AI Indexes
Finance AI Index
October 2026 Edition · The permanent record of this edition. The unqualified address always carries the latest edition.
Index › Receivables and billing › October 2026 Edition

Payment orchestration platforms

Asked as “payment orchestration platform”, and as “multi-processor payment routing layer”, on behalf of a mid-market B2B company. 49 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the October 2026 Edition on October 4, 2026; its answers are read by the distilled judge (ai-indexes-judge-qwen3-14b-run3), not the claude-opus-5 judge of the earlier categories: how the two compare.
Standing · first-choice share
18%
Contested · Primer 14%
18BlueSnap14Primer10Spreedly57others

18% of first choices, contested.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.

The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01BlueSnap18%0%18accepted challengernewNew since September 2026: not ranked then, 18% now.
02Primer14%5%38accepted challengernewNew since September 2026: not ranked then, 14% now.
03Spreedly10%12%50accepted challengernewNew since September 2026: not ranked then, 10% now.
04Gr4vy6%11%28accepted challengernewNew since September 2026: not ranked then, 6% now.
05Solidgate6%4%27accepted challengernewNew since September 2026: not ranked then, 6% now.
06Adyen6%10%20accepted challengernewNew since September 2026: not ranked then, 6% now.
07Hyperswitch6%8%13accepted challengernewNew since September 2026: not ranked then, 6% now.
08Yuno4%0%19accepted challengernewNew since September 2026: not ranked then, 4% now.
09Corefy4%10%21accepted challengernewNew since September 2026: not ranked then, 4% now.
10Stripe4%12%17accepted challengernewNew since September 2026: not ranked then, 4% now.
11IXOPAY2%6%16accepted challengernewNew since September 2026: not ranked then, 2% now.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured

Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
Y08
09
10
11
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative30%
Key
01BlueSnap18%
02Primer14%
03Spreedly10%
04Gr4vy6%
05Solidgate6%
06Adyen6%
07Hyperswitch6%
08Yuno4%
09Corefy4%
10Stripe4%
11IXOPAY2%

What they warned about

Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Spreedly
12%
6 of 50 labels negative · 5 of 14 models
“Multiple buyer surveys flag sudden, significant price increases at renewal as a recurring complaint that drives negative NPS.” Muse Glimmer 30B, negative prompt
Gr4vy
11%
3 of 28 labels negative · 3 of 14 models
“For newer platforms like Gr4vy, diligence matters. References vary by vertical, and the pricing model won't map neatly to volume-only platforms” Claude Haiku 4.5, negative prompt
Orchestrapay
100%
3 of 3 labels negative · 3 of 14 models
“Newer or niche ones (e.g., Orchestrapay, Payneteasy) have sparse feedback—hard to gauge reliability” Grok 4.1 Fast, negative prompt
Adyen
10%
2 of 20 labels negative · 2 of 14 models · 1 hard negative
“**Avoid heavyweight enterprise platforms** like Adyen unless you already have enough volume to justify them” GPT-5.4 mini, budget prompt

What they cite

Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

77 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1015 links across 178 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.

vendor site · Guideflow48 answers · 48 citations · 12 models
vendor site · Whop46 answers · 54 citations · 12 models
vendor site · Solidgate37 answers · 41 citations · 12 models
31 answers · 31 citations · 11 models
vendor site · Corefy28 answers · 42 citations · 11 models
26 answers · 26 citations · 9 models
vendor site · Primer25 answers · 37 citations · 9 models
vendor site · Dodo Payments23 answers · 23 citations · 10 models
22 answers · 32 citations · 12 models
20 answers · 20 citations · 8 models
20 answers · 20 citations · 9 models
vendor site · G217 answers · 25 citations · 12 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

Search against answers

Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best payment orchestration platform”, “payment orchestration platform”, “payment orchestration platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
Company and productsShareOwn site citedName searches, GoogleAI search demand, est.Organic visitsPaid search a month, est.Google ads, last 30 daysBest Google position
BlueSnap bluesnap.com18%541,9006419,445$23225
Primer primer.io14%11774,000134,3137,6314
Spreedly spreedly.com10%1331,6002119,552353
Gr4vy gr4vy.com6%8339034,4381
Solidgate solidgate.com6%631,60011753,4391
Adyen adyen.com6%18022,200890126,446$7,702842
Hyperswitch hyperswitch.io6%2726082,1184
Yuno4%14,8006,653
Corefy corefy.com4%589005,965
Stripe stripe.com4%361823,000102,7413,226,782$3,6211022

Google's top ten for the three searches hold 18 sites; 3 of them are among the sites the models cited here (g2.com, primer.io, solidgate.com). The first result for “best payment orchestration platform” is reddit.com.

How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHide
ModelDirect“What is the best payment orchestration platform for a mid-market B2B company?”Paraphrase“Which multi-processor payment routing layer would you recommend to a mid-sized B2B company?”Comparative“What are the top payment orchestration platforms and how do they differ?”Budget-constrained“What is the best payment orchestration platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a payment orchestration platform. What should we look at?”Negative“Which payment orchestration platforms should I avoid or be cautious about?”
Claude Haiku 4.5BlueSnap
Three alternativesBridgerPay, HighRadius, Spreedly
no first choiceChangedSpreedly
Five alternativesAkurateco, Gr4vy, IXOPAY, Primer.io, Solidgate
Adyen, IXOPAY
One alternativeHyperswitch
no first choiceagainst: Gr4vy
GPT-5.4 miniAdyen
Two alternativesBlueSnap, Juspay
Stripe OrchestrationChanged
Four alternativesAdyen, NMI, Primer, Spreedly
Spreedly
Three alternativesAdyen, Gr4vy, Juspay
Stripe
One alternativeSensus Tech
against: Adyen
no first choicenothing named
Gemini 3.5 FlashPrimer
Five alternativesBlueSnap, Resolve Pay, Spreedly, TreviPay, Yuno
PrimerHeld
Three alternativesBlueSnap, Spreedly, Yuno
Spreedly
Four alternativesGr4vy, IXOPAY, Primer, Yuno
Hyperswitch
Five alternativesBraintree, IXOPAY, Kill Bill, Primer, Stripe
against: Corefy, Gr4vy, Spreedly
Primer
Three alternativesGr4vy, Spreedly, Yuno
against: ProcessOut, Zooz, optile
Perplexity SonarBlueSnap
Two alternativesSolidgate, Spreedly
Gr4vy, YunoChanged
Two alternativesAdyen, Solidgate
no first choicePrimerno first choicenothing named
Grok 4.1 FastBlueSnap
Two alternativesEBizCharge, Spreedly
SpreedlyChanged
Four alternativesCorefy, EBizCharge, Hyperswitch, Primer
against: Adyen, Rapyd
Stripe
Six alternativesAdyen, CellPoint Digital, Checkout.com, IXOPAY, Primer, Spreedly
Hyperswitch
Two alternativesGr4vy, Primer
against: Stripe
Spreedly
Three alternativesPrimer, Solidgate, Yuno
against: Orchestrapay, PayPal Payments, PaymentHood, Payneteasy, Payomatix, Primer, Spreedly
Mistral SmallBlueSnap, Solidgate
One alternativeSpreedly
Corefy, Dodo PaymentsChanged
One alternativeCheckout.com
Adyen
Seven alternativesACI Worldwide, Checkout.com, Gr4vy, Juspay, Primer, Solidgate, dLocal
Starter
Two alternativesCloud Vault, Primer
no first choiceagainst: Corefy, IXOPAY
DeepSeek V4 FlashGr4vy
Three alternativesCorefy, Primer, Spreedly
Gr4vyHeld
Three alternativesAirwallex, Primer, Spreedly
against: Checkout.com
no first choice
Six alternativesCellPoint Digital, Corefy, Gr4vy, IXOPAY, Primer, Spreedly
Primer
Two alternativesGr4vy, Paytiko
against: Spreedly
no first choiceagainst: Gr4vy, Orchestrapay, Primer, Spreedly
Llama 4 MaverickBlueSnap
Two alternativesPaystand, Spreedly
no first choiceChangedno first choiceno first choiceno first choicenothing named
Qwen 3.7 FlashAirwallex, BlueSnap
Three alternativesRapyd, Spreedly, Stripe Treasury
AdyenChanged
Three alternativesFiserv, Stripe, Visa CyberSource
Gr4vy
Four alternativesBlueSnap, Rapyd, Solidgate, Spreedly
Dodo Payments
Two alternativesHyperswitch, Lunos AI
no first choiceagainst: Stripenothing named
Kimi K2Primer, Spreedly
Three alternativesGr4vy, IXOPAY, Yuno
SpreedlyChanged
Four alternativesBlueSnap, Gr4vy, Primer, Solidgate
no first choiceHyperswitch, Stripe
One alternativeFortis
against: Primer.io
no first choiceagainst: BridgerPay, Orchestrapay, Solidgate, Tranzzo
GLM 4.7 FlashXSolidgate, Yuno
Eight alternativesAirwallex, HighRadius, Nium, Paystand, Primer, Spreedly, Tipalti, Upflow
CorefyChanged
Three alternativesIXOPAY, Payrails, Spreedly
Corefy
Seven alternativesAdyen, Airwallex, Checkout.com, Gr4vy, Primer, Solidgate, Spreedly
Juspay Hyperswitch
Two alternativesBraintree, Stripe
against: Spreedly
no first choicenothing named
MiniMax M2.5BlueSnap
Two alternativesPaystand, Spreedly
SpreedlyChanged
Three alternativesPrimer.io, ProcessOut, Solidgate
Corefy
Five alternativesAdyen, Braintree, Checkout.com, PayPal, Stripe
Whop
Four alternativesBlueSnap, Corefy, PayPal, Stripe
no first choicenothing named
GPT-6 LunaBlueSnap
Two alternativesPrimer, Spreedly
PrimerChanged
Two alternativesGr4vy, Spreedly
Primer
Five alternativesAPEXX, Gr4vy, IXOPAY, Spreedly, Yuno
Orchestra
One alternativeStripe
against: Hyperswitch
no first choicenothing named
Muse Glimmer 30BSolidgate
Two alternativesBlueSnap, HighRadius
BlueSnapChanged
Two alternativesCorefy, Solidgate
no first choice
Three alternativesGr4vy, Primer, Spreedly
Juspay Hyperswitch
Three alternativesCardknox, Gr4vy, Primer
no first choiceagainst: PayPal Payments, Spreedly
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-10-04 23:25yes97 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-04 23:03yes35 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-10-04 22:40yes1328 s
Direct recommendationPerplexity Sonarsonar2026-10-04 23:01yes172 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-04 22:58yes1710 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-10-04 22:26yes137 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-04 23:10yes1937 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-04 22:12yes52 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-04 23:27yes1552 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-10-04 22:50yes1822 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-04 22:38yes2140 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-04 23:03yes522 s
Direct recommendationGPT-6 Lunagpt-6-luna2026-10-04 22:48yes421 s
Direct recommendationMuse Glimmer 30Bmeta/muse-glimmer-30b via togetherai2026-10-04 22:59yes1415 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-10-04 23:04no04 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-04 22:20yes45 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-10-04 22:40yes1730 s
ParaphrasePerplexity Sonarsonar2026-10-04 23:07yes173 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-04 22:12yes219 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-10-04 22:55yes54 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-04 23:07yes2256 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-04 22:15yes52 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-04 23:02no037 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-10-04 23:00yes1866 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-04 22:17yes2327 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-04 22:28yes1128 s
ParaphraseGPT-6 Lunagpt-6-luna2026-10-04 23:12yes317 s
ParaphraseMuse Glimmer 30Bmeta/muse-glimmer-30b via togetherai2026-10-04 22:48yes2223 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-10-04 22:21yes109 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-04 22:25yes711 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-10-04 22:58yes1426 s
ComparativePerplexity Sonarsonar2026-10-04 22:28yes166 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-04 22:31yes1911 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-10-04 22:38yes1210 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-04 23:02yes1838 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-04 22:22yes52 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-04 23:45yes1424 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-10-04 22:40yes1825 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-04 22:29yes1332 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-04 22:46yes1018 s
ComparativeGPT-6 Lunagpt-6-luna2026-10-04 23:08yes628 s
ComparativeMuse Glimmer 30Bmeta/muse-glimmer-30b via togetherai2026-10-04 22:16yes1525 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-10-04 23:24yes1710 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-04 22:55yes34 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-10-04 22:20yes2025 s
Budget constrainedPerplexity Sonarsonar2026-10-04 23:07yes183 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-04 23:05yes199 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-10-04 22:38yes105 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-04 22:42yes2023 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-04 23:05yes52 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-04 22:28yes948 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-10-04 22:54yes1622 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-04 22:54yes2280 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-04 23:10yes1129 s
Budget constrainedGPT-6 Lunagpt-6-luna2026-10-04 23:22yes227 s
Budget constrainedMuse Glimmer 30Bmeta/muse-glimmer-30b via togetherai2026-10-04 23:21yes2128 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-10-04 22:55no07 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-04 22:56no08 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-10-04 22:51yes1029 s
Scale constrainedPerplexity Sonarsonar2026-10-04 22:32yes186 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-04 22:33yes1310 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-10-04 23:21no07 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-04 23:23yes1377 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-04 22:48yes53 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-04 22:41no027 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-10-04 22:28yes1519 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-04 22:54yes1349 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-04 22:36yes514 s
Scale constrainedGPT-6 Lunagpt-6-luna2026-10-04 22:12yes222 s
Scale constrainedMuse Glimmer 30Bmeta/muse-glimmer-30b via togetherai2026-10-04 23:12yes1520 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-10-04 23:16yes1810 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-04 23:20no04 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-10-04 23:00yes1531 s
Negative framingPerplexity Sonarsonar2026-10-04 22:57yes224 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-04 22:41yes2111 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-10-04 23:12yes56 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-04 22:17yes2425 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-04 23:05yes53 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-04 23:14yes1049 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-10-04 22:33yes2334 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-04 23:14yes1880 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-04 22:49yes1018 s
Negative framingGPT-6 Lunagpt-6-luna2026-10-04 22:38yes318 s
Negative framingMuse Glimmer 30Bmeta/muse-glimmer-30b via togetherai2026-10-04 23:16yes2127 s

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

ShowHide
Category-scoped readings
None. Every name in this category resolved on its own.
Unresolved, counted raw
Bluefin’s ShieldConex
Crafting Software
Juspay Technologies Private Private Limited
Kill Bill
Norbr
PayU Hub (formerly Zooz)
Paymend
Payneteasy
Payomatix
Paytiko
Sensus Tech
Shift4
Starter (Lunos AI)
Stripe Smart Routes
Tranzzo
Trio
Visa CyberSource
optile
Discontinued, still offered
No shut-down product was recommended here.
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