Business banking · September 2026 Edition
Mercury vs Chase Business Banking
One of twelve models named Mercury first on the direct prompt; five named Chase Business Banking. Both were named by all twelve models and Mercury carries 43 labels and Chase Business Banking 42, so the shares are not directly comparable.
Named in seven categories this edition.
Named in one category this edition.
First-choice share20%12%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate7%14%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#1#3A position in a field of 13; printed, not drawn.
Labels4342A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Mercury reading right to left. Rank and label count are printed, not drawn.Mercury vs Bluevine · Bluevine vs Chase Business Banking
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the business banking page.
By framing
How many of the twelve models made each the first choice, per way of asking, and how many argued against it.
MercuryFirst choices, of twelve modelsChase Business Banking
Direct15
Paraphrase701 against Chase Business Banking
Comparative22
Budget-constrained001 against Mercury · 3 against Chase Business Banking
Scale-constrained00
Negative112 against Mercury · 2 against Chase Business Banking
Bars are first choices, 0 to 12 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to twelve.
The direct prompt
The plain question, one answer per model, grouped by where Mercury and Chase Business Banking stood in it.
Both were the first choice
1 of 12 modelsThe answer named them together, and the judge labeled each a first choice.Kimi K2Chase Business Banking, Mercury alternatives: Brex, First Internet Bank
Chase Business Banking first, Mercury an alternative
4 of 12 modelsMercury was named in the answer but not as the choice, or not at all.GPT-5.4 miniChase Business Banking alternatives: Bank of America, TD Bank, U.S. Bank
Grok 4.1 FastBank of America, Chase Business Banking alternatives: Brex, PNC Bank, Rho
GLM 4.7 FlashXChase Business Banking alternatives: Airwallex, Qonto, Wise Business
MiniMax M2.5Chase Business Banking alternatives: Airwallex, Bank of America, Barclays, HSBC, Mercury, NatWest, Rho, Silicon Valley Bank, Wells Fargo
Neither was the first choice, one was named
4 of 12 modelsThe answer put something else first and named one of the two as an alternative.Claude Haiku 4.5Brex alternatives: Airwallex, Chase Business Banking, U.S. Bank
Gemini 3.5 FlashRho alternatives: Bank of America, Brex, Chase Business Banking, Fifth Third Bank, Mercury, PNC Bank
DeepSeek V4 FlashBrex alternatives: Bank of America, Chase Business Banking, HSBC, Mercury, Relay, U.S. Bank, Wells Fargo
Qwen 3.7 FlashBluevine alternatives: Airwallex, Chase Business Banking, Relay
Neither was named
3 of 12 modelsThe answer made no first choice from these two in this category.Perplexity SonarRho alternatives: Bluevine, Brex, Relay
Mistral SmallAxos Bank, PNC Bank alternatives: First Internet Bank, Revolut Business, Wise Business
Llama 4 Maverickno first choice
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Mercury leads by twenty-nine points.
Mercury33%#1 of 11Chase Business Banking4%#7 of 11Mid-marketThe figures above
Mercury leads by eight points.
Mercury20%#1 of 13Chase Business Banking12%#3 of 13Enterprise
The order flips: Chase Business Banking leads at enterprise.
Chase Business Banking16%#3 of 11Mercury9%#4 of 11What the models said about Mercury
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of seven in this category shown.
“Frequent account freezes/closure, slow support, funds held 60+ days | 15.4 negative reviews/month (4x industry average)” DeepSeek V4 Flash · negative prompt · hard negative
“neobanks (such as Mercury, Bluevine, or Novo) rely heavily on automated fraud-detection algorithms” Gemini 3.5 Flash · negative prompt · soft negative
“does not support physical branches or cash deposits” Perplexity Sonar · budget prompt · soft negative
“I'd usually recommend Mercury if your priority is a modern, startup-friendly banking platform” GPT-5.4 mini · paraphrase prompt · first choice
“For most mid-market B2B companies today, Mercury or Chase are the safest starting points” Kimi K2 · direct prompt · first choice
“Mercury, which is considered the best overall digital business banking platform for startups” Llama 4 Maverick · paraphrase prompt · first choice
What the models said about Chase Business Banking
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.
“Avoid traditional banks (e.g., Chase) for mid-sized startups—they lack fintech speed/tools.” Grok 4.1 Fast · paraphrase prompt · hard negative
“Avoid big banks like Chase (waivable but complex fees).” Grok 4.1 Fast · budget prompt · hard negative
“may be better even though it usually costs more; Chase's Business Complete account has a $15 monthly fee” Perplexity Sonar · budget prompt · soft negative
“If your business is a local storefront, restaurant, or contractor handling physical cash, stick to Chase or Bank of America.” Gemini 3.5 Flash · comparative prompt · first choice
“Mercury or Chase are the safest starting points—Mercury for speed and tech, Chase for lending and relationship depth.” Kimi K2 · direct prompt · first choice
“The largest commercial bank in the U.S. with the highest number of business accounts... Choose a National Bank (Chase/BofA)” Qwen 3.7 Flash · comparative prompt · first choice
Also compared
Comparisons are drawn for the top three products in each category. The output is the models' output; nothing here is a recommendation by the index.