Finance AI Index
September 2026 Edition · The permanent record of this edition. The unqualified address always carries the latest edition.
Index Accounting and close September 2026 Edition

Lease accounting

Asked as “lease accounting software”, and as “ASC 842 and IFRS 16 compliance tool”, on behalf of a mid-market B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing
Contested
36% of first choices, contested.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.

01The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
01FinQuery36%8%48endorsed leader
02iLeasePro12%6%17accepted challenger
03Visual Lease10%7%41accepted challenger
04EZLease10%3%29accepted challenger
05SOFT4Lessee6%0%10accepted challenger
06Trullion4%8%24accepted challenger
07Crunchafi2%7%15accepted challenger
Show the five products at 0%, ordered by negative rate
12Nakisa Lease Administration0%9%11accepted challenger
09MRI ProLease0%5%19accepted challenger
08NetLease0%0%17accepted challenger
10DebtBook0%0%11accepted challenger
11Occupier0%0%10accepted challenger
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its vendor page.

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09
10
11
12
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01FinQuery36%
02iLeasePro12%
03Visual Lease10%
04EZLease10%
05SOFT4Lessee6%
06Trullion4%
07Crunchafi2%
08NetLease0%
09MRI ProLease0%
10DebtBook0%
11Occupier0%
12Nakisa Lease Administration0%

02What they warned about

Three of twelve models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, GLM 4.7 FlashX and MiniMax M2.5 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Microsoft Excel
100%
7 of 7 labels negative · 6 of 12 models · 6 hard negative
“**Spreadsheets / Excel**: sources warn they create data integrity, version-control, security, and compliance risks, and they are poor for large or complex lease portfolios.” Perplexity Sonar, negative prompt
Spreadsheets
100%
4 of 4 labels negative · 4 of 12 models · 3 hard negative
“**Spreadsheets / Excel**: sources warn they create data integrity, version-control, security, and compliance risks, and they are poor for large or complex lease portfolios.” Perplexity Sonar, negative prompt
FinQuery
8%
4 of 48 labels negative · 3 of 12 models
“**LeaseQuery (FinQuery):** "Irreversible changes" after a lease is approved, forced re-approval workflows for minor corrections, limited vehicle entry options” DeepSeek V4 Flash, negative prompt
CoStar Real Estate Manager
29%
2 of 7 labels negative · 2 of 12 models · 2 hard negative
“Insufficient automation, limited reporting, and poor integration with finance systems... Steer clear of tools that have been widely replaced or discontinued (e.g., older CoStar lease modules” GLM 4.7 FlashX, negative prompt

03What they cite

Citations exist only for the models that return a source list: twelve of the twelve in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

66 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 6 of those lists are Google grounding redirects that name no site and are left out of the counts. 804 links across 100 sites, every framing counted. Ranked by the number of answers carrying the site or page.

41 answers · 71 citations · 10 models
vendor site · DebtBook38 answers · 41 citations · 10 models
32 answers · 52 citations · 10 models
vendor site · Black Owl Systems28 answers · 34 citations · 10 models
vendor site · Trullion28 answers · 31 citations · 10 models
26 answers · 35 citations · 9 models
vendor site · Guideflow25 answers · 25 citations · 9 models
24 answers · 52 citations · 9 models
22 answers · 22 citations · 9 models
21 answers · 22 citations · 10 models
19 answers · 22 citations · 9 models
vendor site · Visual Lease18 answers · 27 citations · 10 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

04How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ModelDirect“What is the best lease accounting software for a mid-market B2B company?”Paraphrase“Which ASC 842 and IFRS 16 compliance tool would you recommend to a mid-sized B2B company?”Comparative“What are the top lease accounting tools and how do they differ?”Budget-constrained“What is the best lease accounting software for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a lease accounting software. What should we look at?”Negative“Which lease accounting tools should I avoid or be cautious about?”
Claude Haiku 4.5SOFT4Lessee
Four alternativesEZLease, FinQuery, Trullion, Visual Lease
EZLease, FinQueryChanged
Two alternativesNakisa Lease Administration, Trullion
Trullion
Three alternativesAccruent Lucernex, FinQuery, LeaseAccelerator
Crunchafi
Three alternativesA.L.S., PivotXL, STRATAFOLIO
no first choiceagainst: Microsoft Excel, Spreadsheets
GPT-5.4 miniFinQuery
Five alternativesNakisa Lease Administration, Sage Intacct, UGAAP, Yardi Corom, iLeasePro
Visual LeaseChangedFinQuery
Five alternativesCradle, Deloitte LeaseController, MRI ProLease, NetLease, Visual Lease
LeaseGuru
One alternativeiLeasePro
against: FinQuery
no first choicenothing named
Gemini 3.5 FlashFinQuery
Four alternativesNetLease, SOFT4Lessee, Trullion, Visual Lease
FinQuery, TrullionChanged
Two alternativesNetLease, Visual Lease
FinQuery
Six alternativesBlack Owl Systems, Crunchafi, DebtBook, NetLease, Trullion, Visual Lease
Cradle, iLeaseXpress
Two alternativesCrunchafi, LeaseAccounting.app
against: FinQuery, Microsoft Excel, Trullion, Visual Lease
FinQuery
Four alternativesLeasecake, NetLease, Trullion, Visual Lease
against: Oracle Real Estate, SAP
against: Accruent Lucernex, CoStar Real Estate Manager, FinQuery, Google Sheets, LeaseAccelerator, MRI ProLease, Microsoft Excel, Oracle, SAP, Visual Lease
Perplexity SonarFinQuery, Spacebase
Three alternativesEZLease, SOFT4Lessee, Visual Lease
Visual LeaseChanged
Two alternativesEZLease, Trullion
no first choiceEZLease
Two alternativesXero, iLeasePro
no first choiceagainst: Microsoft Excel, Spreadsheets
Grok 4.1 FastFinQuery
Two alternativesEZLease, Visual Lease
FinQueryHeld
Two alternativesLeaseCrunch, Visual Lease
against: EZLease, iLeasePro
FinQuery
Six alternativesCrunchafi, Leasecake, MRI ProLease, Occupier, Trullion, Visual Lease
iLeasePro
One alternativeEZLease
against: Xero
no first choice
Two alternativesEZLease, Visual Lease
against: Black Owl Systems, Crunchafi, NetSuite Fixed Assets, Oracle Lease Management, ResMan, SAP RE-FX/CLM, Trullion, Yardi Kube
Mistral SmallFinQuery, SOFT4Lessee
Three alternativesEZLease, Trullion, Visual Lease
Visual Lease, iLeaseProChanged
Two alternativesFinQuery, Trullion
FinQuery, Trullion
Five alternativesBlack Owl Systems, EZLease, MRI ProLease, Occupier, Visual Lease
iLeasePro, iLeaseXpress
Two alternativesLeaseGuru, Xero
no first choiceagainst: Spreadsheets
DeepSeek V4 FlashFinQuery
Four alternativesCrunchafi, LeaseCrunch, NetLease, Visual Lease
FinQueryHeld
Four alternativesNakisa Lease Administration, Occupier, Trimble, Visual Lease
FinQuery
Nine alternativesBlack Owl Systems, Crunchafi, DebtBook, EZLease, MRI ProLease, Nakisa Lease Administration, NetLease, Trullion, Visual Lease
LeaseGuru, iLeaseXpress
Two alternativesCrunchafi, EZLease
FinQuery
Three alternativesEZLease, MRI ProLease, Visual Lease
against: Nakisa Lease Administration
against: FinQuery, Visual Lease
Llama 4 MaverickiLeasePro
Four alternativesEZLease, LeaseAccelerator, Leasecake, SOFT4Lessee
no first choiceChangedno first choiceEZLease
One alternativeXero
no first choiceagainst: Microsoft Excel
Qwen 3.7 FlashFinQuery
Three alternativesEZLease, Spacebase, iLeasePro
TrullionChanged
Two alternativesFinQuery, iLeasePro
FinQuery, Visual Lease
Three alternativesMRI ProLease, REAL, Spacebase
iLeaseXpress
One alternativeEZLease
against: Spreadsheets
no first choice
Four alternativesAssetbase, FinQuery, FloQast, Yardi Corom
against: Microsoft Excel, Oracle Financials Cloud, SAP Ariba
Kimi K2FinQuery
Two alternativesEZLease, iLeasePro
FinQueryHeld
Two alternativesVisual Lease, iLeasePro
FinQuery
Seven alternativesBlack Owl Systems, EZLease, Leasecake, MRI ProLease, Occupier, Trullion, Visual Lease
LeaseGuru, iLeasePro
Two alternativesNetLease, Visual Lease
FinQuery
Two alternativesEZLease, Visual Lease
nothing named
GLM 4.7 FlashXFinQuery, Visual Lease
Three alternativesDebtBook, SOFT4Lessee, iLeasePro
EZLeaseChanged
Two alternativesFinQuery, Visual Lease
FinQuery
Twelve alternativesBlack Owl Systems, Crunchafi, DebtBook, EZLease, Leasecake, MRI ProLease, Nakisa Lease Administration, NetSuite / ERP modules, Occupier, SOFT4Lessee, Trullion, Visual Lease
iLeasePro
Two alternativesEZLease, FinQuery
against: Microsoft Excel
SOFT4Lessee
Four alternativesFinQuery, LeaseCrunch, Occupier, Visual Lease
against: Spacebase
against: CoStar Real Estate Manager
MiniMax M2.5FinQuery, Visual Lease
One alternativeSpacebase
LeaseCrunchChanged
Two alternativesFinQuery, Visual Lease
FinQuery
Six alternativesCrunchafi, DebtBook, MRI ProLease, NetLease, Trullion, Visual Lease
EZLease
Three alternativesXero, iLeasePro, iLeaseXpress
no first choiceagainst: Oracle, SAP
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

05The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 20:47yes99 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:27yes35 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:20yes2047 s
Direct recommendationPerplexity Sonarsonar2026-09-17 19:08yes166 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 20:14yes2919 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-09-17 18:08yes54 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:00yes1619 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:29yes53 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:00yes518 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:37yes923 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:29yes1687 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:03yes1132 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:55yes98 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:38yes35 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:20yes2018 s
ParaphrasePerplexity Sonarsonar2026-09-17 20:06yes186 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 18:23yes3117 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-09-17 18:42yes55 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:52yes1821 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:58yes64 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:42yes975 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-09-17 21:06yes1129 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 20:38yes2976 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:12yes1837 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:52yes910 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:57yes38 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:19yes1824 s
ComparativePerplexity Sonarsonar2026-09-17 18:43yes208 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:10yes2518 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-09-17 19:00yes1515 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-09-17 19:45yes2180 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:50yes53 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:46yes923 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:53yes1032 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 20:42yes1927 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:08yes729 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 20:50yes97 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:54yes56 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:57yes1921 s
Budget constrainedPerplexity Sonarsonar2026-09-17 18:41yes205 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:50yes2614 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 20:29yes97 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:26yes1615 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:44yes52 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:06yes946 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:23yes2430 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:27yes2433 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:31yes820 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:46no07 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:33no08 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:49yes925 s
Scale constrainedPerplexity Sonarsonar2026-09-17 19:23yes209 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:51yes1310 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 20:37no07 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:47yes1518 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:18yes54 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:09no033 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 21:03yes1426 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:14yes1332 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:57no057 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 21:02yes1813 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:12yes66 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:24yes1924 s
Negative framingPerplexity Sonarsonar2026-09-17 19:33yes209 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 20:56yes3219 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-09-17 18:44yes55 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:10yes2528 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:02yes53 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:07no030 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:36yes1227 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:36yes1399 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:58yes960 s

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

Category-scoped readings
Accruent read as Accruent Lucernex
Black Owl read as Black Owl Systems
CoStar read as CoStar Real Estate Manager
Excel read as Microsoft Excel
Excel/Spreadsheets read as Microsoft Excel
MRI read as MRI ProLease
MRI Software read as MRI ProLease
Nakisa read as Nakisa Lease Administration
Netgain (NetLease) read as NetLease
Workday Lease Accounting read as Workday
Yardi read as Yardi Corom
Unresolved, counted raw
A.L.S.
AMTdirect
Deloitte LeaseController
LOIS
LeaseAccounting.app (by ZenTreasury)
LeaseTrack
NetSuite / ERP modules
Oracle Real Estate
Quisitive
REAL (Realdev)
ResMan
SAP RE-FX/CLM
STRATAFOLIO
Trimble
Yardi Kube
Discontinued, still offered
No shut-down product was recommended here.
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