Finance AI Index

Index › Vendors › Paymo · September 2026 Edition

1 category · Named, not ranked

Paymo

5Judge labels

0First choices

0Negative labels

4 of 12Models named it

1Category

September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.

Standing

4 labels, too few to rank

A product needs 10 labels in a category before a share or quadrant is stated. Paymo was named 4 times in Invoicing software, where Wave led with 19%. The labels and the evidence are below, counted exactly.

By buyer segmentRead the same way at every buyer size.

Small business25 of 55

under the label threshold

Mid-market27 of 86

under the label threshold

Enterprisenot named

No model named it for this buyer.

In invoicing software · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Paymo for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant
Invoicing software	Receivables and billing	0%	27 of 86	0%	4	under 10 labels · led by Wave at 19%

Movement

This is the first edition on this tier, so no move can be computed for Paymo yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Paymo across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.

Model	Alternative	Mention	Labels
Claude Haiku 4.5	1	0	1
GPT-5.4 mini	0	0	0
Gemini 3.5 Flash	0	0	0
Perplexity Sonar	0	0	0
Grok 4.1 Fast	0	0	0
Mistral Small	0	0	0
DeepSeek V4 Flash	0	1	1
Llama 4 Maverick	0	0	0
Qwen 3.7 Flash	0	0	0
Kimi K2	0	0	0
GLM 4.7 FlashX	0	1	1
MiniMax M2.5	0	1	1

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct0 labelsNone

Paraphrase0 labelsNone

Comparative3 labelsNone

Budget-constrained2 labelsNone

Scale-constrained0 labelsNone

Negative0 labelsNone

First choiceAlternativeMentionNegative5 labels in all, every segment counted; 0 of the 0 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Paymo is the best free invoicing software with time tracking” Claude Haiku 4.5 · Invoicing software · budget prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Paymo, over the 5 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Paymo was named but was not.

ProductSame answerTook the first choice insteadHead to head

Wave5 of 52Not in the top three

Zoho Invoice5 of 52Not in the top three

Invoice Ninja5 of 50Not in the top three

Square Invoices5 of 50Not in the top three

FreshBooks4 of 51Not in the top three

QuickBooks3 of 50Not in the top three

Stripe Invoicing3 of 50Not in the top three

Xero3 of 50Not in the top three

PayPal Invoicing2 of 50Not in the top three

SAP2 of 50Not in the top three

A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Paymo. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 5 of the 5 answers that named Paymo and are not a share of its labels.

Domains cited

forbes.com5

bookipi.com3

geekflare.com3

nerdwallet.com3

toolradar.com3

zapier.com3

invoiceninja.com2

pcmag.com2

tech.co2

techrepublic.com2

Twenty-eight of the twenty-eight domain citations in answers naming Paymo came from somebody else's page.

Pages cited

bookipi.com/bookkeeping/best-invoicing-software3

forbes.com/advisor/business/software/best-free-invoice-software3

forbes.com/advisor/business/software/best-invoicing-software3

geekflare.com/software/best-invoicing-software3

invoiceninja.com/2

pcmag.com/picks/the-best-billing-and-invoicing-software2

techrepublic.com/article/best-invoicing-software2

toolradar.com/guides/best-invoicing-software2

Pages are listed as the models cited them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Paymo's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Paymo, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at paymoapp.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.