Embedded payments platforms
Asked as “embedded payments platform”, and as “payfac-as-a-service provider for SaaS”, on behalf of a mid-market B2B company. 51 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the October 2026 Edition on October 4, 2026; its answers are read by the distilled judge (ai-indexes-judge-qwen3-14b-run3), not the claude-opus-5 judge of the earlier categories: how the two compare.
Standing · first-choice share
53%
Clear leader
53Stripe Connect14Finix06Exact Payments27others
53% of first choices, clear leader.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
05
Adyen for Platforms2%24%45accepted challengernewNew since September 2026: not ranked then, 2% now.
Adyen for Platforms2%24%45accepted challengernewNew since September 2026: not ranked then, 2% now.Show the two products at 0%, ordered by negative rate
The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All ten head-to-head pages: the top five products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01
02
03
0405
06
07Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative70%
Key
01Stripe Connect53%
Stripe Connect53%02Finix14%
Finix14%03Tilled4%
Tilled4%04Rainforest4%
Rainforest4%05Adyen for Platforms2%
Adyen for Platforms2%06Checkout.com0%
Checkout.com0%07Unit0%
Unit0%What they warned about
Three of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Kimi K2, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Stripe Connect16%
11 of 67 labels negative · 9 of 14 models · 4 hard negative
“here are the embedded payments platforms you should approach with caution or avoid... Stripe (including Stripe Payments & Stripe Connect)” Mistral Small, negative prompt
Adyen for Platforms24%
11 of 45 labels negative · 9 of 14 models · 1 hard negative
“**Avoid for tight budgets**: ... or enterprise like Adyen.” Grok 4.1 Fast, budget prompt
Worldpay for Platforms50%
4 of 8 labels negative · 3 of 14 models · 2 hard negative
“Opaque fee structures, complex enterprise contracts, and long-term agreements that can be difficult to exit.” Mistral Small, negative prompt
Finix7%
3 of 45 labels negative · 3 of 14 models · 1 hard negative
“**Avoid for tight budgets**: Finix ($250+/mo)” Grok 4.1 Fast, budget prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
79 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1108 links across 264 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.
vendor site · Whop49 answers · 70 citations · 12 models
vendor site · Guideflow42 answers · 51 citations · 12 models
vendor site · Stripe41 answers · 84 citations · 14 models
vendor site · Finix41 answers · 56 citations · 14 models
28 answers · 41 citations · 12 models
vendor site · Sourceforge26 answers · 35 citations · 11 models
vendor site · Fiska24 answers · 30 citations · 9 models
20 answers · 20 citations · 7 models
vendor site · Swipesum20 answers · 20 citations · 11 models
vendor site · Airwallex19 answers · 20 citations · 9 models
vendor site · Lendflow19 answers · 19 citations · 9 models
18 answers · 22 citations · 10 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
43 answers · 12 models
41 answers · 12 models
21 answers · 10 models
20 answers · 9 models
20 answers · 7 models
19 answers · 9 models
19 answers · 10 models
17 answers · 8 models
15 answers · 8 models
15 answers · 10 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best embedded payments platform”, “embedded payments platform”, “embedded payments platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Stripe stripe.com Stripe Connect 53% | 53% | 203 | 823,000 | 102,741 | 3,226,782 company | $3,621 | 102 | 1 |
| Finix finix.com | 14% | 127 | 3,600 | 101 | 6,171 | $820 | 40 | |
| Exact Payments | 6% | |||||||
| Tilled tilled.com | 4% | 42 | 5,400 | 44,347 | 2,228 | |||
| Rainforest rainforestpay.com Rainforest 4%, Rainforest Pay 0% | 4% | 29 | 110,000 | 70,912 | 775 | 1 | ||
| EBizCharge ebizcharge.com | 4% | 28 | 2,400 | 16 | 22,849 | $7,184 | 24 | |
| Adyen for Platforms adyen.com | 2% | 124 | 170 | 5 | 126,446 | $7,702 | 84 | |
| Payabli payabli.com | 2% | 11 | 1,600 | 11,885 | 1,109 | 8 | ||
| Braintree | 2% | 60,500 | 10,482 | |||||
| WePay | 2% | 2,900 | 100 |
Google's top ten for the three searches hold 25 sites; 4 of them are among the sites the models cited here (fiska.com, londonlovesbusiness.com, sourceforge.net, stripe.com). The first result for “best embedded payments platform” is revenuebase.ai.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best embedded payments platform for a mid-market B2B company?”Paraphrase“Which payfac-as-a-service provider for SaaS would you recommend to a mid-sized B2B company?”Comparative“What are the top embedded payments platforms and how do they differ?”Budget-constrained“What is the best embedded payments platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating an embedded payments platform. What should we look at?”Negative“Which embedded payments platforms should I avoid or be cautious about?”
Claude Haiku 4.5EBizChargeRainforest, Stripe ConnectChangedStripe ConnectEBizCharge, Exact Paymentsno first choiceagainst: Blue Ridge Bank, Evolve Bank, Intergiro, Railsr, Solaris, Synapse
Four alternatives
HighRadius, Rillion, Stripe Connect, UnitThree alternatives
Adyen for Platforms, Swipesum, TilledFive alternatives
Finix, Rainforest Pay, Unipaas, Unit, WePayTwo alternatives
Finix, WhopGPT-5.4 miniStripe ConnectStripe Payment Facilitation / Stripe ConnectChangedStripe Connectagainst: Braintree, PayPal BraintreeStripe Connectagainst: Adyen for Platformsno first choiceagainst: Nuvei
Three alternatives
Adyen for Platforms, Finix, Treasury PrimeTwo alternatives
BlueSnap, Exact PaymentsThree alternatives
Adyen for Platforms, PayPal for Platforms / PayPal Complete Payments Platform, Rapyd Embedded Fintech / Rapyd PlatformsOne alternative
FinixGemini 3.5 FlashFinixFinixHeldagainst: Adyen for Platforms, Stripe Connect, Worldpay for PlatformsStripe ConnectStripe Connectno first choiceagainst: Solid Financial Technologies, Synapse Financial Technologies, Synctera, Treasury Prime, Unit
Five alternatives
Balance, Slope, Stripe Connect, TreviPay, UsioThree alternatives
Payabli, Rainforest, TilledSeven alternatives
Adyen for Platforms, Finix, Marqeta, Rainforest Pay, Tilled, Unit, Worldpay for PlatformsThree alternatives
Finix, Fiska, HelcimPerplexity SonarStripe ConnectFinixChangedagainst: Adyen for PlatformsStripe ConnectWePayagainst: Paddle, Whopno first choiceagainst: Adyen for Platforms, Clearent, Finix, Lightspeed, Stripe Connect
Two alternatives
Adyen for Platforms, BlueSnapOne alternative
Exact PaymentsFive alternatives
Adyen for Platforms, GoCardless, Payrix, Unit, WhopOne alternative
FinixGrok 4.1 FastStripe Connectagainst: Adyen for PlatformsFinixChangedagainst: Stripe ConnectStripe ConnectStripe Connectagainst: Adyen for Platforms, Finixno first choiceagainst: Fullsteam
Two alternatives
Finix, TilledFour alternatives
Payrix, Rainforest, Stax Connect, TilledThree alternatives
Adyen for Platforms, Finix, PayPalThree alternatives
Helcim, Rainforest Pay, Stax ConnectFour alternatives
Adyen for Platforms, Finix, Payrix, Stripe ConnectMistral SmallStripe ConnectFinixChangedagainst: Adyen for PlatformsStripe ConnectStripe Connectno first choiceagainst: Braintree, Checkout.com, Finix, Helcim, Stripe Connect, Usio, Worldpay for Platforms
Two alternatives
Adyen for Platforms, PayaOne alternative
Stripe ConnectSix alternatives
Adyen for Platforms, Braintree, Checkout.com, Paddle, PayPal, PlaidOne alternative
FinixDeepSeek V4 FlashStripe Connectagainst: PayrixTilledChangedagainst: Stripe ConnectStripe ConnectStripe ConnectStripe Connectagainst: Worldpay for Platformsagainst: Adyen for Platforms, Helcim, PayPal, Square, Stripe Connect, Worldpay for Platforms
Four alternatives
Adyen for Platforms, Finix, Resolve, TreviPayTwo alternatives
Finix, RainforestEight alternatives
Adyen for Platforms, Airwallex, Checkout.com, Finix, Marqeta, Plaid, Square, UnitTwo alternatives
Finix, MollieFour alternatives
Adyen for Platforms, Finix, Rainforest, TilledLlama 4 MaverickBraintreeExact PaymentsChangedno first choiceStripe ConnectStripe Connectagainst: Adyen for Platforms, Stripe Connect
One alternative
PaidYETTwo alternatives
Ryft, SwipesumOne alternative
FinixQwen 3.7 FlashStripe ConnectStripe ConnectHeldAdyen for Platforms, Stripe ConnectStripe Connectagainst: Adyen for Platforms, Marqit, Switch, Weavvyno first choiceagainst: Braintree Payments, Stripe Connect, WePay
Six alternatives
Adyen for Platforms, Braintree, Checkout.com, Dwolla, HighRadius, TipaltiThree alternatives
Adyen for Platforms, Checkout.com, Thousand EyesTwo alternatives
Checkout.com, PaddleTwo alternatives
PayPal Braintree, Square for MarketplacesKimi K2Rainforest, Stripe ConnectFinixChangedagainst: Stripe ConnectStripe ConnectStripe Connectno first choiceagainst: PayPal, Square, Stripe Connect, Synapse Financial Technologies
Four alternatives
Adyen for Platforms, BILL, Finix, PayabliTwo alternatives
Rainforest, TilledSeven alternatives
Adyen for Platforms, Braintree, Checkout.com, Finix, Marqeta, PayPal, Treasury PrimeTwo alternatives
Paddle, WePayGLM 4.7 FlashXStripe ConnectStripe ConnectHeldno first choiceHelcimno first choiceagainst: Global Payments, North, Paysafe, Stax Connect
Four alternatives
Adyen for Platforms, EBizCharge, Finix, TreviPayThree alternatives
Adyen for Platforms, Finix, Worldpay for PlatformsFive alternatives
Embed.co, NMI, Qoin, Stripe Connect, WhopMiniMax M2.5Adyen for Platforms, Stripe ConnectExact Payments, NMI PaymentsChangedStripe ConnectStripe Connectno first choicenothing named
Five alternatives
Airwallex, Bill.com, Finix, Stax Connect, TipaltiTwo alternatives
Adyen for Platforms, Stripe ConnectTwo alternatives
Adyen for Platforms, SquareTwo alternatives
PayPal Commerce Platform, Square for PlatformsGPT-6 LunaStripe ConnectFinixChangedStripe ConnectStripe Connectno first choiceagainst: Evolve Bank & Trust, First American Payment Systems, Paddle, Synapse
Three alternatives
Adyen for Platforms, Finix, RainforestTwo alternatives
Payabli, Stripe ConnectFour alternatives
Adyen for Platforms, Finix, PayPal Complete Payments, Payrix / Worldpay for PlatformsOne alternative
FinixMuse Glimmer 30BHighRadius, Stripe ConnectPayabli, TilledChangedStripe ConnectStripe Connectno first choiceagainst: Adyen for Platforms, Mangopay, Stripe Connect
Four alternatives
Adyen Platforms, BILL, Finix, PlootoOne alternative
FinixThree alternatives
Adyen for Platforms, PayPal, Shopify PaymentsTwo alternatives
Finix, Rainforest PayBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:31 | yes | 16 | 9 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:36 | yes | 4 | 9 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:38 | yes | 15 | 25 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-04 22:59 | yes | 19 | 3 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:23 | yes | 19 | 8 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:16 | yes | 23 | 15 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 23:20 | yes | 18 | 38 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:56 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:38 | yes | 10 | 23 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:21 | yes | 18 | 52 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:22 | yes | 24 | 72 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 23:13 | yes | 19 | 45 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:22 | yes | 4 | 14 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:17 | yes | 22 | 25 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:56 | yes | 16 | 9 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:16 | yes | 3 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:38 | yes | 13 | 28 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-04 22:26 | yes | 17 | 4 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:55 | yes | 17 | 9 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:11 | yes | 7 | 8 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 23:15 | yes | 19 | 46 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 23:17 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:27 | no | 0 | 33 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:56 | yes | 20 | 19 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:12 | yes | 24 | 27 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:22 | yes | 5 | 14 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:45 | yes | 4 | 23 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:15 | yes | 12 | 28 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:05 | yes | 15 | 11 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:40 | yes | 7 | 15 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:09 | yes | 16 | 25 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-04 23:04 | yes | 18 | 4 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:03 | yes | 16 | 9 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:11 | yes | 9 | 9 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 23:13 | yes | 21 | 54 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 23:18 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:26 | yes | 10 | 44 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 23:21 | yes | 20 | 26 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:11 | yes | 10 | 35 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:32 | yes | 10 | 21 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:16 | yes | 5 | 21 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:22 | yes | 24 | 34 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:15 | yes | 14 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:28 | yes | 4 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:13 | yes | 12 | 29 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-04 23:04 | yes | 17 | 2 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:28 | yes | 22 | 9 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:04 | yes | 5 | 3 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:55 | yes | 25 | 26 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:37 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:19 | yes | 5 | 26 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:40 | yes | 10 | 15 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:09 | yes | 25 | 32 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:40 | yes | 5 | 29 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 23:09 | yes | 2 | 14 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:57 | yes | 14 | 15 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:37 | no | 0 | 6 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:45 | no | 0 | 14 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:25 | yes | 10 | 26 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-04 22:37 | yes | 18 | 6 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:28 | yes | 13 | 9 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:44 | no | 0 | 8 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:33 | yes | 23 | 40 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:58 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:59 | no | 0 | 28 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:14 | yes | 24 | 25 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:59 | yes | 14 | 89 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 23:00 | yes | 5 | 12 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:37 | yes | 3 | 20 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:29 | yes | 14 | 19 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:32 | yes | 26 | 11 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:33 | yes | 3 | 7 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:57 | yes | 37 | 33 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-04 23:25 | yes | 16 | 4 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:29 | yes | 21 | 10 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:22 | yes | 15 | 9 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:22 | yes | 24 | 42 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:54 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:07 | yes | 14 | 39 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:24 | yes | 25 | 25 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:42 | yes | 25 | 72 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:13 | yes | 13 | 32 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-04 23:22 | yes | 4 | 29 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:47 | yes | 22 | 24 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
Adyen read as Adyen for Platforms
Adyen (Adyen for Platforms) read as Adyen for Platforms
Stax read as Stax Connect
Stripe read as Stripe Connect
Stripe (Stripe Connect + Stripe Treasury) read as Stripe Connect
Stripe (Stripe Connect) read as Stripe Connect
Worldpay read as Worldpay for Platforms
Worldpay (Payrix) read as Worldpay for Platforms
Unresolved, counted raw
Braintree Payments
Cashfree
Elavon
Embed.co
Fullsteam
Marqit
PayPal Zettle
PayPal for Platforms / PayPal Complete Payments Platform
Qoin
Rapyd Embedded Fintech / Rapyd Platforms
Ryft
Solid Financial Technologies (Solid)
Square Connect (Block Marketplace API)
Square Connect / Block Marketplace API
Square for Marketplaces
Square for Platforms
Stripe Issuing
Stripe Payment Facilitation / Stripe Connect
Switch
TSYS
Thousand Eyes
Weavvy
Worldpay's PayFac Developer tier
Discontinued, still offered
No shut-down product was recommended here.