Finance AI Index
Index Vendors › U.S. Bank · September 2026 Edition
3 categories · Ranked

U.S. Bank

34Judge labels
2First choices
3Negative labels
9 of 12Models named it
3Categories
September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.
Best standing
2% in Business banking for mid-market buyers
Rank 8 of 78 in the mid-market standingaccepted challenger
0 of 12 models made it the first choice on the direct prompt; 6% of its 16 labels there were negative.
By buyer segmentRead the same way at every buyer size.
In business banking · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named U.S. Bank for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrant
Business bankingTreasury and cash2%8 of 786%16accepted challenger
B2B credit managementReceivables and billing0%49 of 820%1under 10 labels · led by Tesorio at 16%
Corporate cardsSpend and procurement0%52 of 63100%1under 10 labels · led by Ramp at 69%

Movement

This is the first edition on this tier, so no move can be computed for U.S. Bank yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated U.S. Bank across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.512003
GPT-5.4 mini01001
Gemini 3.5 Flash01001
Perplexity Sonar01001
Grok 4.1 Fast00213
Mistral Small00000
DeepSeek V4 Flash03104
Llama 4 Maverick00000
Qwen 3.7 Flash00000
Kimi K200011
GLM 4.7 FlashX00202
MiniMax M2.501102

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct7 labels1
Paraphrase0 labelsNone
Comparative9 labelsNone
Budget-constrained10 labels1
Scale-constrained3 labelsNone
Negative5 labelsNone
First choiceAlternativeMentionNegative34 labels in all, every segment counted; 2 of the 2 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“U.S. Bank Business Essentials stands out as one of the only free business checking accounts offered by a big brick-and-mortar bank” Claude Haiku 4.5 · Business banking · budget prompt · first choice
“opt for a secured credit card from a mainstream, reputable bank (like Discover, Capital One, or U.S. Bank)” Gemini 3.5 Flash · B2B credit management · negative prompt · alternative
“expands on basic business options, offering the ability to grow money through money market accounts and CDs” Claude Haiku 4.5 · Business banking · direct prompt · alternative
“Best if you're in U.S. Bank's middle-market sweet spot: U.S. Bank Commercial Banking” GPT-5.4 mini · Business banking · direct prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Caution: Accused of opening unauthorized accounts, rated poorly across review platforms” Kimi K2 · Business banking · negative prompt · soft negative
“Rewards, travel perks, but less automation” Grok 4.1 Fast · Corporate cards · direct prompt · soft negative

Named alongside

The products named in the same answers as U.S. Bank, over the 32 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and U.S. Bank was named but was not.
ProductSame answerTook the first choice insteadHead to head
Chase Business Banking23 of 325Not in the top three
Bluevine17 of 326Not in the top three
Mercury17 of 322Not in the top three
Relay17 of 322Not in the top three
Bank of America16 of 321Not in the top three
Novo11 of 323Not in the top three
Brex9 of 322Not in the top three
Capital One9 of 320Not in the top three
Axos Bank8 of 320Not in the top three
Wells Fargo8 of 320Not in the top three
A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named U.S. Bank. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 29 of the 32 answers that named U.S. Bank and are not a share of its labels.

Domains cited

nerdwallet.com20
forbes.com17
finder.com16
airwallex.com14
techrepublic.com11
handelsblatt.com8
found.com7
bluevine.com6
wise.com6
cnbc.com5

110 of the 110 domain citations in answers naming U.S. Bank came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Names read as U.S. Bank

What the judge wrote, as written, with how often. The vendor table decides that these count as U.S. Bank; a claim can dispute any of them.
US Bank 4U.S. Bank Business Essentials 3U.S. Bank Silver Business 1U.S. Bank's Silver Business Package 1US Bank Business 1
Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when U.S. Bank's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as U.S. Bank, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at usbank.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.

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