Gemini 3.5 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
78 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1171 links across 292 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.
vendor site · Whop50 answers · 74 citations · 12 models
vendor site · Guideflow44 answers · 57 citations · 12 models
vendor site · Stripe41 answers · 80 citations · 13 models
vendor site · Finix33 answers · 45 citations · 14 models
29 answers · 29 citations · 10 models
vendor site · Swipesum23 answers · 23 citations · 11 models
vendor site · Fiska22 answers · 25 citations · 10 models
22 answers · 22 citations · 11 models
vendor site · Adyen19 answers · 38 citations · 10 models
19 answers · 34 citations · 10 models
18 answers · 27 citations · 11 models
vendor site · Usio16 answers · 17 citations · 7 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
47 answers · 11 models
42 answers · 12 models
29 answers · 10 models
22 answers · 10 models
22 answers · 11 models
21 answers · 11 models
17 answers · 11 models
14 answers · 10 models
14 answers · 9 models
14 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best embedded payments platform”, “embedded payments platform”, “embedded payments platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Adyen Platforms adyen.com Adyen for Platforms 43%, Adyen Platforms 2% | 45% | 124 | 170 | 5 | 126,446 | $7,702 | 84 | |
| Stripe stripe.com Stripe Connect 23% | 23% | 203 | 823,000 | 102,741 | 3,226,782 company | $3,621 | 102 | 1 |
| Worldpay for Platforms worldpay.com | 11% | 32 | 110 | 11 | 44,677 | $111 | 13 | |
| Finix finix.com | 9% | 127 | 3,600 | 101 | 6,171 | $820 | 40 | |
| TreviPay trevipay.com | 9% | 130 | 2,400 | 60 | 40,661 | $8 | 13 | |
| Stax Connect staxpayments.com | 4% | 28 | 70 | 1 | 23,084 | $141 | 34 | |
| Payrix payrix.com | 0% | 17 | 2,400 | 60 | 1,650 | |||
| Airwallex airwallex.com | 0% | 308 | 27,100 | 416 | 420,414 | $56,832 | 45 | |
| Checkout.com checkout.com Checkout.com 0%, Checkout.com Platforms 0%, Checkout.com for Platforms 0% | 0% | 64 | 880 | 193 | 76,589 | |||
| Marqeta marqeta.com | 0% | 14 | 8,100 | 250 | 7,407 | 3 |
Google's top ten for the three searches hold 25 sites; 3 of them are among the sites the models cited here (fiska.com, londonlovesbusiness.com, stripe.com). The first result for “best embedded payments platform” is revenuebase.ai.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best embedded payments platform for an enterprise B2B company?”Paraphrase“Which payfac-as-a-service provider for SaaS would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade embedded payments platforms and how do they differ?”Budget-constrained“What is the best embedded payments platform for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating an embedded payments platform. What should we look at?”Negative“Which embedded payments platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5no first choiceAdyen for Platforms, Worldpay for PlatformsChangedagainst: Stripe ConnectStripe ConnectAdyen for Platformsno first choiceagainst: Blue Ridge Bank, Evolve Bank, Intergiro, Railsr, Solaris, Synapse
One alternative
FinixTwo alternatives
Adyen for Platforms, Worldpay for PlatformsTwo alternatives
Finix, Stripe ConnectGPT-5.4 miniStripe ConnectWorldpay for PlatformsChangedAdyen for Platforms, Stripe ConnectAdyen for Platformsno first choicenothing named
Two alternatives
Adyen for Platforms, FinixOne alternative
Stripe Payment FacilitationFour alternatives
Checkout.com, Fiserv Enterprise Payments Platform, Galileo, MarqetaOne alternative
Stripe ConnectGemini 3.5 FlashAdyen for PlatformsFinixChangedAdyen for Platforms, Stripe Connectagainst: Worldpay for PlatformsFinixagainst: Stripe Connectno first choiceagainst: Synapse
Eight alternatives
Balance, Billie, Finix, Modern Treasury, Routable, Sprinque, Stripe Connect, TipaltiTwo alternatives
Adyen for Platforms, Stripe ConnectFour alternatives
Finix, Moov Financial, Payabli, RainforestTwo alternatives
Adyen for Platforms, Stax ConnectPerplexity SonarTreviPayAdyen for PlatformsChangedStripe ConnectStax Connectagainst: Stripe Connectno first choiceagainst: Adyen for Platforms, Clearent, Finix, Global, Lightspeed, NMI, Stripe Connect
Three alternatives
Adyen for Platforms, HighRadius, NewlineOne alternative
FinixFour alternatives
Adyen for Platforms, Airwallex, Finix, NewlineOne alternative
FinixGrok 4.1 FastStripe ConnectAdyen for PlatformsChangedAdyen for Platforms, Stripe ConnectAdyen for Platformsagainst: Checkout.com, Finix, Rainforest, Tilledno first choiceagainst: Finix, Marqeta, Rainforest, Rapyd, Stripe Connect, Synapse, Tilled
Three alternatives
Adyen for Platforms, Marqeta, TreviPayFour alternatives
Finix, Payrix, Stax Connect, Stripe ConnectFour alternatives
Finix, Marqeta, NMI, TilledOne alternative
Stripe ConnectMistral SmallTreviPayAdyen for Platforms, Stripe ConnectChangedAdyen for Platformsagainst: BambuserWorldpay for Platformsno first choicenothing named
One alternative
Stripe ConnectThree alternatives
Finix, Payrix, Stax ConnectThree alternatives
Paya, Stripe Connect, TilledOne alternative
Stripe ConnectDeepSeek V4 FlashStripe ConnectWorldpay for PlatformsChangedagainst: Adyen for Platforms, Payabli, Rainforest, Stripe Connect, TilledAdyen for Platforms, Stripe Connectagainst: PayPal BraintreeAdyen for Platforms, Stripe Connectno first choiceagainst: Synapse Financial Technologies
Two alternatives
Adyen for Platforms, FinixTwo alternatives
Finix, Stax ConnectThree alternatives
Airwallex, Checkout.com, Worldpay for PlatformsTwo alternatives
Finix, Rainforest PayLlama 4 Maverickno first choiceno first choiceHeldno first choiceno first choiceno first choiceagainst: Adyen for Platforms, Tilled
Qwen 3.7 FlashTreviPayAdyen for PlatformsChangedagainst: Stripe ConnectStripe ConnectAdyen for Platforms, Stripe Connectno first choiceagainst: Blue Ridge Bank, Synapse Financial Technologies
Four alternatives
Rapyd, Stripe Connect, Synapse Money, UnitTwo alternatives
Finix, PayrixFour alternatives
Adyen for Platforms, Finix, Mangopay, PayPal Complete Payments for PlatformsKimi K2Stripe ConnectAdyen for Platforms, Worldpay for PlatformsChangedStripe ConnectFinixagainst: Stripe Connectno first choiceagainst: IntelliPay, Payload, Qolo, Synapse Financial Technologies
Five alternatives
Adyen for Platforms, Coupa Pay, Finix, JAGGAER Payments, NvoicepayOne alternative
FinixFive alternatives
Adyen for Platforms, Checkout.com, Finix, Marqeta, PayPal BraintreeTwo alternatives
Adyen for Platforms, Stax ConnectGLM 4.7 FlashXAdyen for Platforms, Stripe ConnectAdyen for PlatformsChangedagainst: Stripe ConnectStripe ConnectStax Connectagainst: Stripe Connectno first choiceagainst: Adyen for Platforms, Braintree, Stripe Connect
Five alternatives
Airwallex, EBizCharge, Fortis, Lemon Squeezy, PaddleOne alternative
Worldpay for PlatformsFive alternatives
Adyen for Platforms, Airwallex, Checkout.com, Finix, MarqetaOne alternative
Adyen for PlatformsMiniMax M2.5Adyen for Platforms, Stripe ConnectAdyen for Platforms, FinixChangedno first choiceAdyen for Platforms, Stripe Connectno first choiceagainst: Adyen for Platforms, Stripe Connect
Three alternatives
Coupa Software, TreviPay, Worldpay for PlatformsOne alternative
Stripe ConnectOne alternative
Stax ConnectGPT-6 LunaStripe ConnectAdyen for PlatformsChangedStripe ConnectAdyen for Platformsno first choiceagainst: PayPal, Stripe Connect, Synapse Financial Technologies
Three alternatives
Adyen for Platforms, Flywire, PaystandTwo alternatives
Finix, Stripe ConnectFive alternatives
Adyen for Platforms, Checkout.com for Platforms, PayPal for Platforms, Payrix, Worldpay for PlatformsOne alternative
Stripe ConnectMuse Glimmer 30BTreviPayAdyen for PlatformsChangedStripe ConnectAdyen Platformsagainst: Stripe Connectno first choicenothing named
Two alternatives
Adyen for Platforms, Stripe ConnectOne alternative
Worldpay for PlatformsFive alternatives
Adyen for Platforms, Checkout.com Platforms, Finix, Rapyd, Worldpay for PlatformsTwo alternatives
Finix, Stax ConnectBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:18 | no | 0 | 5 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:41 | yes | 2 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:13 | yes | 33 | 33 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-04 22:20 | yes | 18 | 3 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:20 | yes | 20 | 10 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:35 | yes | 14 | 9 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:15 | yes | 22 | 25 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 23:17 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:18 | yes | 10 | 27 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 23:19 | yes | 15 | 33 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:20 | yes | 22 | 34 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:22 | yes | 13 | 22 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:17 | yes | 4 | 20 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:57 | yes | 21 | 20 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:51 | yes | 17 | 10 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 23:13 | yes | 5 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:21 | yes | 17 | 25 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-04 23:24 | yes | 17 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:11 | yes | 16 | 9 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:35 | yes | 10 | 8 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:30 | yes | 23 | 31 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:58 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:24 | yes | 7 | 63 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:35 | yes | 14 | 21 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:35 | yes | 20 | 44 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:19 | yes | 11 | 40 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-04 23:25 | yes | 3 | 14 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:15 | yes | 21 | 30 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:53 | yes | 9 | 7 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 23:18 | yes | 6 | 11 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:09 | yes | 21 | 31 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-04 22:59 | yes | 18 | 4 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:20 | yes | 16 | 10 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:08 | yes | 25 | 11 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:27 | yes | 23 | 56 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 23:11 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:15 | yes | 12 | 25 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 23:46 | yes | 22 | 61 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:42 | yes | 22 | 65 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:42 | yes | 22 | 65 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:46 | yes | 8 | 26 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:52 | yes | 25 | 46 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:21 | yes | 9 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:12 | yes | 5 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:54 | yes | 19 | 31 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-04 22:16 | yes | 19 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:53 | yes | 21 | 10 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:22 | yes | 10 | 8 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:27 | yes | 23 | 31 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:36 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:19 | no | 0 | 26 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:23 | yes | 23 | 70 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:27 | yes | 24 | 49 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:34 | yes | 14 | 24 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 23:13 | yes | 2 | 15 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:32 | yes | 18 | 32 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:23 | yes | 18 | 12 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:30 | yes | 3 | 10 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:04 | no | 0 | 18 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-04 22:24 | yes | 18 | 5 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:12 | yes | 20 | 11 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:22 | no | 0 | 10 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:28 | yes | 25 | 55 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:57 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:20 | no | 0 | 27 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:57 | yes | 24 | 27 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:41 | yes | 24 | 35 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 23:02 | no | 0 | 30 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 23:19 | yes | 2 | 28 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:16 | yes | 14 | 26 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:02 | yes | 18 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:35 | yes | 2 | 9 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:28 | yes | 11 | 33 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-04 22:36 | yes | 16 | 5 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:49 | yes | 23 | 13 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:15 | yes | 7 | 6 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:42 | yes | 21 | 82 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:44 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:12 | yes | 14 | 62 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:24 | yes | 21 | 51 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:26 | yes | 22 | 41 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:22 | yes | 23 | 38 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:27 | yes | 4 | 27 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:18 | yes | 20 | 29 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
Adyen read as Adyen for Platforms
Adyen Enterprise read as Adyen for Platforms
Stax read as Stax Connect
Stripe read as Stripe Connect
Stripe (Connect & Treasury) read as Stripe Connect
Stripe (Connect) read as Stripe Connect
Worldpay read as Worldpay for Platforms
Worldpay for Platforms – PayFac-as-a-Service Pro read as Worldpay for Platforms
Unresolved, counted raw
Bambuser
Brex Embedded
Checkout.com Platforms
Checkout.com for Platforms
Coupa Software (Coupa Pay)
Exact
Fiserv Enterprise Payments Platform
Galileo
Global
IntelliPay
JAGGAER Payments
Moov Financial
Nvoicepay (Corpay)
PayPal Complete Payments for Platforms
PayPal for Platforms
Payfactory
Payload
Qolo
Stripe Payment Facilitation
Synapse Money
Very Good Security
Discontinued, still offered
No shut-down product was recommended here.