| Category | Function | Share | Rank | Negative rate | Labels | Quadrant |
|---|---|---|---|---|---|---|
| Business banking | Treasury and cash | 2% | 9 of 78 | 22% | 27 | accepted challenger |
| Corporate cards | Spend and procurement | 0% | 63 of 63 | 75% | 4 | under 10 labels · led by Ramp at 69% |
| Cross-border payments and FX | Treasury and cash | 0% | 59 of 83 | 100% | 1 | under 10 labels · led by Wise Business at 35% |
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 0 | 1 | 2 |
| GPT-5.4 mini | 0 | 1 | 1 | 0 | 2 |
| Gemini 3.5 Flash | 1 | 1 | 2 | 2 | 6 |
| Perplexity Sonar | 0 | 0 | 0 | 1 | 1 |
| Grok 4.1 Fast | 1 | 1 | 0 | 2 | 4 |
| Mistral Small | 0 | 0 | 1 | 0 | 1 |
| DeepSeek V4 Flash | 0 | 2 | 0 | 0 | 2 |
| Llama 4 Maverick | 0 | 0 | 1 | 0 | 1 |
| Qwen 3.7 Flash | 0 | 1 | 1 | 1 | 3 |
| Kimi K2 | 0 | 1 | 1 | 2 | 4 |
| GLM 4.7 FlashX | 0 | 0 | 1 | 1 | 2 |
| MiniMax M2.5 | 0 | 1 | 3 | 0 | 4 |
Verbatim evidence the judge attached to positive labels.
“Relationship banking, SME/mid-market leader ... Recent Greenwich surveys rank Chase/BofA/JPM high for mid-market trust/service.” Grok 4.1 Fast · Business banking · direct prompt · first choice
“stick to Chase or Bank of America” Gemini 3.5 Flash · Business banking · comparative prompt · first choice
“Best if you need broad branch access and a familiar commercial platform: Bank of America Cash Management / CashPro” GPT-5.4 mini · Business banking · direct prompt · alternative
“commercial banking relationship (Chase, BofA, Wells Fargo, US Bank, HSBC)” DeepSeek V4 Flash · Business banking · direct prompt · alternative
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“Bank of America has the most complaints of any bank in the U.S., with customers reporting poor customer service, long wait times, excessive fees” Claude Haiku 4.5 · Business banking · negative prompt · hard negative
“"Absolutely the worst corporate card. I may quit this job so I can get a different corporate card" (Bank of America)” Kimi K2 · Corporate cards · negative prompt · hard negative
“High complaint volumes (CFPB data) on fees, servicing, and support. Avoid if your business needs strong integrations” Grok 4.1 Fast · Corporate cards · negative prompt · hard negative
“128k+ complaints, A- BBB but high unresolved issues (e.g., frozen funds, payment delays, account closures)” Grok 4.1 Fast · Business banking · negative prompt · hard negative
Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 66 of the 89 answers that named Bank of America and are not a share of its labels.
240 of the 240 domain citations in answers naming Bank of America came from somebody else's page.
Pages are listed as the models cited them.
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Bank of America's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Bank of America, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at bankofamerica.com is approved on the spot, any other address is reviewed by hand.
Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.