Finance AI Index
Index Treasury and cash Cash flow forecasting › Tesorio vs Float
Cash flow forecasting · September 2026 Edition

Tesorio vs Float

Three of twelve models named Tesorio first on the direct prompt; zero named Float. Tesorio was named by eleven of the twelve models and Float by twelve and Tesorio carries 22 labels and Float 27, so the shares are not directly comparable.

Tesorio

accepted challenger

Named in five categories this edition.

Float

accepted challenger

Named in four categories this edition.

First-choice share10%4%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate5%22%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#2#5A position in a field of 14; printed, not drawn.
Labels2227A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Tesorio reading right to left. Rank and label count are printed, not drawn.Cube was named alongside these two in nine of the twelve direct answers. Agicap vs Tesorio · Agicap vs Float · Tesorio vs Chaser

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the cash flow forecasting page.

By framing

How many of the twelve models made each the first choice, per way of asking, and how many argued against it.
TesorioFirst choices, of twelve modelsFloat
Direct30
Paraphrase10
Comparative13
Budget-constrained023 against Float
Scale-constrained10
Negative011 against Tesorio · 3 against Float
Bars are first choices, 0 to 12 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to twelve.

Every model, every framing

The seventy-two answers behind the chart above, one cell each: where Tesorio and Float stood in it.
ModelDirectParaphraseComparativeBudget-constrainedScale-constrainedNegative
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.1 Fast
Mistral Small
DeepSeek V4 Flash
Llama 4 Maverick
Qwen 3.7 Flash
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5
Tesorio Float first choice named as an alternative argued againstblank: not namedEach cell is one answer, Tesorio on the left and Float on the right.

The direct prompt

The plain question, one answer per model, grouped by where Tesorio and Float stood in it.

Tesorio first, Float an alternative

3 of 12 modelsFloat was named in the answer but not as the choice, or not at all.
Claude Haiku 4.5Tesorio alternatives: Billtrust, Cube, Drivetrain
Gemini 3.5 FlashCentime, Tesorio alternatives: Agicap, Cube, Mosaic, Trovata
Kimi K2Tesorio alternatives: Agicap, Chaser, Cube, Float

Neither was the first choice, one was named

3 of 12 modelsThe answer put something else first and named one of the two as an alternative.
GPT-5.4 miniAgicap alternatives: Cube, Float, Tesorio
GLM 4.7 FlashXChaser alternatives: Abacum, Drivetrain, Float, Futrli, Upflow
MiniMax M2.5Chaser alternatives: Cube, Tesorio

Neither was named

6 of 12 modelsThe answer made no first choice from these two in this category.
Perplexity SonarAbacum, Drivetrain alternatives: Chaser, Cube, Vena
Grok 4.1 FastChaser, Drivetrain alternatives: Abacum, Upflow
Mistral SmallCube alternatives: Abacum, Chaser
DeepSeek V4 FlashAbacum alternatives: Centime, Chaser, Cube, Drivetrain
Llama 4 MaverickCube alternatives: Abacum, Agicap, Chaser, GTreasury
Qwen 3.7 FlashChaser alternatives: Abacum, Phocas Software, Vena

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Float leads by thirty-one points.
Float31%#1 of 8
Tesorio0%#– of 8
The full small business standing →
Mid-marketThe figures above
The order flips: Tesorio leads at mid-market.
Tesorio10%#2 of 14
Float4%#5 of 14
The full mid-market standing →
Enterprise
Tesorio leads by twenty points.
Tesorio20%#2 of 10
Float0%#10 of 10
The full enterprise standing →

What the models said about Tesorio

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of three in this category shown.

“Tesorio: Users report sync issues with ERP systems, invoicing delays, and missing features around payment recording and reporting” MiniMax M2.5 · negative prompt · soft negative
“1. Tesorio – Best for B2B SaaS & Tech Companies ... Choose Tesorio if you're in tech/SaaS and want the most accurate AR-based forecasting” Kimi K2 · direct prompt · first choice
“Tesorio is a good fit for mid-market SaaS and subscription businesses that need forecasting and AR automation in one platform” Claude Haiku 4.5 · direct prompt · first choice

What the models said about Float

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.

“Avoid if: Your business has peaks/troughs (e.g., retail, tourism). Users call it "hopeless" without heavy manual tweaks.” Grok 4.1 Fast · negative prompt · hard negative
“Float has been criticized for being "absolutely hopeless for seasonal business as it can only predict income based on the previous 3 months or manual guessing"a” Kimi K2 · negative prompt · soft negative
“Some tools, like Float or Fluidly, may not be suitable for rapidly growing or contracting businesses” Mistral Small · negative prompt · soft negative
“If I had to pick one best option for most budget-conscious small businesses, it would be Float” Perplexity Sonar · budget prompt · first choice
“If you want live operational cash visibility, look at Float or Dryrun.” GPT-5.4 mini · comparative prompt · first choice
“the best value is usually Float if you use Xero or QuickBooks Online” GPT-5.4 mini · budget prompt · first choice
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.