Every category where a model named Relay for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant
Contractor payments	Spend and procurement	2%	16 of 83	0%	2	under 10 labels · led by Deel at 27%
Business banking	Treasury and cash	0%	14 of 78	14%	29	accepted challenger
Cash flow forecasting	Treasury and cash	0%	66 of 86	0%	1	under 10 labels · led by Agicap at 18%

Movement

This is the first edition on this tier, so no move can be computed for Relay yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Relay across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.

Model	First choice	Alternative	Mention	Negative	Labels
Claude Haiku 4.5	0	2	0	0	2
GPT-5.4 mini	0	0	2	0	2
Gemini 3.5 Flash	0	2	0	0	2
Perplexity Sonar	0	3	0	0	3
Grok 4.1 Fast	0	2	0	0	2
Mistral Small	1	0	1	0	2
DeepSeek V4 Flash	0	2	1	1	4
Llama 4 Maverick	0	0	1	0	1
Qwen 3.7 Flash	0	3	1	1	5
Kimi K2	0	1	1	1	3
GLM 4.7 FlashX	0	2	1	1	4
MiniMax M2.5	0	1	1	0	2

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct11 labels2

Paraphrase8 labelsNone

Comparative24 labels4not counted in share

Budget-constrained18 labels2

Scale-constrained6 labelsNone

Negative12 labelsNone

First choiceAlternativeMentionNegative79 labels in all, every segment counted; 4 of the 8 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Rise Works and Relay are excellent choices for very small teams or those just starting out” Mistral Small · Contractor payments · budget prompt · first choice

“Relay for a more straightforward, no-frills experience that welcomes non-tech businesses” Qwen 3.7 Flash · Business banking · paraphrase prompt · alternative

“Built for organized money management with sub-accounts and accounting integrations” Perplexity Sonar · Business banking · comparative prompt · alternative

“Cash flow bucketing | Multi-accounts for B2B forecasting, integrations; $0 fees.” Grok 4.1 Fast · Business banking · paraphrase prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Avoid or approach with extreme caution: RelayFi (especially for new accounts and large wires).” GLM 4.7 FlashX · Business banking · negative prompt · hard negative

“Account closures dominate complaints (51% of negatives)” DeepSeek V4 Flash · Business banking · negative prompt · hard negative

“Recent user reports and discussions advise extreme caution with this provider, particularly regarding wire transfers.” Qwen 3.7 Flash · Business banking · negative prompt · soft negative

“Currently has BBB status "on hold" while investigating previously closed complaints” Kimi K2 · Business banking · negative prompt · soft negative

Named alongside

The products named in the same answers as Relay, over the 79 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Relay was named but was not.

ProductSame answerTook the first choice insteadHead to head

Mercury59 of 7918Not in the top three

Bluevine54 of 7913Not in the top three

Chase Business Banking50 of 797Not in the top three

Novo35 of 794Not in the top three

Bank of America24 of 791Not in the top three

Brex21 of 793Not in the top three

Found19 of 791Not in the top three

U.S. Bank17 of 792Not in the top three

Wells Fargo16 of 790Not in the top three

Rho14 of 794Not in the top three

A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Relay. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 71 of the 79 answers that named Relay and are not a share of its labels.

Domains cited

nerdwallet.com47

airwallex.com36

finder.com36

found.com34

handelsblatt.com32

forbes.com31

relayfi.com31

rho.co27

bluevine.com23

backbase.com19

316 of the 316 domain citations in answers naming Relay came from somebody else's page.

Pages cited

handelsblatt.com/geschaeftskonto/vergleich31

found.com/resources/business-banking/best-business-bank-accounts-small-business25

relayfi.com/blog/best-online-business-bank-accounts-2026-guide24

airwallex.com/en-us/blog/compare-business-bank-accounts23

forbes.com/financial-services/best-business-checking-accounts20

nerdwallet.com/business/banking/best/types19

backbase.com/blog/top-business-banking-platform-providers18

finder.com/business-banking17

Pages are listed as the models cited them.

Names read as Relay

What the judge wrote, as written, with how often. The vendor table decides that these count as Relay; a claim can dispute any of them.

Relay Business Checking 2Relay Financial 2RelayFi 2Relay Financial Services 1Relay Starter Business Checking 1RelayFi (Relay Financial) 1

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Relay's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Relay, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at relay.app is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.