Every category where a model named PayPal for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant
Cross-border payments and FX	Treasury and cash	0%	83 of 83	62%	16	criticized challenger
B2B payment acceptance	Receivables and billing	0%	61 of 91	40%	15	criticized challenger
Contractor payments	Spend and procurement	0%	82 of 83	100%	6	under 10 labels · led by Deel at 27%
Business bill pay	Treasury and cash	0%	67 of 69	100%	2	under 10 labels · led by BILL at 35%
Cash application	Receivables and billing	0%	71 of 83	50%	2	under 10 labels · led by HighRadius at 16%
Account reconciliation	Accounting and close	0%	62 of 72	100%	1	under 10 labels · led by FloQast at 33%

Movement

This is the first edition on this tier, so no move can be computed for PayPal yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated PayPal across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.

Model	Alternative	Mention	Negative	Labels
Claude Haiku 4.5	3	1	1	5
GPT-5.4 mini	1	0	0	1
Gemini 3.5 Flash	0	0	8	8
Perplexity Sonar	1	0	0	1
Grok 4.1 Fast	0	4	3	7
Mistral Small	0	0	2	2
DeepSeek V4 Flash	0	0	4	4
Llama 4 Maverick	0	1	1	2
Qwen 3.7 Flash	1	0	3	4
Kimi K2	0	0	3	3
GLM 4.7 FlashX	1	1	1	3
MiniMax M2.5	0	2	0	2

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct8 labelsNone

Paraphrase4 labelsNone

Comparative23 labelsNone

Budget-constrained12 labels2

Scale-constrained6 labelsNone

Negative54 labels1not counted in share

First choiceAlternativeMentionNegative107 labels in all, every segment counted; 2 of the 3 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Easiest to deploy, with wallet-based reach and invoicing, but less enterprise customization.” Perplexity Sonar · B2B payment acceptance · comparative prompt · alternative

“Publicly Audited or Large Tech Backing: e.g., Wise, PayPal, Revolut, Payoneer, Flutterwave.” Qwen 3.7 Flash · Cross-border payments · negative prompt · alternative

“PayPal Business offers small businesses easy setup, low fees, and flexible payment methods” Claude Haiku 4.5 · B2B payment acceptance · budget prompt · alternative

“Choose PayPal if you want broad acceptance and easy checkout/payout tools.” GPT-5.4 mini · Cross-border payments · comparative prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“avoid ... Consumer Peer-to-Peer & Payment Gateways (e.g., PayPal, Stripe, Venmo) ... these platforms are highly prone to payment disruptions” Gemini 3.5 Flash · Contractor payments · negative prompt · hard negative

“generic payment apps (like PayPal or Venmo), and disjointed onboarding workflows are major operational bottlenecks and compliance risks” Gemini 3.5 Flash · Contractor payments · scale prompt · hard negative

“PayPal: Widely considered one of the most expensive platforms for international business and personal payments.” Gemini 3.5 Flash · Cross-border payments · negative prompt · hard negative

“these are *not* designed for paying bills to businesses, and they're the favored tool of scammers” DeepSeek V4 Flash · Business bill pay · negative prompt · hard negative

Named alongside

The products named in the same answers as PayPal, over the 106 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and PayPal was named but was not.

ProductSame answerTook the first choice insteadHead to head

Stripe62 of 10611Not in the top three

Wise Business61 of 10620Not in the top three

Payoneer42 of 1060Not in the top three

Airwallex35 of 1066Not in the top three

BILL34 of 1062Not in the top three

Adyen27 of 1066Not in the top three

Melio26 of 1060Not in the top three

Square20 of 1062Not in the top three

Tipalti18 of 1061Not in the top three

Revolut Business16 of 1060Not in the top three

A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named PayPal. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 81 of the 106 answers that named PayPal and are not a share of its labels.

Domains cited

connectpay.com30

wise.com29

airwallex.com28

gartner.com21

highradius.com21

reddit.com21

guideflow.com20

fitsmallbusiness.com18

g2.com18

xtransfer.com18

224 of the 224 domain citations in answers naming PayPal came from somebody else's page.

Pages cited

gartner.com/reviews/market/b2b-payments-software21

connectpay.com/blog/b2b-payment-platforms17

highradius.com/resources/Blog/best-b2b-payment-platforms16

factura.ai/b2b-payment-platforms-small-businesses15

rillion.com/blog/best-b2b-payment-platforms15

guideflow.com/blog/cross-border-payments-software13

techrepublic.com/article/best-b2b-payment-processors12

connectpay.com/blog/cross-border-payments-companies11

Pages are listed as the models cited them.

Names read as PayPal

What the judge wrote, as written, with how often. The vendor table decides that these count as PayPal; a claim can dispute any of them.

PayPal Business 3PayPal "Friends & Family." 1PayPal (Cross-border/International) 1PayPal (incl. Braintree) 1PayPal (including Braintree) 1PayPal / Braintree 1PayPal B2B 1PayPal Holdings, Inc. 1PayPal/Zelle 1

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when PayPal's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as PayPal, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at paypal.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.