Finance AI Index
Index Vendors › Capital One · September 2026 Edition
3 categories · Ranked

Capital One

23Judge labels
0First choices
6Negative labels
10 of 12Models named it
3Categories
September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.
Best standing
0% in Business banking for mid-market buyers
Rank 23 of 78 in the mid-market standing
0 of 12 models made it the first choice on the direct prompt; 22% of its 9 labels there were negative.
By buyer segmentRead the same way at every buyer size.
In business banking · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Capital One for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrant
Business bankingTreasury and cash0%23 of 7822%9under 10 labels · led by Mercury at 20%
Corporate cardsSpend and procurement0%43 of 6350%2under 10 labels · led by Ramp at 69%
B2B credit managementReceivables and billing0%35 of 820%1under 10 labels · led by Tesorio at 16%

Movement

This is the first edition on this tier, so no move can be computed for Capital One yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Capital One across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.500000
GPT-5.4 mini00101
Gemini 3.5 Flash01012
Perplexity Sonar01001
Grok 4.1 Fast00112
Mistral Small00000
DeepSeek V4 Flash00101
Llama 4 Maverick00000
Qwen 3.7 Flash01102
Kimi K200011
GLM 4.7 FlashX00101
MiniMax M2.500101

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct2 labelsNone
Paraphrase1 labelNone
Comparative6 labelsNone
Budget-constrained3 labelsNone
Scale-constrained2 labelsNone
Negative9 labelsNone
First choiceAlternativeMentionNegative23 labels in all, every segment counted; 0 of the 0 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“opt for a secured credit card from a mainstream, reputable bank (like Discover, Capital One, or U.S. Bank)” Gemini 3.5 Flash · B2B credit management · negative prompt · alternative
“look for cards from established networks (Amex, Chase, Capital One, Citi)” Qwen 3.7 Flash · Corporate cards · negative prompt · alternative
“Better for businesses that need physical cash handling” Perplexity Sonar · Business banking · comparative prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“cards from traditional banks (like Chase, Capital One, or American Express) require the business owner to personally guarantee the debt” Gemini 3.5 Flash · Corporate cards · negative prompt · soft negative
“Elevated complaints per deposit volume, including fees and service issues.” Grok 4.1 Fast · Business banking · negative prompt · soft negative
“Caution: Highest number of fee-related complaints” Kimi K2 · Business banking · negative prompt · soft negative

Named alongside

The products named in the same answers as Capital One, over the 23 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Capital One was named but was not.
ProductSame answerTook the first choice insteadHead to head
Chase Business Banking12 of 231Not in the top three
Bank of America10 of 230Not in the top three
Bluevine9 of 233Not in the top three
Mercury9 of 233Not in the top three
U.S. Bank9 of 230Not in the top three
Brex8 of 230Not in the top three
Relay8 of 230Not in the top three
Novo7 of 232Not in the top three
Wells Fargo7 of 230Not in the top three
Ramp6 of 232Not in the top three
A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Capital One. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 18 of the 23 answers that named Capital One and are not a share of its labels.

Domains cited

nerdwallet.com12
finder.com7
forbes.com7
reddit.com6
techrepublic.com5
wallethub.com5
airwallex.com4
backbase.com4
bluevine.com4
ethicalconsumer.org4

Fifty-eight of the fifty-eight domain citations in answers naming Capital One came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Names read as Capital One

What the judge wrote, as written, with how often. The vendor table decides that these count as Capital One; a claim can dispute any of them.
Capital One 360 Business 1Capital One Business Banking 1
Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Capital One's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Capital One, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at capitalone.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.

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