Chargeback management
Asked as “chargeback management tool”, and as “payment dispute management software”, on behalf of a mid-market B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the October 2026 Edition on October 4, 2026; its answers are read by the distilled judge (ai-indexes-judge-qwen3-14b-run3), not the claude-opus-5 judge of the earlier categories: how the two compare.
Standing · first-choice share
24%
Contested · Gaviti 12%
24Chargeflow12Gaviti10Disputifier54others
24% of first choices, contested.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
Show the four products at 0%, ordered by negative rate
The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Chargeflow vs JusttChargeflow vs ChargeblastChargeflow vs HighRadiusChargeflow vs Chargebacks911Gaviti vs MidigatorGaviti vs DisputifierGaviti vs JusttGaviti vs ChargeblastGaviti vs HighRadiusGaviti vs Chargebacks911Midigator vs DisputifierMidigator vs JusttMidigator vs ChargeblastMidigator vs HighRadiusMidigator vs Chargebacks911Disputifier vs JusttDisputifier vs ChargeblastDisputifier vs HighRadiusDisputifier vs Chargebacks911Justt vs ChargeblastJustt vs HighRadiusJustt vs Chargebacks911Chargeblast vs HighRadiusChargeblast vs Chargebacks911HighRadius vs Chargebacks911
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08V09
10E11
12Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01Chargeflow24%
Chargeflow24%02Gaviti12%
Gaviti12%03Midigator10%
Midigator10%04Disputifier10%
Disputifier10%05Justt6%
Justt6%06Chargeblast6%
Chargeblast6%07HighRadius6%
HighRadius6%08Chargebacks9114%
Chargebacks9114%09Verifi0%
10Kount0%
Kount0%11Ethoca0%
12Signifyd0%
Signifyd0%What they warned about
One of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Chargebacks91125%
10 of 40 labels negative · 7 of 14 models · 5 hard negative
“One provider to scrutinize especially carefully: Chargebacks911... The FTC and Florida alleged that it used misleading evidence in some dispute responses” GPT-6 Luna, negative prompt
Chargeflow14%
7 of 50 labels negative · 6 of 14 models · 1 hard negative
“When to avoid: If you're a small e-commerce store sensitive to per-win costs or need hands-on support.” Grok 4.1 Fast, negative prompt
Signifyd39%
7 of 18 labels negative · 6 of 14 models · 1 hard negative
“custom enterprise pricing, usually requiring a sales call and large commitments” DeepSeek V4 Flash, budget prompt
MyChargeBack
100%
3 of 3 labels negative · 3 of 14 models · 3 hard negative
“avoid services that look like "chargeback assistance" or "recovery agents." ... "MyChargeBack" ... advance-fee recovery scams” Qwen 3.7 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
80 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1114 links across 197 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.
vendor site · Chargeflow47 answers · 89 citations · 12 models
vendor site · Guideflow46 answers · 48 citations · 11 models
vendor site · Chargeback.io40 answers · 66 citations · 11 models
27 answers · 29 citations · 10 models
25 answers · 28 citations · 11 models
vendor site · G224 answers · 37 citations · 12 models
vendor site · Fraud.net21 answers · 23 citations · 9 models
vendor site · GetApp20 answers · 29 citations · 10 models
vendor site · ChargebackStop19 answers · 20 citations · 8 models
vendor site · Beast Insights18 answers · 18 citations · 10 models
17 answers · 25 citations · 10 models
vendor site · HighRadius16 answers · 26 citations · 13 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
37 answers · 11 models
26 answers · 11 models
24 answers · 11 models
21 answers · 10 models
19 answers · 8 models
19 answers · 10 models
18 answers · 10 models
17 answers · 8 models
17 answers · 9 models
16 answers · 7 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best chargeback management tool”, “chargeback management tool”, “chargeback management tools”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Chargeflow chargeflow.io | 24% | 165 | 1,600 | 14 | 20,684 | $1,152 | 107 | 1 |
| Gaviti gaviti.com | 12% | 136 | 320 | 4 | 6,043 | 0 | ||
| Midigator midigator.com | 10% | 55 | 260 | 4 | ||||
| Disputifier disputifier.com | 10% | 32 | 880 | 6 | 1,673 | 2 | ||
| Justt justt.ai | 6% | 68 | 590 | 2 | 6,068 | $2,094 | 14 | |
| Chargeblast chargeblast.com | 6% | 44 | 1,000 | 12 | 19,270 | 11 | 9 | |
| Versapay versapay.com | 6% | 207 | 6,600 | 106 | 39,155 | $12,320 | 29 | |
| HighRadius highradius.com | 6% | 691 | 6,600 | 118 | 294,561 | $2,272 | 120 | |
| ChargeMate chargemate.tech | 6% | 13 | 70 | 1 | 63 | |||
| Chargebacks911 chargebacks911.com | 4% | 108 | 1,300 | 2 | 25,560 | $10,227 | 36 | 8 |
Google's top ten for the three searches hold 13 sites; 3 of them are among the sites the models cited here (chargeback.io, chargeflow.io, fraud.net). The first result for “best chargeback management tool” is chargeflow.io.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best chargeback management tool for a mid-market B2B company?”Paraphrase“Which payment dispute management software would you recommend to a mid-sized B2B company?”Comparative“What are the top chargeback management tools and how do they differ?”Budget-constrained“What is the best chargeback management tool for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a chargeback management tool. What should we look at?”Negative“Which chargeback management tools should I avoid or be cautious about?”
Claude Haiku 4.5Chargebacks911GavitiChangedno first choiceDisputifierno first choiceagainst: Chargebacks911, Chargeflow, Disputely, Ethoca, Justt, Kount, Signifyd
Three alternatives
Chargeflow, Justt, MidigatorThree alternatives
Esker, Kolleno, VersapayTwo alternatives
ChargePay, FraudLabs ProGPT-5.4 miniBilltrustHighRadiusChangedVisa Resolve / Visa Resolve OnlineChargeflowagainst: ChargebackHelp, ClearSaleno first choiceagainst: Chargeflow
Three alternatives
ChargebackStop, Chargebacks911, ChargeflowTwo alternatives
Chargebacks911, ChargeflowThree alternatives
Order Insight, Visa DPS Dispute Management, Visa Dispute Optimization ServiceOne alternative
ChargebackGemini 3.5 FlashChargeflowVersapayChangedChargeflowChargeflow, Disputifierno first choiceagainst: Chargebacks911, ClearSale, Riskified, Signifyd
Five alternatives
Accertify, Chargebacks911, HighRadius, Stuut, iNymbusFive alternatives
Chargebacks911, Gaviti, HighRadius, MidMetrics, Quadient ARSeven alternatives
Chargebacks911, Ethoca, Justt, Midigator, Riskified, Signifyd, VerifiFive alternatives
ChargePay, Chargeback Dispute Specialist, Chargeblast, Shopify Protect, Stripe RadarPerplexity SonarMidigatoragainst: ChargeflowHighRadiusChangedChargeflowDisputifieragainst: Signifyd, Verifino first choiceagainst: Ethoca, Verifi
Two alternatives
Chargebacks911, ChargeblastThree alternatives
Chargeflow, Chargehound, GavitiFour alternatives
Chargebacks911, Justt, Kount, VerifiOne alternative
ChargeflowGrok 4.1 FastChargeflowVersapayChangedagainst: HighRadius, KollenoChargeflowChargeflowagainst: Chargebacks911, MidigatorChargeback Gurus, Chargeflowagainst: Chargeback App, Chargebacks911, Chargeflow, Disputifier, Riskified, Signifyd
Five alternatives
Chargebacks911, Justt, Kount, Midigator, SiftTwo alternatives
Chargeflow, GavitiFive alternatives
Chargeback.io, Chargebacks911, Justt, Kount, SignifydOne alternative
ChargeMateFour alternatives
Chargebacks911, Forter, Midigator, VerifiMistral SmallMidigatorGavitiChangedChargebacks911ChargeMateno first choiceagainst: ChargebackHelp, Chargebacks911
Two alternatives
Chargeback.io, GavitiTwo alternatives
Kolleno, VersapayThree alternatives
Ethoca Alerts & Verifi CDRN, Kount, SignifydDeepSeek V4 FlashChargeblastagainst: MidigatorVersapayChangedagainst: Billtrust, Chargebacks911, Chargeflow, HighRadius, JusttChargebacks911ChargeMateagainst: Chargebacks911, Kount, Midigator, Signifydno first choiceagainst: Chargebacks911, Chargeflow, ClearSale, Ethoca, Justt, Ringly.io, Signifyd, Verifi
Three alternatives
Chargebacks911, Chargeflow, JusttTwo alternatives
Lunos, SupplyPikeEight alternatives
ChargebackStop, Chargeflow, Ethoca, Justt, Kount, Midigator, Signifyd, VerifiThree alternatives
Chargeback.io, Chargeflow, DisputifierLlama 4 Maverickno first choiceno first choiceHeldno first choiceDisputifierno first choicenothing named
Two alternatives
Accertify Chargeback Management, ChargeflowQwen 3.7 FlashChargeflow, JusttHighRadiusChangedRiskified, SignifydChargeflowDisputes.io / Chargebacks911against: Kount, MyChargeBack, Signifyd
Two alternatives
Maxio, MidigatorTwo alternatives
Bluecopa, GuideflowThree alternatives
Chargebacks911, Forter, SEONOne alternative
DisputifierFive alternatives
Fortress Commerce, Kount, Signifyd, Stripe Radar, VerifoneKimi K2MidigatorGavitiChangedChargebacks911Chargeflowno first choiceagainst: Chargeback.io, MyChargeBack
Three alternatives
Chargeback Gurus, Gaviti, SiftThree alternatives
HighRadius, Kolleno, VersapaySix alternatives
ChargeMate, Chargeback Gurus, Chargeflow, Midigator, Sift, SignifydThree alternatives
Chargeback, Chargebacks911, ChargeblastGLM 4.7 FlashXChargeblast, ChargeflowGavitiChangedChargebacks911ChargeMateno first choiceagainst: Chargebacks911, MyChargeBack, PayPal
Three alternatives
Chargebacks911, Gaviti, MidigatorThree alternatives
HighRadius Resolve, Midigator, VersapayFour alternatives
Chargeback Gurus, Chargeflow, Midigator, VerifiFour alternatives
Chargeback Gurus, ChargebackStop, Chargeflow, DisputeDashMiniMax M2.5Chargebacks911, MidigatorJusttChangedChargebacks911Chargebackno first choicenothing named
Two alternatives
Chargeflow, JusttTwo alternatives
HighRadius, KollenoFour alternatives
Chargeflow, Ethoca, Justt, VerifiThree alternatives
ChargeSentry, Chargeblast, DisputifierGPT-6 LunaJusttGavitiChangedno first choiceChargeflowno first choiceagainst: Chargebacks911, Chargeflow
Two alternatives
Chargeflow, HighRadius Deductions ManagementThree alternatives
Billtrust, Esker, HighRadiusFour alternatives
Chargebacks911, Chargeflow, Justt, Stripe DisputesTwo alternatives
Shopify Payments, Stripe DisputesMuse Glimmer 30BChargeblast, MidigatorGaviti, KollenoChangedChargebacks911, MidigatorChargeflow, Disputifierno first choiceagainst: Chargeback Gurus, Kurv, Maverick Payments
Two alternatives
Gaviti, JusttThree alternatives
Chargebacks911, Chargeflow, JusttNine alternatives
Adyen, Chargeback.com, Chargeflow, Ethoca, Justt, Kount, Sift, Stripe Disputes, VerifiTwo alternatives
ChargeSentry, Chargeback.ioBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:19 | yes | 13 | 9 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 23:13 | yes | 4 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:25 | yes | 14 | 28 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-04 23:15 | yes | 18 | 11 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:27 | yes | 22 | 9 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:44 | yes | 9 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:55 | yes | 20 | 26 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:31 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:23 | yes | 9 | 26 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:33 | yes | 14 | 19 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:44 | yes | 15 | 41 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:19 | yes | 11 | 18 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:30 | yes | 3 | 13 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:12 | yes | 10 | 18 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:22 | yes | 15 | 9 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:12 | yes | 2 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:30 | yes | 18 | 24 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-04 23:16 | yes | 19 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:17 | yes | 24 | 7 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:25 | yes | 10 | 5 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:16 | yes | 22 | 24 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:24 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:36 | yes | 13 | 50 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:57 | yes | 22 | 20 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:19 | yes | 14 | 18 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:37 | yes | 19 | 28 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:15 | yes | 4 | 18 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:11 | yes | 19 | 24 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:52 | yes | 9 | 8 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:39 | yes | 6 | 9 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:57 | yes | 25 | 29 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-04 22:37 | yes | 16 | 5 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:14 | yes | 22 | 10 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:20 | yes | 23 | 9 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:47 | yes | 22 | 46 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:48 | yes | 5 | 3 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:18 | no | 0 | 28 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 23:22 | yes | 15 | 25 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:36 | yes | 24 | 110 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:25 | yes | 17 | 62 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-04 23:18 | yes | 5 | 26 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:59 | yes | 15 | 22 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:27 | yes | 9 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:59 | yes | 4 | 3 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:20 | yes | 20 | 26 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-04 23:20 | yes | 14 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:52 | yes | 21 | 12 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:04 | yes | 9 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:54 | yes | 24 | 28 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 23:25 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:06 | yes | 17 | 36 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:51 | yes | 19 | 21 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:25 | yes | 13 | 42 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 23:20 | yes | 8 | 16 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:25 | yes | 3 | 13 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:16 | yes | 11 | 18 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:41 | no | 0 | 5 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:14 | no | 0 | 5 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:17 | yes | 10 | 25 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-04 22:24 | yes | 16 | 6 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:08 | yes | 14 | 8 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:17 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:50 | yes | 22 | 61 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:15 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:15 | yes | 5 | 19 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 23:46 | yes | 22 | 59 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:03 | yes | 14 | 42 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:35 | yes | 5 | 11 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:34 | yes | 2 | 16 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:26 | yes | 14 | 26 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:05 | yes | 18 | 12 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:43 | yes | 4 | 8 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:13 | yes | 21 | 29 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-04 23:16 | yes | 15 | 4 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:26 | yes | 23 | 10 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:50 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 23:06 | yes | 24 | 51 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:50 | yes | 5 | 1 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:17 | yes | 22 | 50 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:39 | yes | 25 | 20 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:41 | yes | 25 | 34 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:26 | yes | 19 | 23 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:48 | yes | 2 | 22 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:05 | yes | 23 | 23 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
Stripe read as Stripe Disputes
Stripe Smart Disputes read as Stripe Disputes
Unresolved, counted raw
Accertify Chargeback Management
Antifraud.com
Chargeback App (joinchargeback.com)
Chargeback Dispute Specialist (Shopify App)
Disputes.io / Chargebacks911
Ethoca Alerts & Verifi CDRN (by Visa)
Fortress Commerce
HighRadius Deductions Management
HighRadius Resolve
Kurv
Maverick Payments
MidPay by F6S
Order Insight
Stripe's built-in tools
SupplyPike
Truebill
Visa DPS Dispute Management
Visa Dispute Optimization Service
Visa Resolve / Visa Resolve Online (VROL)
Discontinued, still offered
No shut-down product was recommended here.