Cash flow forecasting for enterprise buyers
Asked as “cash flow forecasting software”, and as “cash management tool”, on behalf of an enterprise B2B company. 40 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
01The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its vendor page.
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09
10Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01Kyriba35%
Kyriba35%02Tesorio20%
Tesorio20%03HighRadius15%
HighRadius15%04Transformance CashPulse5%
Transformance CashPulse5%05Workday Adaptive Planning5%
Workday Adaptive Planning5%06Anaplan5%
Anaplan5%07Cube2%
Cube2%08GTreasury0%
GTreasury0%09Pigment0%
Pigment0%10Float0%
Float0%02What they warned about
One of twelve models held their first choice under the paraphrase. Claude Haiku 4.5, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX and MiniMax M2.5 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Microsoft Excel100%
7 of 7 labels negative · 7 of 12 models · 7 hard negative
“**Excel-first / manual spreadsheet workflows** when forecasting is operationally critical, since they are described as manual, outdated, and less accurate” Perplexity Sonar, negative prompt
Float62%
8 of 13 labels negative · 7 of 12 models · 3 hard negative
“**Specific tools to avoid or heavily vet:** **Float** – Best for SMBs on Xero/QuickBooks. Its own materials note it is not a treasury platform” DeepSeek V4 Flash, negative prompt
Anaplan26%
8 of 31 labels negative · 7 of 12 models · 2 hard negative
“Avoid Anaplan unless your CFO has explicitly requested it for its modeling engine.” GLM 4.7 FlashX, budget prompt
Google Sheets100%
4 of 4 labels negative · 4 of 12 models · 4 hard negative
“Spreadsheets (e.g., Excel, Google Sheets) - Why avoid: Universally criticized as unsuitable for enterprise-scale operations.” Grok 4.1 Fast, negative prompt
03What they cite
Citations exist only for the models that return a source list: twelve of the twelve in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
66 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 6 of those lists are Google grounding redirects that name no site and are left out of the counts. 904 links across 235 sites, every framing counted. Ranked by the number of answers carrying the site or page.
vendor site · Farseer33 answers · 33 citations · 10 models
vendor site · Transformance32 answers · 48 citations · 10 models
vendor site · Tesorio29 answers · 33 citations · 10 models
vendor site · HighRadius27 answers · 49 citations · 9 models
23 answers · 28 citations · 8 models
21 answers · 41 citations · 9 models
18 answers · 29 citations · 7 models
vendor site · Drivetrain18 answers · 22 citations · 8 models
15 answers · 17 citations · 10 models
vendor site · Nomentia15 answers · 17 citations · 7 models
vendor site · Upflow14 answers · 15 citations · 8 models
13 answers · 13 citations · 6 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
32 answers · 10 models
29 answers · 10 models
21 answers · 8 models
18 answers · 8 models
18 answers · 8 models
16 answers · 9 models
14 answers · 10 models
14 answers · 7 models
13 answers · 5 models
13 answers · 6 models
04How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ModelDirect“What is the best cash flow forecasting software for an enterprise B2B company?”Paraphrase“Which cash management tool would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade cash forecasting tools and how do they differ?”Budget-constrained“What is the best cash flow forecasting software for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a cash flow forecasting software. What should we look at?”Negative“Which cash forecasting tools should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5HighRadiusno first choiceChangedno first choiceWorkday Adaptive Planningagainst: Anaplanno first choiceagainst: Anaplan, Float, Microsoft Excel, Spreadsheet-Based Solutions
Three alternatives
Chaser, Drivetrain, TesorioTwo alternatives
HighRadius, KyribaGPT-5.4 miniKyribaKyribaHeldFIS Treasury and Risk Manager, KyribaKyribaagainst: Floatno first choicenothing named
Four alternatives
Ripple Treasury, Serrala, Tesorio, TrovataFour alternatives
GTreasury, Microsoft Dynamics 365 Finance, Oracle Cloud Applications / Predictive Cash Forecasting, SAP Treasury / Cash ManagementGemini 3.5 FlashTesorioKyribaChangedno first choiceActerysagainst: Anaplan, Kyriba, Workday Adaptive Planningno first choiceagainst: Agicap, Cash Flow Frog, Chaser, Dryrun, Float, Futrli, Google Sheets, Microsoft Dynamics 365 Finance, Microsoft Excel, Standard NetSuite Cash 360, standard SAP built-in cash tools
Five alternatives
HighRadius, Kyriba, Transformance CashPulse, Trovata, Workday Adaptive PlanningThree alternatives
GTreasury, HighRadius, TrovataSeven alternatives
Anaplan, GTreasury, HighRadius, Kyriba, Palm, Pigment, TrovataThree alternatives
Cube, HighRadius, LimelightEight alternatives
Anaplan, GTreasury, HighRadius, Kyriba, Palm, Pigment, Trovata, Workday Adaptive PlanningPerplexity SonarHighRadiusKyribaChangedKyribaLimelightno first choiceagainst: Microsoft Excel
Five alternatives
Anaplan, Kyriba, Tesorio, Transformance CashPulse, Workday Adaptive PlanningThree alternatives
Billtrust, HighRadius, Oracle Cash ManagementSix alternatives
Anaplan, Cube, GTreasury, HighRadius, Tesorio, Workday Adaptive PlanningTwo alternatives
Anaplan, Workday Adaptive PlanningGrok 4.1 FastTesorioKyribaChangedKyribaAnaplanno first choiceagainst: Anaplan, Dryrun, Float, Google Sheets, Microsoft Excel, Pulse, Workday Adaptive Planning
Two alternatives
HighRadius, KyribaFour alternatives
HighRadius, Nomentia, Oracle Cash Management, SAP Cash ManagementFour alternatives
Cashforce, GTreasury, HighRadius, TrovataFive alternatives
Cube, Drivetrain, Pigment, Tesorio, Workday Adaptive PlanningMistral SmallHighRadius, TesorioKyribaChangedTesorioWorkday Adaptive Planningno first choicenothing named
Three alternatives
Chaser, Transformance CashPulse, UpflowFour alternatives
GTreasury, Kyriba, Planful, Transformance CashPulseTwo alternatives
Centage Planning Maestro, FloatDeepSeek V4 FlashHighRadius, TesorioKyribaChangedKyribaKyriba, Nomentiaagainst: Cash Flow Frog, Floatno first choiceagainst: Agicap, Anaplan, Cash Flow Frog, Cube, Dryrun, Fathom, Float, HighRadius, Microsoft Excel, Oracle Cash Management, Pigment, Pulse, SAP FSCM, Tesorio, Trovata, Upflow, Workday Adaptive Planning
Three alternatives
GTreasury, Kyriba, Transformance CashPulseFive alternatives
FIS Treasury and Risk Manager, GTreasury, J.P. Morgan Treasury Intelligence, SAP Treasury and Risk Management, TISFive alternatives
Coupa Treasury, FIS Treasury and Risk Manager (Quantum)/Integrity, GTreasury, HighRadius, TrovataTwo alternatives
Anaplan, OneStreamLlama 4 MaverickTransformance CashPulseKyribaChangedCubeAnaplanno first choiceagainst: Kyriba, Spreadsheets
Four alternatives
Abacum, Anaplan, Kyriba, PlanfulTwo alternatives
Tesorio, Workday Adaptive PlanningQwen 3.7 FlashTesorio, Transformance CashPulseKyribaChangedno first choiceagainst: Kyriba, SAP Cash Alignment, TRIGOSHighRadiusno first choiceagainst: Anaplan, Google Sheets, Microsoft Excel, Planful, Vena
Two alternatives
Billtrust, HighRadiusFour alternatives
Airwalnce, Oracle Financials Cloud, SAP Business Network, TipaltiThree alternatives
Anaplan, Kyriba, VenaKimi K2TesorioKyribaChangedKyribaagainst: Workday Adaptive PlanningCentage Planning Maestro, Palmagainst: Anaplan, Float, Workday Adaptive Planningno first choiceagainst: Google Sheets, Microsoft Excel
Six alternatives
Anaplan, Chaser, HighRadius, Kyriba, Transformance CashPulse, UpflowFive alternatives
Coupa Treasury, FIS Treasury and Risk Manager, Navan, Ramp, SAP Treasury and Risk ManagementSeven alternatives
Anaplan, Drivetrain, GTreasury, Oracle Treasury Management, Planful, SAP Treasury and Risk Management, TesorioGLM 4.7 FlashXTesorioKyribaChangedKyribaCubeagainst: Anaplanno first choicenothing named
Three alternatives
Kyriba, Microsoft Dynamics 365 Finance, Transformance CashPulseTwo alternatives
HighRadius, Oracle Cash ManagementTen alternatives
Anaplan, Cube, FIS, GTreasury, HighRadius, J.P. Morgan Treasury Intelligence, Nomentia, Oracle Treasury Management, SAP Treasury and Risk Management, Workday Adaptive PlanningOne alternative
TesorioMiniMax M2.5TesorioHighRadiusChangedno first choiceKyribaagainst: Fathom, Float, Futrlino first choiceagainst: Excel/Google Sheets
Two alternatives
Chaser, UpflowOne alternative
KyribaThree alternatives
Anaplan, Clockwork, Workday Adaptive PlanningBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
05The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:30 | yes | 9 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:44 | yes | 2 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:39 | yes | 24 | 25 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-09-17 17:44 | yes | 20 | 5 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-09-17 17:53 | yes | 27 | 17 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:34 | yes | 5 | 6 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:46 | yes | 13 | 19 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:32 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:41 | yes | 5 | 29 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:40 | yes | 7 | 17 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:43 | yes | 26 | 93 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:30 | yes | 5 | 12 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:34 | no | 0 | 6 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:48 | yes | 3 | 6 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:33 | yes | 11 | 22 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-09-17 17:38 | yes | 20 | 4 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-09-17 17:36 | yes | 31 | 14 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:31 | yes | 5 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-09-17 17:30 | yes | 15 | 31 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:30 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:47 | no | 0 | 26 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:40 | yes | 18 | 29 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:43 | yes | 24 | 113 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:37 | yes | 18 | 36 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:40 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:48 | yes | 7 | 11 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:28 | yes | 14 | 25 s |
| Comparative | Perplexity Sonar | sonar | 2026-09-17 17:39 | yes | 20 | 12 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-09-17 17:45 | yes | 26 | 22 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:41 | yes | 5 | 8 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:29 | yes | 20 | 29 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:47 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:36 | yes | 5 | 31 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:31 | yes | 14 | 53 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:50 | yes | 19 | 150 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:54 | yes | 24 | 34 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:27 | yes | 12 | 10 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:43 | yes | 3 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:46 | yes | 23 | 27 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-09-17 17:38 | yes | 20 | 5 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-09-17 17:26 | yes | 40 | 23 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:46 | yes | 5 | 6 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:39 | yes | 23 | 40 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:33 | yes | 5 | 3 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:41 | no | 0 | 35 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:48 | yes | 22 | 40 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:28 | yes | 26 | 84 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:47 | yes | 17 | 72 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:44 | yes | 18 | 16 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:38 | no | 0 | 11 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:46 | yes | 10 | 25 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-09-17 17:27 | yes | 20 | 9 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-09-17 17:31 | yes | 14 | 12 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:39 | no | 0 | 9 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-09-17 17:30 | yes | 29 | 80 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:44 | yes | 5 | 7 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:42 | no | 0 | 35 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:45 | yes | 23 | 41 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:33 | yes | 14 | 72 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:41 | yes | 10 | 18 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-09-17 17:45 | yes | 17 | 12 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-09-17 17:46 | yes | 7 | 7 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-09-17 17:27 | yes | 15 | 26 s |
| Negative framing | Perplexity Sonar | sonar | 2026-09-17 17:36 | yes | 20 | 9 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-09-17 17:36 | yes | 38 | 17 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-09-17 17:40 | yes | 5 | 25 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via fireworks | 2026-09-17 17:45 | yes | 28 | 37 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-09-17 17:46 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-09-17 17:42 | yes | 14 | 38 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-09-17 17:48 | yes | 25 | 38 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-09-17 17:47 | yes | 12 | 40 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-09-17 17:35 | yes | 10 | 45 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
Category-scoped readings
Adaptive Insights (Workday) read as Workday Adaptive Planning
Bill.com read as BILL
Centage (formerly Budget Maestro) read as Centage Planning Maestro
Dynamics 365 Finance & Operations read as Microsoft Dynamics 365 Finance
Excel read as Microsoft Excel
FIS Integrity read as FIS Treasury and Risk Manager
FIS Quantum read as FIS Treasury and Risk Manager
FIS Treasury read as FIS Treasury and Risk Manager
HighRadius Treasury Management read as HighRadius
Oracle Treasury read as Oracle Treasury Management
SAP Treasury read as SAP Treasury and Risk Management
Transformance read as Transformance CashPulse
Transformance (CashPulse) read as Transformance CashPulse
Vena Solutions read as Vena
Workday Adaptive read as Workday Adaptive Planning
Unresolved, counted raw
Airwalnce
Anacomp
FIS Treasury and Risk Manager (Quantum)/Integrity
Oracle Cloud Applications / Predictive Cash Forecasting
Provena
SAP Cash Alignment
SAP Treasury / Cash Management
Solver Global
Standard NetSuite Cash 360
TRIGOS
standard SAP built-in cash tools
Discontinued, still offered
No shut-down product was recommended here.