Four of twelve models named Wise Business first on the direct prompt; one named Thunes. Wise Business was named by twelve of the twelve models and Thunes by eight and Wise Business carries 54 labels and Thunes 13, so the shares are not directly comparable.
Named in four categories this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the Cross-border payments and FX page.
Across every category in the September 2026 Edition, Wise Business and Thunes were named in the same answer forty-three times, of the 261 answers naming Wise Business and the 54 naming Thunes. In those answers Thunes took the first choice seven times and Wise Business sixteen.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.1 Fast | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of four in this category shown.
“too large for simple consumer-grade tools (like personal Wise or PayPal)... Great for small-to-medium business... Good for lower volumes.” Qwen 3.7 Flash · scale prompt · soft negative
“Legitimate providers (like Wise, Western Union, or banks) usually allow this... stick to platforms that meet these criteria: Publicly Audited or Large Tech Backing: e.g., Wise” Qwen 3.7 Flash · negative prompt · first choice
“Two platforms stand out as the absolute best budget-friendly cross-border payment solutions for small-to-medium enterprises (SMEs): Wise Business and Airwallex.” Gemini 3.5 Flash · budget prompt · first choice
“Wise Business is generally considered the best choice for companies with limited budgets due to its transparency, competitive pricing, and no hidden fees.” MiniMax M2.5 · budget prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Thunes: Best overall for global B2B payouts at scale, covering 140+ countries and 90 currencies.” Mistral Small · comparative prompt · first choice
“Thunes is considered the best overall for global B2B payouts” Mistral Small · direct prompt · first choice
“Thunes (Best for Enterprise & Infrastructure)” Qwen 3.7 Flash · comparative prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.