Finance AI Index
Index Vendors › BILL · September 2026 Edition
12 categories · Ranked

BILL

655Judge labels
101First choices
185Negative labels
12 of 12Models named it
12Categories
September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.
Best standing
41% in Accounts payable automat for small business buyers
Rank 1 of 69 in the mid-market standingcriticized default
7 of 12 models made it the first choice on the direct prompt; 27% of its 51 labels there were negative.
By buyer segmentStrongest at mid-market.
In business bill pay · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named BILL for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrant
Business bill payTreasury and cash35%1 of 6927%51criticized default
Accounts payable automationSpend and procurement19%2 of 6023%52accepted challenger
Invoicing softwareReceivables and billing14%3 of 864%26accepted challenger
Cash applicationReceivables and billing5%9 of 830%9under 10 labels · led by HighRadius at 16%
B2B payment acceptanceReceivables and billing4%7 of 9117%30accepted challenger
Contractor paymentsSpend and procurement2%12 of 8320%15accepted challenger
AI accounting assistantsAccounting and close2%12 of 7910%10accepted challenger
Accounts receivable automationReceivables and billing0%27 of 7735%23criticized challenger
Global e-invoicing complianceTax and compliance0%35 of 10820%5under 10 labels · led by Avalara at 28%
Cash flow forecastingTreasury and cash0%37 of 860%2under 10 labels · led by Agicap at 18%
Procure-to-paySpend and procurement0%32 of 850%2under 10 labels · led by Procurify at 45%
Cross-border payments and FXTreasury and cash0%45 of 830%1under 10 labels · led by Wise Business at 35%

Movement

This is the first edition on this tier, so no move can be computed for BILL yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated BILL across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.5273214
GPT-5.4 mini4101217
Gemini 3.5 Flash176822
Perplexity Sonar464216
Grok 4.1 Fast646925
Mistral Small377017
DeepSeek V4 Flash294621
Llama 4 Maverick019010
Qwen 3.7 Flash5105727
Kimi K2574521
GLM 4.7 FlashX387220
MiniMax M2.5455216

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct127 labels41
Paraphrase110 labels46
Comparative142 labels25not counted in share
Budget-constrained112 labels4
Scale-constrained65 labels10
Negative99 labels4not counted in share
First choiceAlternativeMentionNegative655 labels in all, every segment counted; 101 of the 130 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“BILL is widely adopted by nearly half a million businesses, with users citing improved visibility, faster reconciliation, and reduced manual work” Claude Haiku 4.5 · Business bill pay · paraphrase prompt · first choice
“For most mid-market B2B companies, BILL is the top choice due to its scalability, broad payment options, and strong AP automation features.” Mistral Small · Business bill pay · direct prompt · first choice
“BILL AP/AR and AvidXchange are the top recommendations due to their strong user ratings, scalability, and comprehensive feature sets.” Mistral Small · Accounts payable automat · paraphrase prompt · first choice
“BILL is the heavyweight market leader... It offers the most robust internal controls, audit trails, and customizable approval workflows.” Gemini 3.5 Flash · Business bill pay · comparative prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“BBB rating 1.09/5 (108+ reviews), 188 complaints in 3 years. Common issues: payment delays/holds, poor customer support, unauthorized charges” Grok 4.1 Fast · Business bill pay · negative prompt · hard negative
“Users frequently report sync issues between the platform and their primary accounting software... defeats the purpose of automation.” Qwen 3.7 Flash · Accounts receivable auto · negative prompt · hard negative
“Verdict: Avoid if you have complex approval workflows, rely on tight cash flow, or have a low tolerance for support friction.” DeepSeek V4 Flash · Accounts payable automat · negative prompt · hard negative
“Platforms to Approach with High Caution or Avoid ... Bill.com: ... the unexpected holding of funds or delays in payouts” Qwen 3.7 Flash · B2B payment acceptance · negative prompt · hard negative

Named alongside

The products named in the same answers as BILL, over the 650 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and BILL was named but was not.
ProductSame answerTook the first choice insteadHead to head
Tipalti238 of 65041Not in the top three
Ramp230 of 65028Compare →
Melio214 of 65068Compare →
AvidXchange110 of 6504Not in the top three
Stampli108 of 65012Compare →
HighRadius107 of 65019Not in the top three
Coupa87 of 65011Not in the top three
Xero75 of 6508Not in the top three
Stripe70 of 65015Not in the top three
QuickBooks Online63 of 65015Not in the top three
A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named BILL. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 544 of the 650 answers that named BILL and are not a share of its labels.

Domains cited

bill.comYour site189
learn.g2.com156
highradius.com142
ramp.com129
g2.com125
cashflowpick.com115
worldmetrics.org114
techrepublic.com92
gartner.com89
gitnux.org83

1,045 of the 1,234 domain citations in answers naming BILL came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Names read as BILL

What the judge wrote, as written, with how often. The vendor table decides that these count as BILL; a claim can dispute any of them.
Bill.com 51BILL (formerly Bill.com) 41BILL (Bill.com) 16BILL AP/AR 14Bill.com (BILL) 7BILL.com 4BILL (bill.com) 2BILL AP 2BILL AP/AR (formerly Bill.com) 2BILL (Alt) 1BILL (Essentials) 1BILL (formerly BILL.com) 1BILL (formerly Divvy) 1BILL (formerly FreshBooks) 1BILL Essentials 1Bill (Bill.com) 1Bill (formerly Bill.com) 1Bill.com / BILL 1Melio/BILL 1
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Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when BILL's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as BILL, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at bill.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.