Finance AI Index
September 2026 Edition · The permanent record of this edition. The unqualified address always carries the latest edition.
Index Accounting and close ERP systems › Enterprise September 2026 Edition

ERP systems for enterprise buyers

Asked as “ERP system”, and as “enterprise resource planning software for finance”, on behalf of an enterprise B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing
Clear leader
48% of first choices, clear leader.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.

01The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
01SAP S/4HANA48%16%57endorsed leader
02Oracle Fusion Cloud ERP20%13%53accepted challenger
04Microsoft Dynamics 3656%5%21accepted challenger
05Workday4%7%28accepted challenger
06Acumatica4%29%14criticized challenger
07Workday Financial Management2%0%10accepted challenger
08Oracle NetSuite2%39%31criticized challenger
Show the one product at 0%, ordered by negative rate
09Infor CloudSuite0%10%20accepted challenger
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its vendor page.

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01SAP S/4HANA48%
02Oracle Fusion Cloud ERP20%
03Microsoft Dynamics 365 Finance & Operations10%
04Microsoft Dynamics 3656%
05Workday4%
06Acumatica4%
07Workday Financial Management2%
08Oracle NetSuite2%
09Infor CloudSuite0%

02What they warned about

One of twelve models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX and MiniMax M2.5 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Oracle NetSuite
39%
12 of 31 labels negative · 9 of 12 models · 2 hard negative
“Systems to **Approach with High Caution or Avoid** for Large Enterprises: Midmarket-Focused ERPs (e.g., NetSuite, Microsoft Dynamics 365 Business Central)” Grok 4.1 Fast, negative prompt
SAP S/4HANA
16%
9 of 57 labels negative · 9 of 12 models
“ERP systems that large enterprises should be cautious about or avoid. Some of the ERP systems mentioned include SAP S/4HANA, Oracle ERP Cloud, and Microsoft Dynamics 365.” Llama 4 Maverick, negative prompt
Oracle Fusion Cloud ERP
13%
7 of 53 labels negative · 6 of 12 models
“Some of the ERP systems mentioned include SAP S/4HANA, Oracle ERP Cloud, and Microsoft Dynamics 365.” Llama 4 Maverick, negative prompt
SAP ECC
100%
5 of 5 labels negative · 5 of 12 models · 5 hard negative
“SAP ECC, for example, faces a mainstream maintenance end-date of 2027 ... Buying into or remaining on these systems is highly risky” Gemini 3.5 Flash, negative prompt

03What they cite

Citations exist only for the models that return a source list: twelve of the twelve in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

62 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 5 of those lists are Google grounding redirects that name no site and are left out of the counts. 821 links across 261 sites, every framing counted. Ranked by the number of answers carrying the site or page.

47 answers · 156 citations · 10 models
23 answers · 23 citations · 9 models
17 answers · 19 citations · 8 models
17 answers · 18 citations · 9 models
vendor site · Zapier16 answers · 16 citations · 9 models
15 answers · 15 citations · 8 models
vendor site · NetSuite15 answers · 15 citations · 7 models
vendor site · Spendesk15 answers · 15 citations · 6 models
14 answers · 17 citations · 7 models
12 answers · 13 citations · 7 models
9 answers · 13 citations · 8 models
9 answers · 11 citations · 9 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

04How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ModelDirect“What is the best ERP system for an enterprise B2B company?”Paraphrase“Which enterprise resource planning software for finance would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade ERP systems and how do they differ?”Budget-constrained“What is the best ERP system for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a ERP system. What should we look at?”Negative“Which ERP systems should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5no first choiceSAP S/4HANAChanged
Two alternativesMicrosoft Dynamics 365 Finance, Oracle Fusion Cloud ERP
no first choiceMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP
One alternativeOdoo
against: SAP S/4HANA
no first choiceagainst: Oracle NetSuite, SAP
GPT-5.4 miniSAP S/4HANA
Two alternativesMicrosoft Dynamics 365, Oracle Fusion Cloud ERP
against: Oracle NetSuite
Oracle Fusion Cloud ERPChanged
Three alternativesMicrosoft Dynamics 365 Finance, SAP S/4HANA, Workday Financial Management
no first choiceSAP S/4HANA
One alternativeMicrosoft Dynamics 365
no first choicenothing named
Gemini 3.5 FlashSAP S/4HANA
Five alternativesAcumatica, Infor CloudSuite, Microsoft Dynamics 365, Oracle Fusion Cloud ERP, Oracle NetSuite
SAP S/4HANAHeld
Three alternativesMicrosoft Dynamics 365 Finance, Oracle Fusion Cloud ERP, Workday Financial Management
against: Oracle NetSuite
Microsoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, SAP S/4HANA
Three alternativesIFS Cloud, Infor CloudSuite, Workday Financial Management
Acumatica
Five alternativesERPNext, IFS Cloud, Odoo, Oracle Fusion Cloud ERP, SAP S/4HANA
Workday
Three alternativesMicrosoft Dynamics 365, Oracle Fusion Cloud ERP, SAP S/4HANA
against: Oracle NetSuite
against: Acumatica, ERPNext, Epicor Kinetic, Infor, Microsoft Dynamics 365 Business Central, Odoo, Oracle JD Edwards, Oracle NetSuite, Oracle PeopleSoft, QuickBooks, SAP ECC, Sage 50/100, Sage Intacct, Zoho One
Perplexity SonarSAP S/4HANA
Four alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Oracle NetSuite, Workday
Oracle Fusion Cloud ERP, SAP S/4HANAChanged
One alternativeWorkday
Oracle Fusion Cloud ERP, SAP S/4HANA
Four alternativesInfor CloudSuite, Microsoft Dynamics 365 Finance & Operations, Oracle NetSuite, Workday
Acumatica, Microsoft Dynamics 365 Finance & Operationsagainst: Oracle Fusion Cloud ERP, SAP S/4HANAno first choiceagainst: Oracle NetSuite, QuickBooks, SAP Business One, Sage Intacct, Workday
Grok 4.1 FastOracle Fusion Cloud ERP, SAP S/4HANA
Three alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle NetSuite, Workday
SAP S/4HANAChanged
Three alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Workday Financial Management
SAP S/4HANA
Five alternativesInfor CloudSuite, Microsoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Oracle NetSuite, Workday
against: Odoo
SAP S/4HANA
One alternativeMicrosoft Dynamics 365 Finance & Operations
against: Oracle Fusion Cloud ERP
no first choiceagainst: Infor M3, Microsoft Dynamics 365 Business Central, Oracle Fusion Cloud ERP, Oracle JD Edwards, Oracle NetSuite, SAP ECC, SAP S/4HANA
Mistral SmallSAP S/4HANA
Two alternativesMicrosoft Dynamics 365, Oracle NetSuite
Oracle Fusion Cloud ERP, SAP S/4HANAChanged
Two alternativesMicrosoft Dynamics 365 Finance & Operations, Workday Financial Management
no first choiceSAP S/4HANA
Three alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Workday
no first choicenothing named
DeepSeek V4 FlashSAP S/4HANA
Four alternativesEpicor Kinetic / Prophet 21, Microsoft Dynamics 365, Oracle Fusion Cloud ERP, Oracle NetSuite
Oracle Fusion Cloud ERPChanged
Three alternativesMicrosoft Dynamics 365 Finance & Operations, SAP S/4HANA, Workday
Oracle Fusion Cloud ERP, SAP S/4HANA
Four alternativesIFS Cloud, Infor CloudSuite, Microsoft Dynamics 365, Workday
Microsoft Dynamics 365 Finance
Two alternativesOracle Fusion Cloud ERP, SAP S/4HANA
no first choiceagainst: Acumatica, Epicor, Infor, Infor Legacy On-Premise, Oracle Fusion Cloud ERP, SAP ECC, SAP S/4HANA, Sage X3 / Sage 300
Llama 4 Maverickno first choiceMicrosoft Dynamics 365, Oracle Fusion Cloud ERP, SAP S/4HANA, WorkdayChangedno first choiceSAP S/4HANAno first choiceagainst: Microsoft Dynamics 365, Oracle Fusion Cloud ERP, SAP S/4HANA
Qwen 3.7 FlashOracle NetSuite, SAP S/4HANA
Two alternativesInfor CloudSuite, Microsoft Dynamics 365
Microsoft Dynamics 365 Finance, SAP S/4HANAChanged
Two alternativesOracle Fusion Cloud ERP, Workday Financial Management
SAP S/4HANA
Three alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Workday
against: Oracle NetSuite
Microsoft Dynamics 365 Finance & Operations
Four alternativesAcumatica, Oracle Fusion Cloud ERP, SAP S/4HANA, Workday Financial Management
no first choiceagainst: Acumatica, Microsoft Dynamics 365 Business Central, Nav Business, Oracle Fusion Cloud ERP, Oracle NetSuite, SAP S/4HANA, Sage Intacct, Workday
Kimi K2SAP S/4HANA
Two alternativesMicrosoft Dynamics 365, Oracle Fusion Cloud ERP
Workday Financial ManagementChanged
Three alternativesMicrosoft Dynamics 365 Finance, Oracle Fusion Cloud ERP, SAP S/4HANA
SAP S/4HANA
Four alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Oracle NetSuite, Workday
Microsoft Dynamics 365 Finance & Operations, SAP S/4HANA
One alternativeOracle Fusion Cloud ERP
no first choiceagainst: Acumatica, Infor CloudSuite, Microsoft Dynamics 365 Business Central, Microsoft Dynamics GP, Odoo, Oracle Fusion Cloud ERP, Oracle NetSuite, SAP Business One, SAP ECC, SAP S/4HANA, Sage
GLM 4.7 FlashXSAP S/4HANA
Three alternativesInfor CloudSuite, Microsoft Dynamics 365, Oracle Fusion Cloud ERP
Microsoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, SAP S/4HANAChanged
Three alternativesIFS Cloud, Infor CloudSuite, Workday Financial Management
no first choiceOracle Fusion Cloud ERP, SAP S/4HANA
One alternativeMicrosoft Dynamics 365 Finance & Operations
no first choiceagainst: Infor, MACH, Oracle NetSuite, SAP ECC, SAP S/4HANA
MiniMax M2.5Microsoft Dynamics 365, Oracle Fusion Cloud ERP
One alternativeSAP S/4HANA
SAP S/4HANAChanged
Three alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Workday Financial Management
SAP S/4HANA
Three alternativesMicrosoft Dynamics 365 Finance & Operations, Oracle Fusion Cloud ERP, Workday
Microsoft Dynamics 365
One alternativeOracle Fusion Cloud ERP
against: SAP S/4HANA
no first choiceagainst: Infor CloudSuite, Oracle NetSuite, SAP
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

05The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:21no05 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:25yes45 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:18yes722 s
Direct recommendationPerplexity Sonarsonar2026-09-17 20:50yes207 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 18:39yes3616 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-09-17 18:29yes98 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:02yes1013 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:33yes53 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:27no021 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:00yes1035 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 20:24no012 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 20:12yes1023 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:46no05 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:47yes59 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:23yes922 s
ParaphrasePerplexity Sonarsonar2026-09-17 20:24yes208 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 18:24yes3115 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-09-17 20:55yes56 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 18:30yes1015 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:43yes52 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:09no025 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:17yes1546 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:55yes942 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:49yes1327 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:10yes97 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:20yes48 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:53yes2248 s
ComparativePerplexity Sonarsonar2026-09-17 18:07yes1511 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:11yes1311 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-09-17 20:11yes1020 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:52yes1920 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:16yes53 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:51yes535 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:43yes1030 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 20:02yes1593 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:03yes529 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:32yes1810 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:27yes36 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:25yes2431 s
Budget constrainedPerplexity Sonarsonar2026-09-17 18:20yes2010 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 21:03yes4122 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 19:39yes55 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:40yes2733 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:29yes53 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:41yes1044 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:53yes2027 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 21:00yes22105 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:55yes1464 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:45yes2816 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:28no011 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:56no056 s
Scale constrainedPerplexity Sonarsonar2026-09-17 19:16yes1510 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:03yes1313 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 18:35no013 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-09-17 17:56yes2771 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:15yes53 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:01no030 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:19yes2442 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:45yes25181 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:47yes522 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:35yes189 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:02no07 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:26yes1724 s
Negative framingPerplexity Sonarsonar2026-09-17 17:53yes209 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 18:39yes1916 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-09-17 20:45yes55 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:53yes2848 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:38yes84 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:37yes1051 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:50yes2545 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 21:10yes14116 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:59yes2051 s

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

Category-scoped readings
Acumatica Cloud ERP read as Acumatica
Dynamics 365 Business Central read as Microsoft Dynamics 365 Business Central
Dynamics 365 Finance & Operations (F&O) read as Microsoft Dynamics 365 Finance & Operations
Microsoft Dynamics read as Microsoft Dynamics 365
NetSuite read as Oracle NetSuite
NetSuite (Oracle) read as Oracle NetSuite
Oracle Cloud ERP read as Oracle Fusion Cloud ERP
Oracle Cloud ERP (Fusion) read as Oracle Fusion Cloud ERP
Oracle Cloud ERP (Oracle Fusion) read as Oracle Fusion Cloud ERP
Oracle ERP read as Oracle Fusion Cloud ERP
Oracle ERP Cloud read as Oracle Fusion Cloud ERP
Oracle ERP Cloud (Fusion) read as Oracle Fusion Cloud ERP
Oracle ERP Cloud (or Oracle Fusion Cloud ERP) read as Oracle Fusion Cloud ERP
Oracle Fusion read as Oracle Fusion Cloud ERP
Oracle Fusion Cloud read as Oracle Fusion Cloud ERP
Workday Financials read as Workday Financial Management
Unresolved, counted raw
Epicor Kinetic / Prophet 21
Infor Distribution
Infor Legacy On-Premise (LN, Baan, XA, SX.e, LX)
Infor M3
Microsoft Dynamics 365 Finance / Dynamics 365 ERP
Sage 50/100
Sage X3 / Sage 300
Discontinued, still offered
No shut-down product was recommended here.
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