Finance AI Index
Index Vendors › Nickel · September 2026 Edition
2 categories · Ranked

Nickel

30Judge labels
9First choices
0Negative labels
11 of 12Models named it
2Categories
September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.2, every buyer segment counted.
Best standing
9% in B2B payment acceptance for small business buyers
Rank 9 of 91 in the mid-market standing
0 of 12 models made it the first choice on the direct prompt; 0% of its 3 labels there were negative.
By buyer segmentRead the same way at every buyer size.
In b2b payment acceptance · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Nickel for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrant
B2B payment acceptanceReceivables and billing4%9 of 910%3under 10 labels · led by Helcim at 17%
Accounts receivable automationReceivables and billing2%15 of 770%3under 10 labels · led by Zoho Books at 15%

Movement

This is the first edition on this tier, so no move can be computed for Nickel yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Nickel across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.510001
GPT-5.4 mini00000
Gemini 3.5 Flash10001
Perplexity Sonar00000
Grok 4.1 Fast00000
Mistral Small01001
DeepSeek V4 Flash00000
Llama 4 Maverick10001
Qwen 3.7 Flash00000
Kimi K200000
GLM 4.7 FlashX02002
MiniMax M2.500000

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct5 labels2
Paraphrase7 labels1
Comparative0 labelsNone
Budget-constrained14 labels6
Scale-constrained3 labelsNone
Negative1 labelNone
First choiceAlternativeMentionNegative30 labels in all, every segment counted; 9 of the 9 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“is Nickel, as it collects ACH payments for free with no subscription, making it the lowest-cost pick for small businesses” Llama 4 Maverick · Accounts receivable auto · budget prompt · first choice
“1. Nickel - Best for Low-Cost ACH Payments ... unlimited ACH transfers with no per-transaction fees” Claude Haiku 4.5 · B2B payment acceptance · budget prompt · first choice
“1. Nickel (Best for Absolute Lowest Cost & Free ACH)” Gemini 3.5 Flash · B2B payment acceptance · budget prompt · first choice
“If you need fee-free ACH payments, consider Nickel.” Mistral Small · Accounts receivable auto · budget prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Nickel, over the 30 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Nickel was named but was not.
ProductSame answerTook the first choice insteadHead to head
BILL20 of 304Not in the top three
Melio16 of 302Not in the top three
Stripe11 of 300Not in the top three
Helcim8 of 304Not in the top three
Zoho Books7 of 304Not in the top three
PayPal7 of 301Not in the top three
Square7 of 301Not in the top three
FreshBooks6 of 300Not in the top three
Bill3604 of 303Not in the top three
QuickBooks Payments4 of 300Not in the top three
A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Nickel. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 25 of the 30 answers that named Nickel and are not a share of its labels.

Domains cited

factura.ai13
learn.g2.com12
gartner.com9
highradius.com9
fitsmallbusiness.com8
nerdwallet.com8
nickel.comYour site7
techrepublic.com7
wizcommerce.com7
invoicefly.com6

Seventy-nine of the eighty-six domain citations in answers naming Nickel came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Nickel's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Nickel, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at nickel.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.