Every category where a model named Bank Bill Pay for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant
Business bill pay	Treasury and cash	2%	8 of 69	6%	17	accepted challenger

Movement

This is the first edition on this tier, so no move can be computed for Bank Bill Pay yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Bank Bill Pay across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.

Model	First choice	Alternative	Mention	Negative	Labels
Claude Haiku 4.5	1	0	0	0	1
GPT-5.4 mini	0	0	0	0	0
Gemini 3.5 Flash	1	0	1	0	2
Perplexity Sonar	0	1	0	0	1
Grok 4.1 Fast	2	0	1	0	3
Mistral Small	0	1	1	0	2
DeepSeek V4 Flash	0	1	0	0	1
Llama 4 Maverick	0	1	0	0	1
Qwen 3.7 Flash	0	1	1	0	2
Kimi K2	1	1	0	0	2
GLM 4.7 FlashX	0	0	0	1	1
MiniMax M2.5	0	1	0	0	1

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct1 labelNone

Paraphrase0 labelsNone

Comparative5 labels1not counted in share

Budget-constrained15 labels3

Scale-constrained0 labelsNone

Negative6 labels3not counted in share

First choiceAlternativeMentionNegative27 labels in all, every segment counted; 3 of the 7 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“using a bank's online bill pay services might be the best solution, as most of these bill pay services offered by banks are free” Claude Haiku 4.5 · Business bill pay · budget prompt · first choice

“Use Your Bank's Native Bill Pay: Most major banks and credit unions offer free, secure online bill pay” Gemini 3.5 Flash · Business bill pay · negative prompt · first choice

“Use your bank's built-in bill pay (e.g., via Chase, Wells Fargo)—free, direct, secure.” Grok 4.1 Fast · Business bill pay · negative prompt · first choice

“Consider these instead: - Direct bank bill pay through your own bank's website/app” Kimi K2 · Business bill pay · negative prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“No advanced features (no bill-tracking dashboards, no budgeting, no multi-vendor approvals).” GLM 4.7 FlashX · Business bill pay · comparative prompt · soft negative

Named alongside

The products named in the same answers as Bank Bill Pay, over the 27 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Bank Bill Pay was named but was not.

ProductSame answerTook the first choice insteadHead to head

Melio23 of 2714Not in the top three

BILL19 of 272Not in the top three

Ramp13 of 270Not in the top three

QuickBooks Bill Pay10 of 271Not in the top three

Doxo8 of 270Not in the top three

Papaya6 of 270Not in the top three

Prism4 of 270Not in the top three

Plastiq3 of 270Not in the top three

Quicken3 of 270Not in the top three

Rippling3 of 270Not in the top three

A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Bank Bill Pay. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 24 of the 27 answers that named Bank Bill Pay and are not a share of its labels.

Domains cited

cashflowpick.com18

founderscpa.com18

rippling.com18

accountingseed.com10

bill.com6

slash.com6

toolradar.com6

gobankingrates.com5

melio.com5

ramp.com5

Ninety-seven of the ninety-seven domain citations in answers naming Bank Bill Pay came from somebody else's page.

Pages cited

founderscpa.com/blog/best-bill-pay-apps-for-startups-and-small-businesses18

cashflowpick.com/best-bill-payment-software17

rippling.com/blog/best-bill-pay-apps-startups-small-businesses15

accountingseed.com/resource/blog/top-bill-pay-software-for-smbs10

slash.com/blog/bill-pay-software-small-business6

toolradar.com/guides/best-accounts-payable-software-small-business6

gobankingrates.com/saving-money/budgeting/bill-payment-service5

thedigitalmerchant.com/bill-payment-services-for-businesses5

Pages are listed as the models cited them.

Names read as Bank Bill Pay

What the judge wrote, as written, with how often. The vendor table decides that these count as Bank Bill Pay; a claim can dispute any of them.

Your Bank's Online Bill Pay 2Bank's Bill-Pay 1Bank's Online Bill Pay 1Bank's Online Bill Pay Services 1Direct bank bill pay 1Traditional Bank Bill Pay (Chase, Bank of America, Credit Unions) 1Your Bank's Bill Pay Service 1Your Bank's Native App (Chase, Wells Fargo, etc.) 1Your Bank's Native Bill Pay 1Your Bank's Online Portal 1Your bank’s bill pay 1a bank's online bill pay services 1bank's built-in bill pay 1bank's online bill pay 1your bank's online bill pay service 1

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Bank Bill Pay's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Bank Bill Pay, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at bankbillpay.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.