Finance AI Index
Index Vendors › Bank of America · September 2026 Edition
3 categories · Ranked

Bank of America

89Judge labels
2First choices
33Negative labels
12 of 12Models named it
3Categories
September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.
Best standing
2% in Business banking for mid-market buyers
Rank 9 of 78 in the mid-market standingaccepted challenger
1 of 12 models made it the first choice on the direct prompt; 22% of its 27 labels there were negative.
By buyer segmentRead the same way at every buyer size.
In business banking · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Bank of America for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrant
Business bankingTreasury and cash2%9 of 7822%27accepted challenger
Corporate cardsSpend and procurement0%63 of 6375%4under 10 labels · led by Ramp at 69%
Cross-border payments and FXTreasury and cash0%59 of 83100%1under 10 labels · led by Wise Business at 35%

Movement

This is the first edition on this tier, so no move can be computed for Bank of America yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Bank of America across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.501012
GPT-5.4 mini01102
Gemini 3.5 Flash11226
Perplexity Sonar00011
Grok 4.1 Fast11024
Mistral Small00101
DeepSeek V4 Flash02002
Llama 4 Maverick00101
Qwen 3.7 Flash01113
Kimi K201124
GLM 4.7 FlashX00112
MiniMax M2.501304

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct16 labels1
Paraphrase8 labelsNone
Comparative22 labels4not counted in share
Budget-constrained10 labels1
Scale-constrained12 labelsNone
Negative21 labelsNone
First choiceAlternativeMentionNegative89 labels in all, every segment counted; 2 of the 6 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Relationship banking, SME/mid-market leader ... Recent Greenwich surveys rank Chase/BofA/JPM high for mid-market trust/service.” Grok 4.1 Fast · Business banking · direct prompt · first choice
“stick to Chase or Bank of America” Gemini 3.5 Flash · Business banking · comparative prompt · first choice
“Best if you need broad branch access and a familiar commercial platform: Bank of America Cash Management / CashPro” GPT-5.4 mini · Business banking · direct prompt · alternative
“commercial banking relationship (Chase, BofA, Wells Fargo, US Bank, HSBC)” DeepSeek V4 Flash · Business banking · direct prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Bank of America has the most complaints of any bank in the U.S., with customers reporting poor customer service, long wait times, excessive fees” Claude Haiku 4.5 · Business banking · negative prompt · hard negative
“"Absolutely the worst corporate card. I may quit this job so I can get a different corporate card" (Bank of America)” Kimi K2 · Corporate cards · negative prompt · hard negative
“High complaint volumes (CFPB data) on fees, servicing, and support. Avoid if your business needs strong integrations” Grok 4.1 Fast · Corporate cards · negative prompt · hard negative
“128k+ complaints, A- BBB but high unresolved issues (e.g., frozen funds, payment delays, account closures)” Grok 4.1 Fast · Business banking · negative prompt · hard negative

Named alongside

The products named in the same answers as Bank of America, over the 89 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Bank of America was named but was not.
ProductSame answerTook the first choice insteadHead to head
Chase Business Banking74 of 8915Not in the top three
Mercury54 of 8910Not in the top three
Wells Fargo43 of 890Not in the top three
Brex40 of 899Not in the top three
Citibank27 of 892Not in the top three
Relay24 of 891Not in the top three
Bluevine23 of 893Not in the top three
Rho22 of 896Not in the top three
Novo20 of 893Not in the top three
Ramp19 of 894Not in the top three
A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Bank of America. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 66 of the 89 answers that named Bank of America and are not a share of its labels.

Names read as Bank of America

What the judge wrote, as written, with how often. The vendor table decides that these count as Bank of America; a claim can dispute any of them.
BofA 3Bank of America (Business Advantage Banking) 1Bank of America Business 1Bank of America Business Advantage 1Bank of America Business Advantage Fundamentals Banking 1Bank of America's Business Advantage 1
Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Bank of America's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Bank of America, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at bankofamerica.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.

Subscribe to the pack