B2B payment acceptance
Asked as “B2B payment acceptance platform”, and as “accounts receivable payment portal”, on behalf of a mid-market B2B company. 47 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
19%
Contested · Helcim 15%
19Versapay15Helcim11EBizCharge55others
19% of first choices, contested.
Since September 2026↗new leaderNew leader since September 2026: Versapay (15%) replaces Helcim (17% then, 12% now), 2 points clear, inside the 10-point floor.Versapay leads at 15%, replacing Helcim, which led at 17% and stands at 12% now: 2 points clear, inside the floor, so the swap reads as unsettled.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Helcim31%Contested▼−7Since September 2026: 35% → 28%, −7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Mid-market
Versapay19%Contested↗new leaderNew leader since September 2026: Versapay (15%) replaces Helcim (17% then, 12% now), 2 points clear, inside the 10-point floor.This pageEnterprise
HighRadius25%Contested▲+1Since September 2026: 28% → 29%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →
Helcim31%Contested▼−7Since September 2026: 35% → 28%, −7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Mid-marketVersapay19%Contested↗new leaderNew leader since September 2026: Versapay (15%) replaces Helcim (17% then, 12% now), 2 points clear, inside the 10-point floor.This pageEnterpriseHighRadius25%Contested▲+1Since September 2026: 28% → 29%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01Versapay19%0%17accepted challenger▼−3Since September 2026: 17% → 15%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.17% → 15%
Versapay19%0%17accepted challenger▼−3Since September 2026: 17% → 15%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.17% → 15%02Helcim15%0%17accepted challenger▼−5Since September 2026: 17% → 12%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.17% → 12%
Helcim15%0%17accepted challenger▼−5Since September 2026: 17% → 12%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.17% → 12%03
Stripe6%20%49accepted challenger▲+1Since September 2026: 7% → 7%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.7% → 7%
Stripe6%20%49accepted challenger▲+1Since September 2026: 7% → 7%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.7% → 7%04
BILL Accounts Receivable6%17%42accepted challenger▲+3Since September 2026: 4% → 7%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 7%
BILL Accounts Receivable6%17%42accepted challenger▲+3Since September 2026: 4% → 7%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 7%05
Billtrust6%0%17accepted challenger▼−1Since September 2026: 9% → 7%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.9% → 7%
Billtrust6%0%17accepted challenger▼−1Since September 2026: 9% → 7%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.9% → 7%06
Melio6%14%21accepted challenger▼−1Since September 2026: 9% → 7%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.9% → 7%
Melio6%14%21accepted challenger▼−1Since September 2026: 9% → 7%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.9% → 7%07
MineralTree4%0%12accepted challenger▲+5Since September 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 5%
MineralTree4%0%12accepted challenger▲+5Since September 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 5%08
Tipalti2%0%19accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Tipalti2%0%19accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%09
AvidXchange2%0%17accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
AvidXchange2%0%17accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%10HighRadius2%14%21accepted challenger▼−2Since September 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 2%
HighRadius2%14%21accepted challenger▼−2Since September 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 2%11
Square2%27%11criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Square2%27%11criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%Show the three products at 0%, ordered by negative rate
14
PayPal0%40%20criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
PayPal0%40%20criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%13
Wise Business0%6%16accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Wise Business0%6%16accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%12
Adyen0%5%19accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Adyen0%5%19accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Versapay vs BilltrustVersapay vs MelioVersapay vs MineralTreeVersapay vs TipaltiHelcim vs StripeHelcim vs BILL Accounts ReceivableHelcim vs BilltrustHelcim vs MelioHelcim vs MineralTreeHelcim vs TipaltiStripe vs BILL Accounts ReceivableStripe vs BilltrustStripe vs MelioStripe vs MineralTreeStripe vs TipaltiBILL Accounts Receivable vs BilltrustBILL Accounts Receivable vs MelioBILL Accounts Receivable vs MineralTreeBILL Accounts Receivable vs TipaltiBilltrust vs MelioBilltrust vs MineralTreeBilltrust vs TipaltiMelio vs MineralTreeMelio vs TipaltiMineralTree vs Tipalti
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
0102030405060708091011121314Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative30%
Key
01Versapay19%
Versapay19%02Helcim15%
Helcim15%03Stripe6%
Stripe6%04BILL Accounts Receivable6%
BILL Accounts Receivable6%05Billtrust6%
Billtrust6%06Melio6%
Melio6%07MineralTree4%
MineralTree4%08Tipalti2%
Tipalti2%09AvidXchange2%
AvidXchange2%10HighRadius2%
HighRadius2%11Square2%
Square2%12Adyen0%
Adyen0%13Wise Business0%
Wise Business0%14PayPal0%
PayPal0%What they warned about
One of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
PayPal40%
8 of 20 labels negative · 7 of 14 models · 3 hard negative
“PayPal's automated risk system freezes accounts and holds funds for 180 days without appeal. This is the most-reported PayPal complaint” Muse Glimmer 30B, negative prompt
Stripe20%
10 of 49 labels negative · 7 of 14 models · 1 hard negative
“PayPal & Stripe (Avoid for Large, Low-Volume B2B Invoices)” Gemini 3.5 Flash, negative prompt
BILL Accounts Receivable17%
7 of 42 labels negative · 6 of 14 models · 2 hard negative
“Severe payment delays — Vendors report receiving payments 36–42 days after invoicing” DeepSeek V4 Flash, negative prompt
Melio14%
3 of 21 labels negative · 3 of 14 models · 1 hard negative
“BBB rating of "F" with 100+ negative reviews (2.21/5 average)” DeepSeek V4 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
79 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1100 links across 263 sites, every framing counted. Ranked by the number of answers carrying the site or page. 20 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · HighRadius33 answers · 40 citations · 12 models
28 answers · 33 citations · 10 models
28 answers · 31 citations · 10 models
24 answers · 24 citations · 11 models
23 answers · 25 citations · 9 models
vendor site · Resolve Pay21 answers · 23 citations · 11 models
vendor site · G219 answers · 22 citations · 12 models
vendor site · Rillion19 answers · 21 citations · 11 models
vendor site · ConnectPay17 answers · 17 citations · 10 models
vendor site · G216 answers · 28 citations · 8 models
16 answers · 16 citations · 9 models
vendor site · Sourceforge15 answers · 18 citations · 8 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
29 answers · 12 models
28 answers · 10 models
27 answers · 10 models
23 answers · 11 models
18 answers · 7 models
16 answers · 9 models
15 answers · 9 models
14 answers · 9 models
14 answers · 9 models
14 answers · 10 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “b2b payment acceptance platform”, “b2b payment platforms”, “best b2b payment acceptance platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Versapay versapay.com | 19% | 207 | 6,600 | 106 | 39,155 | $12,320 | 29 | 9 |
| Helcim helcim.com | 15% | 77 | 12,100 | 143 | 52,527 | 28 | ||
| EBizCharge ebizcharge.com | 11% | 28 | 2,400 | 16 | 22,849 | $7,184 | 24 | 2 |
| Nickel nickel.com | 11% | 26 | 110,000 | 62,180 | 29,555 | $1,033 | 7 | |
| Stripe stripe.com | 6% | 361 | 823,000 | 102,741 | 3,226,782 | $3,621 | 102 | 2 |
| BILL bill.com BILL Accounts Receivable 6% | 6% | 217 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 | |
| Billtrust billtrust.com | 6% | 317 | 6,600 | 159 | 50,343 | $718 | 15 | |
| Melio melio.com | 6% | 277 | 33,100 | 492 | 36,039 | $1,429 | 60 | |
| Gaviti gaviti.com | 6% | 136 | 320 | 4 | 6,043 | 0 | ||
| MineralTree mineraltree.com | 4% | 27 | 1,300 | 4 | 15,195 | 18 |
Google's top ten for the three searches hold 22 sites; 4 of them are among the sites the models cited here (connectpay.com, fitsmallbusiness.com, highradius.com, resolvepay.com). The first result for “b2b payment acceptance platform” is paytrace.net.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best B2B payment acceptance platform for a mid-market B2B company?”Paraphrase“Which accounts receivable payment portal would you recommend to a mid-sized B2B company?”Comparative“What are the top B2B payment platforms and how do they differ?”Budget-constrained“What is the best B2B payment acceptance platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a B2B payment acceptance platform. What should we look at?”Negative“Which B2B payment platforms should I avoid or be cautious about?”
Claude Haiku 4.5EBizChargeBilltrustChangedStripeHelcim, Nickelno first choicenothing named
Four alternatives
BILL Accounts Receivable, HighRadius, Rillion, VersapayThree alternatives
Invoiced, Quadient AR, VersapayEight alternatives
Adyen, AvidXchange, Flywire, Melio, MineralTree, PayPal, Wise Business, WizPay by WizCommerceTwo alternatives
Melio, SquareGPT-5.4 miniBILL Accounts ReceivableBilltrustChangedBILL Accounts Receivableagainst: PayPalSquareagainst: BILL Accounts Receivableno first choicenothing named
Four alternatives
HighRadius, Modern Treasury, Tipalti, VersapayTwo alternatives
BILL AP/AR, HighRadiusFive alternatives
Airbase, Coupa Pay, Ramp, Stripe, TipaltiOne alternative
StripeGemini 3.5 FlashEBizChargeagainst: PayPal, StripeVersapayChangedagainst: HighRadius, QuickBooks PaymentsEBizCharge, StripeNickelagainst: Square, Stripeno first choiceagainst: Melio, PayPal, Payoneer, Pepper Pay, Solid Financial Technologies, Stripe, Synapse
Four alternatives
Billtrust, Paystand, Resolve Pay, VersapayFour alternatives
BILL Accounts Receivable, Billtrust, Invoiced, Quadient ARSix alternatives
Airwallex, BILL Accounts Receivable, Melio, Tipalti, TreviPay, Wise BusinessTwo alternatives
Helcim, MelioPerplexity SonarMineralTreeagainst: StripeBilltrustChangedagainst: BILL Accounts Receivableno first choiceNickelno first choiceagainst: PayPal, Venmo for Business
One alternative
EBizChargeThree alternatives
Invoiced, Quadient AR, VersapayThree alternatives
PayPal Payments, Square, Wise BusinessGrok 4.1 FastStripeBILL Accounts ReceivableChangedno first choiceMelioagainst: PayPalStripeagainst: BILL Accounts Receivable, Fiserv, Humboldt Merchant Services, Nuvei
Three alternatives
AvidXchange, BILL Accounts Receivable, MineralTreeFive alternatives
AvidXchange, Billtrust, Chaser, Stripe Billing, VersapayThree alternatives
Helcim, Square Invoices, StripeSix alternatives
AvidXchange, BILL Accounts Receivable, HighRadius, Melio, Modern Treasury, TipaltiMistral SmallEBizChargeagainst: StripeGavitiChangedStripeMelio, Nickelno first choicenothing named
Two alternatives
BILL Accounts Receivable, MineralTreeThree alternatives
BILL Accounts Receivable, Quadient AR, VersapayEight alternatives
Authorize.net, BILL Accounts Receivable, Coupa Pay, Helcim, PayPal, PaymentCloud, QuickBooks Payments, StaxTwo alternatives
Helcim, PayTraceDeepSeek V4 FlashHighRadiusagainst: AdyenVersapayChangedagainst: HighRadiusAdyen, StripeHelcimno first choiceagainst: BILL Accounts Receivable, BlueSnap, Melio, PayPal
Three alternatives
BILL Accounts Receivable, Quadient AR, StripeFour alternatives
Billtrust, Chaser, Monk, Quadient ARSeven alternatives
BILL Accounts Receivable, Braintree, Coupa Pay, Melio, Stax, Tipalti, Wise BusinessFour alternatives
BILL Accounts Receivable, PayPal, Payment Depot, StripeLlama 4 MaverickEBizChargeGavitiChangedno first choiceno first choiceno first choicenothing named
Two alternatives
AvidXchange, HighRadiusTwo alternatives
BILL Accounts Receivable, BilltrustQwen 3.7 FlashBILL Accounts ReceivableVersapayChangedagainst: HighRadiusBILL Accounts ReceivableStripeno first choiceagainst: Airwallex, PayPal, Payoneer, Skrill, Square, Stripe, Venmo for Business
Five alternatives
Chargebee, Forwardly, Nickel, Stripe Billing, Stripe ConnectTwo alternatives
BILL Accounts Receivable, GavitiFive alternatives
Adyen, HighRadius, Stripe, Stripe Treasury, TipaltiTwo alternatives
Helcim, SquareKimi K2MineralTreeVersapayChangedagainst: BILL Accounts ReceivableStripeHelcimagainst: Square, Stripeno first choiceagainst: Airwallex, BILL Accounts Receivable, Dodo Payments, Global Payments, Melio, Paystack, Stax, Stripe
Four alternatives
AvidXchange, BILL Accounts Receivable, HighRadius, StripeOne alternative
GavitiFour alternatives
Airwallex, BILL Accounts Receivable, Melio, TipaltiOne alternative
MelioGLM 4.7 FlashXHelcimVersapayChangedStripeHelcimno first choiceagainst: BlueSnap, Finvert, MuchBetter, Nummuspay, Payza, iPayTotal
Four alternatives
Adyen, AvidXchange, MineralTree, StripeTwo alternatives
AvidXchange, BilltrustSeven alternatives
Adyen, AvidXchange, BILL Accounts Receivable, Coupa Pay, Flywire, Tipalti, Wise BusinessFour alternatives
GoCardless, PayPal, Square, StripeMiniMax M2.5AvidXchange, TipaltiGaviti, VersapayChangedno first choiceMelio, Nickelno first choiceagainst: Block, Payer, Plastiq, Wise Business
Three alternatives
BILL Accounts Receivable, Helcim, StripeThree alternatives
BILL Accounts Receivable, Chaser, InvoicedEight alternatives
Adyen, AvidXchange, BILL Accounts Receivable, Coupa Pay, PayPal, Square, Stripe, Wise BusinessThree alternatives
Helcim, Square, StripeGPT-6 LunaVersapayVersapayHeldAdyen, StripeHelcimno first choiceagainst: Appstar Financial, Blue Dog Business Services, Cypress Bay Solutions, Eliot Management Group, First American Payment Systems, Paddle, Payscape Advisors, Stripe, Sundance Payment Solutions
Three alternatives
Billtrust, Flywire, StripeOne alternative
BilltrustSix alternatives
Airwallex, BILL Accounts Receivable, Billtrust, Melio, Ramp, TipaltiTwo alternatives
PayPal, StripeMuse Glimmer 30BEBizChargeVersapayChangedBILL Accounts ReceivableHelcimagainst: BILL Accounts Receivableno first choiceagainst: PayPal, Stripe
Four alternatives
BILL Accounts Receivable, Ramp, Stripe, TipaltiFive alternatives
BILL AP/AR, Bill360, Billtrust, Gaviti, InvoicedSeven alternatives
Adyen, Airwallex, HighRadius, Melio, Stripe, Tipalti, Wise BusinessTwo alternatives
PayPal, StripeBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:32 | yes | 9 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:06 | yes | 5 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 11:18 | yes | 22 | 31 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 10:54 | yes | 14 | 2 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:47 | yes | 25 | 16 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:23 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:34 | yes | 18 | 31 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 07:45 | yes | 5 | 9 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:19 | yes | 5 | 19 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:37 | yes | 19 | 22 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 11:18 | yes | 20 | 79 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:45 | yes | 22 | 83 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:15 | yes | 4 | 19 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:09 | yes | 24 | 27 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:27 | yes | 9 | 7 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:31 | yes | 3 | 6 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:32 | yes | 20 | 24 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 11:13 | yes | 20 | 4 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 07:53 | yes | 23 | 9 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:31 | yes | 5 | 3 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:38 | yes | 23 | 24 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:39 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:20 | yes | 5 | 28 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:14 | yes | 15 | 22 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:04 | yes | 24 | 56 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:26 | yes | 9 | 32 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:11 | yes | 2 | 19 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:40 | yes | 14 | 24 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 11:01 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:47 | yes | 6 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:34 | yes | 12 | 27 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 10:12 | yes | 18 | 6 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:10 | yes | 23 | 9 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:24 | yes | 7 | 8 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:00 | yes | 25 | 54 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:32 | yes | 5 | 1 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:14 | yes | 10 | 22 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:08 | yes | 10 | 48 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:53 | yes | 19 | 32 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:43 | yes | 14 | 33 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:58 | yes | 8 | 31 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:02 | yes | 14 | 28 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:38 | yes | 9 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:28 | yes | 4 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:26 | yes | 21 | 25 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 08:24 | yes | 18 | 2 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:34 | yes | 24 | 11 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:56 | yes | 6 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:50 | yes | 23 | 37 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:02 | yes | 5 | 6 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:00 | yes | 10 | 23 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:23 | yes | 19 | 22 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:58 | yes | 23 | 330 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:09 | yes | 8 | 33 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:14 | yes | 3 | 18 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:42 | yes | 24 | 33 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:52 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:37 | no | 0 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 11:12 | yes | 7 | 27 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 11:25 | yes | 19 | 7 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 07:32 | yes | 14 | 11 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:27 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:26 | yes | 20 | 49 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:08 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:51 | yes | 9 | 33 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:00 | yes | 13 | 27 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:46 | yes | 24 | 35 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:30 | no | 0 | 10 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 07:44 | yes | 2 | 36 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:15 | yes | 14 | 19 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:50 | yes | 18 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 07:57 | yes | 0 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 11:13 | yes | 18 | 27 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 07:58 | yes | 17 | 4 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:36 | yes | 25 | 16 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 11:20 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:29 | yes | 25 | 36 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 07:44 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:45 | yes | 10 | 48 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:54 | yes | 25 | 20 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:32 | yes | 23 | 32 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 07:41 | yes | 24 | 42 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:00 | yes | 3 | 32 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:34 | yes | 24 | 32 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL read as BILL Accounts Receivable
BILL (Bill.com) read as BILL Accounts Receivable
BILL (formerly Bill.com) read as BILL Accounts Receivable
BILL / Bill.com read as BILL Accounts Receivable
Bill.com read as BILL Accounts Receivable
Bill.com (BILL) read as BILL Accounts Receivable
Coupa (Coupa Pay) read as Coupa Pay
Quadient (YayPay) read as Quadient AR
Venmo read as Venmo for Business
Venmo Business read as Venmo for Business
Unresolved, counted raw
Appstar Financial
Blue Dog Business Services
Cypress Bay Solutions
Eliot Management Group
Finvert
MuchBetter
Nummuspay
PayTrace
Payer
Payment Depot
Payscape Advisors
Pepper Pay
Solid Financial Technologies
Sundance Payment Solutions
Traild Pay
WizPay by WizCommerce
iPayTotal
Discontinued, still offered
No shut-down product was recommended here.