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Business banking · October 2026 Edition

Novo vs Chase Business Banking

Zero of fourteen models named Novo first on the direct prompt; four named Chase Business Banking. Novo was named by eleven of the fourteen models and Chase Business Banking by thirteen and Novo carries 22 labels and Chase Business Banking 44, so the shares are not directly comparable.

Novo

accepted challenger

Named in one category this edition.

Chase Business Banking

criticized challenger

Named in one category this edition.

First-choice share10%8%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate5%27%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#4#5A position in a field of 14; printed, not drawn.
Labels2244A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Novo reading right to left. Rank and label count are printed, not drawn.Bank of America was named alongside these two in eight of the fourteen direct answers. Mercury vs Novo · Mercury vs Chase Business Banking · Rho vs Novo

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the business banking page.

By framing

How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
NovoFirst choices, of fourteen modelsChase Business Banking
Direct04
Paraphrase001 against Chase Business Banking
Comparative04
Budget-constrained503 against Chase Business Banking
Scale-constrained001 against Chase Business Banking
Negative101 against Novo · 7 against Chase Business Banking
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.

Across every category in the October 2026 Edition, Novo and Chase Business Banking were named in the same answer thirty-two times, of the 60 answers naming Novo and the 125 naming Chase Business Banking. In those answers Chase Business Banking took the first choice three times and Novo six.

Every model, every framing

The eighty-four answers behind the chart above, one cell each: where Novo and Chase Business Banking stood in it.
ModelDirectParaphraseComparativeBudget-constrainedScale-constrainedNegative
Claude Haiku 4.5
GPT-5.4 mini
Gemini 3.5 Flash
Perplexity Sonar
Grok 4.1 Fast
Mistral Small
DeepSeek V4 Flash
Llama 4 Maverick
Qwen 3.7 Flash
Kimi K2
GLM 4.7 FlashX
MiniMax M2.5
GPT-6 Luna
Muse Glimmer 30B
Novo Chase Business Banking first choice named as an alternative argued againstblank: not namedEach cell is one answer, Novo on the left and Chase Business Banking on the right.

The direct prompt

The plain question, one answer per model, grouped by where Novo and Chase Business Banking stood in it.

Chase Business Banking first, Novo not the choice

4 of 14 modelsNovo was named in the answer but not as the choice, or not at all.
Claude Haiku 4.5Chase Business Banking alternatives: Bluevine Premier Business Checking, KeyBank, Relay
Grok 4.1 FastChase Business Banking alternatives: Bank of America, Capital One
DeepSeek V4 FlashBank of America, Chase Business Banking alternatives: Capital One
Muse Glimmer 30BBank of America, Chase Business Banking

Neither was the first choice, one was named

3 of 14 modelsThe answer put something else first and named one of the two as an alternative.
Gemini 3.5 FlashRho alternatives: Bank of America, Brex, Chase Business Banking, Mercury, Ramp
Qwen 3.7 FlashRamp alternatives: Aspire, Bank of America, Chase Business Banking, Mercury, Oxygen Banking
GLM 4.7 FlashXMercury alternatives: Airwallex, Bank of America, Brex, Chase Business Banking

Neither was named

7 of 14 modelsThe answer made no first choice from these two in this category.
GPT-5.4 miniJ.P. Morgan Commercial Banking alternatives: Bank of America, Wells Fargo Commercial Banking
Perplexity SonarRho alternatives: Airwallex, Brex, Capital One Enhanced Checking
Mistral SmallCapital One alternatives: PNC Bank Treasury Enterprise Plan, Truist Bank, Wells Fargo
Llama 4 Maverickno first choice
Kimi K2Chase Performance Business Checking alternatives: Brex, Mercury, Relay
MiniMax M2.5PNC Bank alternatives: Capital One, First Internet Bank, Rho, Wise Business
GPT-6 LunaJ.P. Morgan Commercial Banking alternatives: Bank of America, Citibank, U.S. Bank

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Novo leads by seven points.
Novo11%#3 of 12
Chase Business Banking4%#5 of 12
The full small business standing →
Mid-marketThe figures above
Novo leads by two points.
Novo10%#4 of 14
Chase Business Banking8%#5 of 14
The full mid-market standing →
Enterprise
The order flips: Chase Business Banking leads at enterprise.
Chase Business Banking15%#3 of 11
Novo0%#– of 11
The full enterprise standing →

What the models said about Novo

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.

“Online platforms like Novo or Lili are great for lean startups, but they lack a physical branch presence.” Gemini 3.5 Flash · negative prompt · soft negative
“Zero-cost digital first: Novo or American Express Business Checking if you want 100% free with no minimums and no fees on ACH/wires.” Muse Glimmer 30B · budget prompt · first choice
“Opt for established options like Novo, Lili, or traditional banks (e.g., Wells Fargo) with fewer closure complaints.” Grok 4.1 Fast · negative prompt · first choice
“If you want a simple, fee‑free online account: Go with Novo, Bluevine, or Lili.” GLM 4.7 FlashX · budget prompt · first choice

What the models said about Chase Business Banking

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.

“Trustpilot reviewers frequently mention poor phone support and unexplained account freezes.” Mistral Small · negative prompt · hard negative
“Reports of abrupt business account restrictions/closures without warning or clear reasons” Grok 4.1 Fast · negative prompt · hard negative
“Avoid traditional banks like Chase/BofA if budget-tight” Grok 4.1 Fast · budget prompt · hard negative
“Chase Business Complete Banking offers one of the largest branch networks in the country, making it suitable for mid-sized businesses that value physical branch access.” Claude Haiku 4.5 · direct prompt · first choice
“JPMorgan Chase Middle Market Banking with Chase Performance/Platinum Business Checking for integrated treasury, payments and fraud controls, or” Muse Glimmer 30B · direct prompt · first choice
“Need lots of cash deposits or in-person banking? Choose a big bank like Chase, BofA, or Wells Fargo.” GPT-5.4 mini · comparative prompt · first choice
Also compared

Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.