| Category | Function | Share | Rank | Negative rate | Labels | Quadrant |
|---|---|---|---|---|---|---|
| Business banking | Treasury and cash | 2% | 8 of 78 | 6% | 16 | accepted challenger |
| B2B credit management | Receivables and billing | 0% | 49 of 82 | 0% | 1 | under 10 labels · led by Tesorio at 16% |
| Corporate cards | Spend and procurement | 0% | 52 of 63 | 100% | 1 | under 10 labels · led by Ramp at 69% |
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 1 | 2 | 0 | 0 | 3 |
| GPT-5.4 mini | 0 | 1 | 0 | 0 | 1 |
| Gemini 3.5 Flash | 0 | 1 | 0 | 0 | 1 |
| Perplexity Sonar | 0 | 1 | 0 | 0 | 1 |
| Grok 4.1 Fast | 0 | 0 | 2 | 1 | 3 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 3 | 1 | 0 | 4 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 2 | 0 | 2 |
| MiniMax M2.5 | 0 | 1 | 1 | 0 | 2 |
Verbatim evidence the judge attached to positive labels.
“U.S. Bank Business Essentials stands out as one of the only free business checking accounts offered by a big brick-and-mortar bank” Claude Haiku 4.5 · Business banking · budget prompt · first choice
“opt for a secured credit card from a mainstream, reputable bank (like Discover, Capital One, or U.S. Bank)” Gemini 3.5 Flash · B2B credit management · negative prompt · alternative
“expands on basic business options, offering the ability to grow money through money market accounts and CDs” Claude Haiku 4.5 · Business banking · direct prompt · alternative
“Best if you're in U.S. Bank's middle-market sweet spot: U.S. Bank Commercial Banking” GPT-5.4 mini · Business banking · direct prompt · alternative
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“Caution: Accused of opening unauthorized accounts, rated poorly across review platforms” Kimi K2 · Business banking · negative prompt · soft negative
“Rewards, travel perks, but less automation” Grok 4.1 Fast · Corporate cards · direct prompt · soft negative
Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 29 of the 32 answers that named U.S. Bank and are not a share of its labels.
110 of the 110 domain citations in answers naming U.S. Bank came from somebody else's page.
Pages are listed as the models cited them.
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when U.S. Bank's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as U.S. Bank, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at usbank.com is approved on the spot, any other address is reviewed by hand.
Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.