Alternatives to Klarna, as AI models named them
In the October 2026 Edition, 247 of the 252 answers collected in the one category where Klarna holds a standing named it neither as a first choice nor as an alternative. These are the products those answers put first, category by category and buyer by buyer. The output is the models' output.
B2B BNPL and net terms
Eighty of the eighty-four answers did not name Klarna; it was the first choice in one. The first choices in those eighty answers, twenty products in all, the eight most named:
Eighty-three of the eighty-four answers did not name Klarna; it was the first choice in zero. The first choices in those eighty-three answers, sixteen products in all, the eight most named:
Eighty-four of the eighty-four answers did not name Klarna; it was the first choice in zero. The first choices in those eighty-four answers, twenty-one products in all, the eight most named:
How to read this
A category is asked six ways of each of fourteen models on behalf of each buyer segment, so a segment is eighty-four answers. An answer belongs on this page when the judge labeled Klarna neither its first choice nor an alternative in it; the products listed are the first choices those answers made, counted once per answer. An answer that named nothing first, or named Klarna only in passing, is in the denominator and adds to no product. The counts are not the category standing, which is on the category page with its share and rank; they are the same record read from Klarna's side.
Every answer and every label behind these figures is in the record, sent on request. The output is the models' output; nothing here is a recommendation by the index, and a product named instead of Klarna was named by a model, not endorsed by anyone.